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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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bcombat
post Feb 21 2022, 12:08 PM

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feels kind of insecure because app never disclose the detail of asset they invested
bcombat
post Feb 21 2022, 06:14 PM

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QUOTE(tehoice @ Feb 21 2022, 12:28 PM)
no idea, hopefully they can clarify it through their updated FAQ next time.
We won't know until they share or someone gotten their statement and share.

Meanwhile, I have more confidence in them because they are a listed company, not some small start ups, they are regulated by the SC, your money goes to the trustee and not them directly.

However, do exercise your own diligence whether you would want to invest with them.

P/S: and my ex-com as well  tongue.gif
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transparency is needed regardless of the company background and past achievements. For example, StashAway invested significant amount in Kweb but price kept dropping, if investors disagree with it then they can pull their money out ASAP.

This post has been edited by bcombat: Feb 21 2022, 06:16 PM
bcombat
post Feb 23 2022, 09:44 AM

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reply from their customer service

This post has been edited by bcombat: Feb 23 2022, 09:44 AM
bcombat
post Mar 1 2022, 01:34 PM

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bcombat
post Mar 1 2022, 03:35 PM

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what is this? SHV, BWX etc?
Need to google one by one to find out?


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bcombat
post Mar 2 2022, 10:28 PM

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QUOTE(DragonReine @ Mar 2 2022, 05:22 PM)
After looking through KDI invest i think I'll pass, as some mentioned the lack of transparency on backtesting is a bit of a red flag for me.

That said, the 0 fees for under RM3k makes this nice for very small fry investor beginners.

KDI Save will be good for short term cash parking with current rates.
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they still new. likely will improve gradually
bcombat
post Mar 8 2022, 09:36 AM

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just do a testing to withdrawal….

withdraw same sum from both KDI save and KDI invest on 2/3

Already received fund 3/3 in my bank acc next day for KDI save

But I only get refund on 7/3 for money parked under KDI invest and it is not exact amount I requested earlier …. slightly less than my I requested
bcombat
post Mar 29 2022, 09:58 AM

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QUOTE(Afterburner1.0 @ Mar 28 2022, 02:40 PM)
no no don't get me wrong, just for my knowledge only... looking for short simple answers only.... so its confirmed compounding interest if i read all the long ass answers/ debate in  the previous post rite?
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best is ask their CS

ppl here sometimes give u answer that is not what u need. Can’t get satisfactory answer from CS then only come here
bcombat
post Apr 30 2022, 07:07 PM

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QUOTE(c64 @ Apr 30 2022, 10:44 AM)
Watching the KDI Invest webinar now...all down and -ve. LOL.
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they intend to reduce US equity exposure and place more fund in gold investment, ie SPDR gold trust.

In btw, those who invested in KDI should watch their webinar to get latest update on the investment….can post questions during live session.
bcombat
post Apr 30 2022, 11:34 PM

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QUOTE(sgh @ Apr 30 2022, 10:22 PM)
That is normal always market correction ppl flock to gold investment. SPDR gold is backed by physical gold. I think Bursa and SGX also listed.

I wonder in their diversification basket of ETF do they also invest a bit on country specific ETF? I invest with Syfe and my Indonesia, Australia a little green color
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This is the conservative portfolio as per the March statement:

SHV
FLOT
IEF
QQQ
UUP
HYG
SPY
VT
BDNX

Other portfolio such as aggressive, growth, balanced etc, individual assets component are different from above.
bcombat
post May 2 2022, 12:21 AM

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Changes of assets allocation March 22 vs April 22 (for conservative portfolio only):

SHV 7.02% --> 4%

FLOT 7.02% --> 4%

IEF 2.21% --> 3%

CASH 16.81% ---> 8%

QQQ 11.19% ---> 0%

UUP 4.37% ---> 17%

HYG 3.61% ---> 3%

SPY 13.58% ---> 7%

VT 22.49% ---> 0%

BDNX 11.7% ----> 0%

VNQ 0 %----> 5%

LQD 0 % ----->8%

BWX 0 % ----> 8%

EWZ 0 % -----> 15%

GLD 0 %------> 17%
bcombat
post May 2 2022, 12:39 PM

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QUOTE(_kilakila_ @ May 2 2022, 11:48 AM)
Balanced KDI Invest Portfolio as of April. Initial investment 10k.

user posted image
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Aggressive portfolio?

38.4 % of the fund allocated to SHV……wow!!. I felt kenanga like to concentrate their investment on certain asset rather than adopting the diversification approach
bcombat
post May 26 2022, 09:49 PM

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FOMC meeting date to watch out
bcombat
post Jun 2 2022, 10:34 PM

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Portfolio: Conservative May22 statement

Special note: BNDX back in action

This post has been edited by bcombat: Jun 2 2022, 10:34 PM
bcombat
post Jun 9 2022, 11:58 AM

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QUOTE(Chubbyteddy @ Jun 9 2022, 11:55 AM)
Anyone of you notice this KDI apps does not have Nominee part to fill up. Example if anything happens to you, who is the next of the kin to received the money you invested ?
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perhaps we can put in wills?
bcombat
post Jun 9 2022, 01:17 PM

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http://www.jb.hslim.com.my/en/Landadministration/no-willEta

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bcombat
post Jun 9 2022, 09:59 PM

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QUOTE(Davidtcf @ Jun 9 2022, 06:58 PM)
Just checked again today after getting email risk change completed. Shocked to see returns so fast. I also thought will have some losses changing portfolio:

user posted image

Total I have in invest is 2.8k
When I left Balanced was 2754
Need to see statement to understand what happened 🤪
Not complaining though.. Maybe I came in at right time 😆
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—

This post has been edited by bcombat: Jun 9 2022, 09:59 PM
bcombat
post Jun 13 2022, 09:44 PM

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gold lau sai
bcombat
post Jun 13 2022, 10:39 PM

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QUOTE(guy3288 @ Jun 13 2022, 09:53 PM)
i thought recession coming so bought Precious Metal Securities RM0.50, now kena?
Dropped some more must buy again.
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It suppose to hedge against inflation.
but there are other factors affecting its prices
bcombat
post Jun 15 2022, 12:01 AM

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QUOTE(PoisonSoul @ Jun 14 2022, 11:03 PM)
Just keeping a record here for those curious.

KDI Save
Requested withdrawal @ 9/6/22 (Thursday) 4:31pm
Received email saying successful @ 10/6/22 (Friday) 4:30pm
Received funds into bank (CIMB) account @ 10/6/22 (Friday) around 8-9pm.
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KDI invest withdrawal will take much longer time. Extra few days.
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