Ok maybe I'm wrong.. they claim it is 100% AI driven:

https://ringgitplus.com/en/blog/investment/...bo-advisor.html



As of now seems like they focusing on US market:



This post has been edited by Davidtcf: Mar 2 2022, 10:28 AM

refer to the FAQ by KDI themselves?
yea... we posted at the same time
This post has been edited by Medufsaid: Mar 2 2022, 10:29 AM

Ok la.. since they already stress tested it before launch of product:



better than Freddy Lim simply dumping people's money into KWEB

Not focusing on US market share but focusing on US exchange offering ETFs covering asset classes across the world

Which is why EWZ and RSX are in the list or pool

If the AI is claimed to be that smart they will avoid these 2 for now.. maybe one day when they shooting to moon then only invest in them (unlikely).

will monitor the statements closely.

SA also stress test

Different style whereby SA it is fixed asset allocation whereby KDI dynamic asset allocation

While MyTheo is in between those 2

EWZ is Brazil ETF which is fine because is heavily dominated by commodities export

While RSX is currently a basket case thanks to Putin

Why KDI choose both in the pool it is because allocation to EM and commodities export driven while SA are oth are allocating via EWA and EWC

You should be worried instead if they allocating it to EWM and by the time you monitor the statements it is too late as they have allocated the buy order already

KDI it is more 100% on their FAME ML which you can questioned the manager who are doing the asset allocation without any disclosure upfront

This post has been edited by xander83: Mar 2 2022, 10:42 AM

so KDI uses FAME to determine what ETFs to pick. while DAAS is used to give you the ETF ratio based on your risk appetite

sorry but this is a potential alarm for me. luckily u quoted it again as i missed it the first time around.

backtesting will have the danger of curve fitting, and kenaga definitely won't tell us how well they eliminate it. tell us how robust it is, don't tell us how profitable it is if trading as though it was 2005

This post has been edited by Medufsaid: Mar 2 2022, 12:23 PM

From SA....they too have it.

Just a note though, I think Data from the past years would definitely does not contains data on XI or Putin current actions....

Thus that is why some people want an active managed platform that is dynamic... But that would also can be changed just overnight like the case over Interpac funds... From highly aggressive to 100% cash



Attached thumbnail(s)

Deposited yesterday to both save and invest but still pending in my account. I didn’t use credit card for top up though, normal fpx m2u. Weird.

normally mine - deposit before 11. commit in the afternoon, after 6pm

If you're deposit after the cutoff time (11am), probably will reflect by today. You may check later around 5pm.

will test it out to see for myself. so far only 1k in Invest to see how the conservative portfolio will perform.

This post has been edited by Davidtcf: Mar 2 2022, 01:30 PM

I see i see, it's latter than I expected but lets see

It will come along with the interest as well, no worry

Signed up yesterday. Still waiting for account activation.

Someone mentioned in an earlier post that it also took them about a day for approval as well.

Wonder if using a referral code would've sped up the process..

I signed up yesterday morning around 8am++, by evening time, my account is activated

KDI Save is IN but KDI Invest still...nothing.

KDI Invest will take more longer time base on their FAQ.
You will receive another email notification once the fund is complete invest.

Ohhh i seee. Thank you thank you.