Given the supposed "fully AI-driven" method of managing portfolios, makes sense that each portfolio is slightly different

and probably also why they don't release a list of ETFs, as unlike other robos where fund manager assigns weightage and sticks to that until to next "reoptimising", looks like the computer is the one that makes decisions on what to buy and how much depending on market conditions.

After looking through KDI invest i think I'll pass, as some mentioned the lack of transparency on backtesting is a bit of a red flag for me.

That said, the 0 fees for under RM3k makes this nice for very small fry investor beginners.

KDI Save will be good for short term cash parking with current rates.

🤔 It depends on goals, personally I don't see them as comparible products, as I would say that KDI save should not be used like Amanah Saham/Hellogold where it's more of a long term, low risk place to park wealth (important for super conservative investors or investors who have goals that cannot take volatility/price drops, like older investors with no time leeway to handle market volatility or investors who are saving for things like child education).

KDI Save/Versa/GO+ etc. are more geared towards short term cash keeping, like emergency funds parking where you'd want to access + store cash for very short term and require the liquidity, and you'd want to see the interest earned get credited within months/weeks/days vs ASM's yearly dividends and Hellogold's gradual price appreciation.

- Edit - I stand corrected, seems like it's based on initial investment.

This post has been edited by DragonReine: Mar 3 2022, 03:26 PM