my IRR had been impotent     

my IRR had been impotent     

See what I mean? When you use large data set, now you will not be so " shiok " sendiri....

Newbies, be warned.

Because I see these noobs, like only five mths or six months data set, get IRR double digit = so high = shiok sendiri. Have to bring them down to reality a bit.

Xuzen

my IRR had been impotent     

Mind to share on your current portfolio?

TRy this?
FSM Managed Portfolios
https://www.fundsupermart.com.my/fsm/manage...fo/introduction
(just 0.5% pa for Asset Under Mgmt....app RM50 per RM10000 available money)
For investors who are looking at the conventional portfolio, they can refer to our Managed Portfolio's monthly factsheet.
refer to page 475, post 9485 for how to get it...

But they are no longer the same portfolio right? Cz i remember seeing one where they started few years back. The one u showed is a new portfolio started this may.

what is in your port?

some people get reits for port diversification purposes....

equity dividend fund,
for eg, NIKKO AM SINGAPORE DIVIDEND EQUITY FUND - MYR CLASS

What sort of support you want?

Lai lai... come support this jeh-jeh!
[attachmentid=9295266]

Word of caution to those who seems to get a hard - on each time the word IRR is being used....

IRR is a useless measure when your data is short and only have less than one year. In this instance, it gives you only a pure " shiok " sendiri feelin' , nothing more.

You want IRR, it becomes more meaningful when you have 2 years or more... I prefer three years or more.

Xuzen

p/s a little bit more on IRR. IRR is a statistical measurement that is classified as inferential statistic. For inferential stats to be meaningful, you need a large data, n. If you only have a handful of data and you use them, you risk it being a biased measurement. For example, since beginning of this year until now, the market has been on an uptrend, and if you only start to use data that is recently, you will sure get a " shiok " sendiri IRR value. Be warned.

my IRR had been impotent     

I remember reading fundsupermart magazine long time ago. Do they still have it? If yes, where can we get?

I remember reading fundsupermart magazine long time ago. Do they still have it? If yes, where can we get?

I don't think they're printing it anymore.

FSM Managed Portfolio <Moderately Aggresive>

With less than 5 months time , ROI 6.12% IRR 16.5 % . the team are doing pretty good right now i guess 

how many UTs in this portfolio ?

hi... my cc bank called up and offer this 3.88% p.a. interest for cash advance from 12 months up to 60 months repayment period... with no any other hidden fees, or penalty for early settlement.

is it advisable to take this leverage and invest in UT? all opinions and experience are welcome, thanks in advance.

how many UTs in this portfolio ?

Yah, thereabout.... slightly bigger, 2.5 Yr.

The other significant asset is my KWSP port which is double than this cash port.

I don't have properties, I don't flip prop. My wealth comes purely from salary in which I spend less than I earn, then invest the rest.

I save, then invest using DCA, i.e., the regular Joe method. I still have 20 more years thereabout till retirement.

If I have started much younger, in my twenties, I would be in a much better position now. I only started to be financially savvy in my mid 30's. I wasted ten years of time in my twenties. Having said this, I do notice some of these people who join the forum are much younger. Kudos to them to be financially savvy at such a young age. Let me tell you young people, it is worth it.... Delayed gratification is worth it! Watch your risk, let the return take care of itself....

Xuzen

master Xuxen, you and a few other forumers here inspire me to start saving and investing in FSM and others. I started in late 20s (28) with about almost 150k and have never looked back since. my next aim is of course to reach a portfolio of 2 years worth of salary and hopefully + kwsp will reach a comfortable amount by the time i'm 35.