Hmm isnt that exactly the same thing ? Its just that ure buying from different party but the same item. Macam u go tesco and jusco to buy the same colgate n sunsilk shampoo, it will stil be the same colgate n sunsilk. Just that its from dif seller

And would u wanna place 100% into asia ex japan region only? Some would recommend to diversify the portfolio. If no experience, can put 10k into fsm portfolio and let it auro run and u can top up from there.

FSM managed portfolio best suited for you IMO. At least they will still do some switching based on market condition whereas ur CIMB RM will probably just leave ur investment as it is, no difference from buying the 2 funds on FSM (DIY).

Ir perhaps u worry about FSM being an online platform? Older generation tends to think like that. How old r u btw?

This post has been edited by gu~wak_zhai: Nov 6 2017, 03:04 PM

Confusion about switching (intra and inter)
I know that for Intra there is no switching fee, but is there sales charge for the new purchase ?
What about inter?

Quick answer:

Intra = same fund house, usually no charge and same transaction date between sell and buy

Inter = different fund houses, almost same like you sell the current fund and buy new fund, standard sale charge applied.

Last question
Do you guys consider the fund house during purchases? Cos easier to switch if needed
Like a fund house with more options/other funds will be preferred over one that has very few options

try this
FAQs on Switching of Funds
https://www.fundsupermart.com.my/main/faq/1...g-of-Funds-8922

Sold off my parked funds in cash management that I have stashed in case of a huge discount opportunity. From the looks of it, things will continue to be quite stable. I have now joined the club for managed portfolio.

Does the FSM mobile app tracks manage portfolio ?

Hi sifus,

Need your pro comments on the following portfolio which I invested myself based on some research and reading of this forum.

1) Kenanga Growth Fund (53%)
2) CIMB-Principal Asia Pacific Dynamic Income Fund (18%)
3) CIMB-Principal Global Titans Fund (18%)
4) Eastspring Investments Global Emerging Markets Fund (7%)
5) Eastspring Investments Global Leaders MY Fund (5%)

I have still some stash i have parked in RHB Cash Management Fund 2.
Is it safer for me to park it there or is better I take and invest in equity funds (diversifying my port)?

So confident in Malaysia ke ?

I just saw KGF doing quite well from past trend. So invested more in that fund.
Am I doing anything wrong?

if u still planning to buy in, better put in rhb cash management fund 2 since ''Daily returns on the Cash Management Fund. Daily returns are based on historical pricing.'' (FAQ rhb cash management fund 2

izit daily return meaning the interested earn directly deposit to ur rhb cash management fund 2?

not too long ago and at times quite a repeat postings when some one said ETF is better than UTs.....
today FSM has an article about

Why some might opt for ETFs over mutual funds?
Is ETF in Malaysia better off than the local mutual funds? Performance comparison

FSM would like to discuss some of the reason why passive investment – ETFs might not work for you.
https://www.fundsupermart.com.my/main/resea...mber-2017--9038

Q: What is the interest rate I can earn on my cash parked in the Cash Management Fund?

A: The returns of the Cash Management Fund will be determined by the fluctuation of the daily NAV price.**
Any profit (interest) earned will be shown in your holding immediately based on the latest NAV price given. The profit/interest earned will not be compounded. If the investors want to get back the profit earned, they would have to redeem the fund.
https://www.fundsupermart.com.my/main/faq/faq.svdo?id=9718#1

** see attached image
taken from....
https://www.fundsupermart.com.my/main/admin...nceMYOSKCMF.pdf


Attached thumbnail(s)

thanks for the heads up..

i was thinking might wanna park some cash into the cash management fund as im using fpx to buy in

Indeed you are right , I am worried about FSM being an online platform.

I am 25 this year.

Previously thought to invest in Rm50k into existing cimb prime account with my cimb RM ( 30k in UT, 10k in MM and 10k in savings account)

But after reading this forum and received all sort of positive advice from sifus here ( f5calvin, t231h, i1899 and many more), i had decided to put 20k ( 10k cimb Asia Pac & 10k affin hwang), while remaining 30k to FSM managed portfolio on moderate aggressive. ( read v17 & v18 of this forum d) and will compare the result between the two.

Will also pump in monthly to either FSM or cimb rm depending on situation.

Thanks all sifus for the advice ya 😄

why die die must buy from cimb rm?
waste the extra sales charges....
if you can wait....with your amount...buy from Eunittrust during promo at 0%SC
join that topic about eunittrust here
https://forum.lowyat.net/topic/4268975/+200

This post has been edited by MUM: Nov 6 2017, 06:45 PM

Rm with benefits or you got benefits from RM? Or the RM offer you something really precious?

Usually my RM all tua tua one... but their exp is good. LOL I use their recommendation and compare here and buy via FSM.

Still if got some young RM, never mind la

i suggest u switch the global leaders my fund to all GEM for eastspring
make it less malaysia heavy

Eunittrust has zero sale charge promo now

Jitty hope you read this....