Hi all sifus,

I'm about to make my first unit trust investment, probably from fundsupermart. While studying, found this thing called FSM Managed Portofolio. To me it looks like... unit trust of unit trust? lol, looks funny to me since it is in fact another layer of "distributor" from stock market. What do you think about this feature?

Edit:
Instead of using managed portofolio. What if:
1. One just switch around based on FSM reccomended UT? OR
2. Put minimum amount in managed portofolio, then create your big account, that do 100% mirror of managed portofolio? ( yeah there will be switching fee )

Assuming the investor want minimum monitoring, but still earn steady by diversification.

This post has been edited by Vk21: Oct 10 2017, 03:37 AM

Thanks for the replies dasecret, funnyface. So the consideration is that if we value manage portofolio to give more profit after deducting its extra cost 0.5% vs passively managing ownself.

0.5%
from 100k is RM500
from 1M is RM5000


This post has been edited by Vk21: Oct 10 2017, 12:27 PM

OK... Sorry, if I can ask, what is Trustee Fee? Is it also applicable to DIY?

After reading more of this forum, I'm actually leaning to start with managed portfolio at least at its 10k entry. I think it can be a good reference on how to manage UT for a newbie like me. Then let see along the way if I could start slowly in DIY. After that is more decision on which to pump in.

Sounds good.

In other news,
https://www.fundsupermart.com.my/main/resea...ober-2017--8900
Are we watching FSM monthly highlight? AmSchroder European Equity Alpha 0.8% sales promo, haha.

Dear all,

About managed portofolio, I'm torn between balanced vs moderately agressive.

My profile fits more to mod aggressive, but I saw in previous pages of this thread ( will update if I found it ), back tested, balanced is performing so well compared to mod aggressive. More bang for the bucks.

Any opinion?

Nice input Ava, dascreet,

Indeed, one of the reason we open managed portofolio is for a bit more peace of mind compared to DIY counterpart. So maybe "Balanced"... Although, agressive ones would utilize more of their free unlimited switching feature ( by their control ), since there would be more EQ, aaah choices choices


Today might be the day, mwahaha.

Sorry, dig up old post and going to comment something OOT. But, I so relate to this, need to "break up" with my PM agent.

Not until bro Aveng level tho, maybe I should've "invest" a bit more before breaking up.

Wah, nice table, much likey! Thanks T231H

Do you mind sharing source like who generate this table and what does it mean by rebalancing?

I guess rebalancing performance depend on the fund manager decision?

This post has been edited by Vk21: Oct 11 2017, 05:21 PM

Hi all, I am pondering a question. In decision making of choosing good fund manager, one of my criteria is good benchmark against the market. The good fund manager should perform better than market and bad ones perform worse than market. Is there any flaw to this criteria?

Because, I don't really understand that some of UT are well recommended but actually having rather unsatisfactory performance against benchmark. E.g.:

TA Global Tech
https://www.fundsupermart.com.my/main/admin...heetMYTAGTF.pdf

Edit: Shouldn't we find other manager that invest in the same market as TA Global Tech but with better performance against market benchmark?

Disclaimer: Above UT is just example to the theory, I have not recommending neither against the mentioned UT.

This post has been edited by Vk21: Oct 26 2017, 05:06 PM

Thanks senpai for sharing

I myself nearing 30 y.o., have been "observing" for investment instrument for too many years before actually dipping into it.

Btw, I would like to kindly ask for help on building "DIY" port, my current purchased UTs:
- Kenanga Growth - 2 unit
- MANU Reit - 2 unit
- TA Global Tech - 2 unit
- CIMB Greater China - 1 unit

*unit = x amount of money

Above are DIY that I put about 1/3 of UT investment while the rest of 2/3 goes to balanced managed portfolio. In near future I'd have even less time to monitor it, so my future strategy is to look at my base UT and top up on those I'd like to. I'm looking for more "base" UT to compliment above.

Candidates:
- CIMB Global Titan
- Affin Hwang Select Asia ( Ex Japan ) Opportunity
- Eastspring Global Emerging Market ( new candidate, hehe )

Likely going to be ex-candidate:
- CIMB Chi Indi Indo
- Interpac Dana Safi

A lot of lucrative UT are heavily Asia based, trying to diversify here. Any input please? Of course I'm open to more UT not mentioned above that are reliable in long term, Thanks in advance.

This post has been edited by Vk21: Nov 2 2017, 03:38 PM

CIMB APDI "Asia Pacific ex Japan", sounds like overlapping field with AH Select Asia Opp? What is the deciding factor I can choose between the two?
T231 also mention high correlation with with other asian UTs.

But has been wondering why is it called ponzi 2.0? the scheme is real?

And what is the UT name of the one has been referred as ponzi 1.0?

This post has been edited by Vk21: Nov 2 2017, 04:22 PM

Thanks Mum

I guess my diversification is missing other continents now: US, Europe.

Not sure if I should also put India and some South America, sounds more like extra than main units.

Is CIMB Global Titan the perfect UT we need to balanced out the heavy Asia Pac?
For those looking long term worldwide growth.

Is a funny UT tho, it invests in Schroder UTs instead of stocks, I'm skeptical with layers, since it means more "manager" cuts. But I like how the distribution on US, Euro, Jpn just for safety measure in case meteor fall down in Asia. *touchwood*

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On the other hand, What's up with Ponzi 2.0 actually? Why fund size so high? Why is it so happening?

This post has been edited by Vk21: Nov 2 2017, 11:21 PM

Thanks for the replies T231H, make sense.

Hmmmmmm, Ponzi 2.....

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Ah, managed portofolio, if only I can upgrade my risk profile.

This post has been edited by Vk21: Nov 2 2017, 11:46 PM

But, I took 1 level lower than suggested risk profile

--

Edit: Because considering extra risk I take out of Managed Port, such as DIY with no Bond so far.

Well, it's OK, should stick with the plan, we're talking about long term afterall, can't get too excited with short term gain.

This post has been edited by Vk21: Nov 2 2017, 11:55 PM

I remember reading fundsupermart magazine long time ago. Do they still have it? If yes, where can we get?

drop drop drop. I probably entered at peak :\

What happened with worldwide market?

I wish there were a warning up before correction time...

Edit: wait, are we talking about market crash?
Edit 2: Reading mix of online news I got confused, are we in bottom of "correction" or the worse is yet to come?

This post has been edited by Vk21: Nov 29 2017, 10:16 PM

Thanks Mum, good linking. Thou, all kind of news with different opinions. Which one to listen to? Thing is I'm quite skeptical to press news. For example fundsupermart articles. They provide a lot of information and good learning, but of course the business agenda is always there: We need customer, go write news and get some.

There will be conflict of interest between true analysis and profit interest. Still, good reads.

I "lump sum" near end of Oct. Because just started UT stuff, moved fund from saving to MT.
+ early Nov for monthly top up

On this small window only see loss. I get it, long term and all that, still..

Now getting cold feet to dip more for December top up...

Edit: Will still do I guess, following DCA rule. Who knows its a good buy..

This post has been edited by Vk21: Dec 3 2017, 12:13 AM

So many new unker aunties come to dump money. Good harvest day for FSM. 👍🏻

Which one is Hui Ching and Jennifer? 😄😄

not troll, it is valid for topup indeed. I am doing the same.