quick general summary view is that you have
75% in Asia Pac
8% in US
8% in Japan
8% in Europe.

you wanna top up Asia pac again?

try consider some % in Gold, commodities, India and Technology?

Try to search on RHB Gold and General Fund. I believe it is one of the best. Top performer, last month 20% gain, one year 88% gain. LOL.

RHB Gold and General Fund, Precious Metal Securities
If want to buy gold better to get from UOB as they have the smallest spread.
Banks spread is too large. Best is buy gold fund as one only need to pay 2% SC.

Yes.

No. NAV is affected by the price of the stock, fees.

if all of us combined our monies and purchase a fund, it won't move the NAV that much. maybe 0.001% movement? so no it won't.

same as injecting money into your portfolio la bro of course it affects the NAV but it's very slight as you are just a fish in a vast ocean.

as for multi quote just go to Ramjade post tap on the quote button then go do my post tap on the quote button and go to bottom and add reply

u bought at a lower price, you sell, you have lesser units. when it goes up, your profit from the remaining units in it will of course be lesser than compared to if you did not touch it at all.

you will then live in either of this two universes. 1. sold. "why i sell?? should keep so i get more profit!"
                                                                      2. didn't sell " lucky i didn't sell. now i see more profit. up up up!"

of course, if after selling, it goes down, then you know the drill. make your own scenarios wat it's like.

The profit you refer to is it the profit as it appears on FSM website ?

After you sell some units, your % profit on FSM website will increase. 

semi annual and annual report will have

confirm semi annual report ada

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please be advised that the recommended fund list was created before Affin Hwang Select Bond Fund was incepted into the system which was just recently (October 2016)  previously it was not open to us fsm customers.

Many of the favourite unit trust funds that are spoken here are also not part of Fundsupermart's recommended list.

Examples:

I ) Selina Reits

II ) TA GTF

III) Manulife India

IV ) Esther Bond

And yet still make money lar !

Xuzen

Just go with affin hwang select bond fund.

i think it depends on whether you need to use / dig into the invested money to fund your retirement expenses.
it depends on whether
you need to touch the invested money to fund your retuirement expenses
you need to use yearly "profit" from the funds to fund your yearly retirement expenses
you need to use yearly "profit" + reduce the size value of your funds to fund your yearly retirement expenses
you want to left the money or any money for your dependents...

thus one need to know how much is enough to sustain your retirement expenses.....

These funds only look good on paper until we really sell it one day....this is true....