QUOTE(Ramjade @ Feb 15 2017, 05:03 PM)
Xuzen always picks risk reward ratio over pure return. That's mostly a matter of individual preference ?This post has been edited by puchongite: Feb 15 2017, 05:22 PM
FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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Feb 15 2017, 05:15 PM
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33,585 posts Joined: May 2008 |
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Feb 15 2017, 05:17 PM
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Feb 15 2017, 05:20 PM
Show posts by this member only | IPv6 | Post
#503
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Feb 15 2017, 05:23 PM
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5,846 posts Joined: Sep 2009 |
madness portfolio up 4.96% in 1 month from 12.1.17!!
gain from 61.9k to 73.8k burstinganytime. |
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Feb 15 2017, 05:30 PM
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3,541 posts Joined: Mar 2015 |
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Feb 15 2017, 05:37 PM
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QUOTE(vincabby @ Feb 15 2017, 05:20 PM) the graph shows a very steep mountain going upwards for now, maybe buy when it drops by a bit? seems high to me. I would see anytime soon. QUOTE(guy3288 @ Feb 15 2017, 05:23 PM) QUOTE(Vanguard 2015 @ Feb 15 2017, 05:30 PM) So many sifus said the same thing at the same time......made me scare liao .......will be planning to see tonite how is the US mkts....if still up...will relinques alot of eq to fi....to hv a better sleep |
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Feb 15 2017, 05:43 PM
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QUOTE(yklooi @ Feb 15 2017, 05:37 PM) So many sifus said the same thing at the same time......made me scare liao .......will be planning to see tonite how is the US mkts....if still up...will relinques alot of eq to fi....to hv a better sleep Seems people are thinking the risk is mostly at the US side. But the rate of growth for US funds have mostly slowed down, isn't it ? By contrast, since beginning of 2017, it is the Asian funds which are on wild steroid. So you guys think the bursting will happen to US funds only ? |
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Feb 15 2017, 05:49 PM
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QUOTE(puchongite @ Feb 15 2017, 05:43 PM) Seems people are thinking the risk is mostly at the US side. But the rate of growth for US funds have mostly slowed down, isn't it ? By contrast, since beginning of 2017, it is the Asian funds which are on wild steroid. I am now just hv a little % in Us.....planning to cut overall eq to fi...which is heavy in asia pac.....So you guys think the bursting will happen to US funds only ? Btw...if US mkts corrects./ bursts as expevted by many sifus.......i believes whole world will be knee jerked too...maybe the duration will not be the sane |
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Feb 15 2017, 05:56 PM
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QUOTE(yklooi @ Feb 15 2017, 05:49 PM) I am now just hv a little % in Us.....planning to cut overall eq to fi...which is heavy in asia pac..... Okay. But when I read this post, my impression is that US is the only one which might be over exposed ?Btw...if US mkts corrects./ bursts as expevted by many sifus.......i believes whole world will be knee jerked too...maybe the duration will not be the sane QUOTE(Vanguard 2015 @ Feb 15 2017, 05:13 PM) This must be the most active thread in Lowyat. I don't think we need to monitor the share market anymore. Just monitor this thread. If it is very active, this means the share market is going up. When is a good time to take profit? To wait for Trump's 100 days honeymoon period to finish? Or to do it now? If you are doing it now, how much profit to skim off? For the ultra conversative or kiasu, they will skim off all the excess profit. For those practising Value Averaging, if your profit is more than 4% from 1st January 2017 until 31st March 2017, then to skim off the extra 1% profit ala Value Averaging style. This is based on the assumption that you intend to make 12% per annum or 1% per month. The percentage to skim off will depend on your targeted annual profit. For those who think they have over invested in US, they may sell off certain funds completely. P/S: The more elegant term seems to be portfolio rebalancing rather than skimming off profits. |
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Feb 15 2017, 06:13 PM
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5,270 posts Joined: Jun 2008 |
curious with some of the investors here, let's say the market correction happens and you have anticipated it from the conversations in this thread.
So most logical conclusion is to start selling your funds am I right? so you keep the said funds in CMF or if you lucky you shift your entire fund allocation to another fund in the same fund house. the blood bath is then over. so you go back in the market which incurs more service charges or you have to start switching back again but you now have to switch all your funds even from the secondary fund. my point is why is everyone so worried about the correction? |
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Feb 15 2017, 06:21 PM
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Feb 15 2017, 06:22 PM
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QUOTE(Avangelice @ Feb 15 2017, 06:13 PM) curious with some of the investors here, let's say the market correction happens and you have anticipated it from the conversations in this thread. I think I can answer your question. People can just switch from equity > bond > cmf thus earning credits point. Remembr the ninja credit trick? Now is a good time to do it. That way your profit/whole fund is safe if correction happen assuming the person withdraw all out.So most logical conclusion is to start selling your funds am I right? so you keep the said funds in CMF or if you lucky you shift your entire fund allocation to another fund in the same fund house. the blood bath is then over. so you go back in the market which incurs more service charges or you have to start switching back again but you now have to switch all your funds even from the secondary fund. my point is why is everyone so worried about the correction? Wait for it to hit almost bottom, then use the credits earned to buy units at low price (principal + profit pumped back in) without incurring service charge (use the credit points) Hope you can understand what I am saying. It's like stocks. No different as UT is basically a basket of stocks. Of course one can sit there and don't do anything. This post has been edited by Ramjade: Feb 15 2017, 06:23 PM |
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Feb 15 2017, 06:26 PM
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1,166 posts Joined: Jul 2016 |
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Feb 15 2017, 08:19 PM
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4,436 posts Joined: Oct 2008 |
QUOTE(Avangelice @ Feb 15 2017, 12:27 PM) follow FSM's conservative portfolio or Xuzen very low risk portfolio since he is also saving for his children. Mine is never a low risk portfolio. It is a moderte risk portfolio. I seek balance in life..... ommmm ommmmm ommmmmAmAsia REITs. Rhb emerging Bond Ponzi 2.0 Esther fund |
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Feb 15 2017, 08:25 PM
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4,436 posts Joined: Oct 2008 |
QUOTE(Ramjade @ Feb 15 2017, 12:29 PM) For Asia-Pac ex Japan I use RHB AIF and Selina Fund QUOTE(puchongite @ Feb 15 2017, 05:15 PM) Xuzen always picks risk reward ratio over pure return. That's mostly a matter of individual preference ? I seek balance in life. QUOTE(skynode @ Feb 15 2017, 06:21 PM) Return of Investment divided by Volatility. Xuzen |
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Feb 15 2017, 08:39 PM
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Where to get the FSM fund codes from? Need to include them in my excel.
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Feb 15 2017, 08:49 PM
Show posts by this member only | IPv6 | Post
#517
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Any upcoming sales charge promo ?
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Feb 15 2017, 08:49 PM
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5,143 posts Joined: Jan 2015 |
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Feb 15 2017, 08:49 PM
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QUOTE(cjseng @ Feb 15 2017, 12:25 PM) Hi Sifu's here, Very honestly, 10-15% annualized p.a. is not sensible for a passive investor. People are happy when they can get 8% annualized over the very long term. 10-15%...if anyone promise you that, they're lying. Simple enough. Also, if you really want to chase that many returns, you need to go 100% equities and probably only concentrate in two or three high risk/high return funds.I'm really new in FSM or perhaps is investment topic I should said. My last unit trust was selling off with lost back in year 2008 I has a goal for kids education let say looking for averaging ~10% - 15% return pa for the next 10 years. Of course some risk concern in mind that do not want to destroy kids education fund which end up with lose or return even lower than normal 3-4% market FD rate in next 10 years time. I'm planning to kick-off with small amount and monthly regulated deposit for years to come. What is the best or recommended portfolio that suit to my objective? I'm open for any other advice, appreaciate and many thanks in advance. This post has been edited by contestchris: Feb 15 2017, 08:50 PM |
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Feb 15 2017, 08:59 PM
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