Just read few pages back. Seem investors here avoiding Malaysia market. Maybe time to sell kenanga and eastspring small cap?

Unit trust play like stock already lose in sc

I entered in mid Apr 2015 and exited in end of Sep 2015.... (CIMB Principle Greater China)
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Xuzen

Do u guys think it's worth to pay little bit more sc (5.5 vs 2) on buying the funds with bank? Coz in FSM all depends on personal experience & awareness, while in bank at least there is one person ready for your enquiry, although noted FSM have client support channel via email, however recent enquiry reply like "copy paste" statement, I don't find their advice to me is constructive. But i aware lower SC = faster to break even, to see the return. And my investment plan start with minimal purchase then constantly dump in money for long term investment. Need some suggestion here, do u all start with self study on funds (through FSM) or learn from banker first?

Don't sweat the small stuff, that is what you pay the fund managers for. I mean seriously, you are obsessing over one stock in a manager's portfolio. If you look at the 5y trend, it's up. It's volatile.. it can drop 20% and recover

Bro, firstly, you got to stop worrying that much man.
You're starting to sound as if you're holding individual stocks in your portfolio.

There you go. You are worried about one stock in a portfolio of possibly hundreds. That's the beauty of mutual funds, a properly selected portfolio reduces volatility.

LOL.. one of these days I might join you.. how high can SGD/MYR get..

Reflected so fast? Sure it's not prices for Feb 8th?

investors waiting bullish breakout.

http://www.klsescreener.com/v2/news/view/191293



President Trump has announced that he will be releasing his tax system in the coming weeks. Asian markets have been trending up (too much and too fast in my honest opinion)

Trump Economics
http://www.klsescreener.com/v2/news/view/191233

The coming weeks will be challenging for us all. So load up your ammo. save what you can. place into CMF. when the blood bath starts, buy in.

You make a statement, but then says not sure... hence you sound like those kopitiam uncle. All talk but dare not substantiate.

You want to make statement then you need to analyse, come to a conclusion, make inference, make logical deduction etc to back your assertion. If not you sound like kopitiam feller and wasting post count only.

Xuzen

Sure bo? Post by Dividend magic IFP.
http://dividendmagic.com.my/2017/01/13/inv...le-get-started/

I think you are missing the point. The thing is if you are holding for long term (dividend stocks), it will beat growth stocks.



Got this off a SG financial blogger.
http://singaporeanstocksinvestor.blogspot.com/

Original website:
http://dividendmachines.com/

I think that's the main difference between Malaysia's market and the more transparent US one.

Hai guys! This thread got awakened suddenly I see..
Firstly, I am one and the same. The blog is mine. =D

The minimum fee for Hong Leong is RM8.48 per transaction now (https://www.hlb.com.my/main/e-broking). I'm pretty sure the other brokerages are charging similar competitive rates already

Now on to the interesting part.. In terms of cost efficiency if you're using RM200 as a base.. of course 2% beats RM8. That's math. Do note that when you reach the RM800 figure, it kinda evens out right. Assuming you take into account  both the purchasing and selling fees. Another way to look at this is, I save up and invest once every 6 months. That's RM1,200 at a RM16 (RM8 x 2) transaction fee. But that's RM24 in fees for you. And that's only the service charges.

I also understand UTs do charge you management fees, switching fees, trustee fees etc. Taking the long term view into account, I do sincerely think managing your own portfolio of shares is much better.

You're also right that the mantra "FM cannot beat the index" is mainly for the US market. But do you really think our Malaysian fund managers are better than their US counterparts? It is unfair to just pick one fund that's performing to represent all funds. If I recall, the statement was something like 99% of all funds can't beat the index in the long term. Anyway, this argument/debate has been going on for decades with no real conclusion. Think it's pointless for us to continue here 

Hope I covered everything! Really interesting to read everyone's opinions here. Looking forward to more constructive discussions!

Erm, the bold statement means if you hold 500 shares, and before dividend, share price @ RM1.1, they declare 3% dividend (3 sen), the share price drop 3% (RM 1.07), assume you do not reinvest the dividend and you still hold the same amount of shares, wouldn't your share value now @ 500 shares * RM1.07 compared to if they didnt declare the dividend the share price will remain @ RM 1.1?

And if that happens every year where you use the dividend as your income to support your living instead of reinvesting, would the capital be less than if you reinvest and the gap will get wider as it goes by?   

Or did I understand it wrongly? 

Since there's an ongoing discussion on stock, I have another question I want to ask:

Does the stock price in any way represents a company's total asset?
ie. Amount of stocks held by all investors multiplied by the stock price = company's total asset?

I have more question to follow but before that I need to clear this doubt. For me I think the stock price can be in no way represents the company's total asset, henceforth when the share price increases (stock holders' capital gain on paper), it does not necessarily means the company actually worth that much.

I seem to confuse myself. Let me rephrase. I use an example below:
At IPO, Company A offers 10,000,000 shares at RM1 per share.
The company raises RM10,000,000
Then the shares are being traded in the market for whatever price based on investor's sentiment, at a certain time, it is being traded at RM2 per share.
But the company does not raise more money beyond the initial RM10,000,000 raised because the share is being traded at Bursa at a price more than the IPO price right?

Hi guys, I am new to unit trust investment. I plan to submit my account opening form at fsm by probably end of this month / 1st of next month.
I have RM24,000 to spare and here's my portfolio
affin hwang select bond fund - 40%
ponzi 2.0 - 25%
AMasia REITS - 15%
RHB Asian Income Fund - 20%

Any suggestion on improvement for what my portfolio is lacking?

my gosh, the gain in kgf and kap chai and also ponzi 1