Same, but thinking of moving all my AS1M to AH Select Bond Fund after they declare the dividend this year.

don't forget to post at ASNB thread when u actually withdraw your AS1M..

because there's people waiting for the units 

Same, but thinking of moving all my AS1M to AH Select Bond Fund after they declare the dividend this year.

Correct me if I am mistaken but isn't ASX capital are protected by PIDM? That is a positive point for them..

Hahaha... I thought that too. Until dasecret came and make noise. ASX is not PIDM protected or capital protected. The buying and selling give at rm1/unit gives the impression that it's capital protected but it's not. It's the nearest you can get to capital protected aka pseudocapital protected.

Not protected by pidm?!

nah. I am running of us and monitoring my port on a weekly basis while keeping a sum of cash in CMF. once Trump gets impeach or us implodes from being retarded.

I'll swoop in

Not protected by pidm?!

Swoop in? Swoop into? US again post-bleeding? Or Gold?

fall out from the empeachment will affect the entire markets. I'm aiming to buy in all of them. mauahahahahah!!

Hi guys, I just opened an account but I'm already feeling so overwhelmed with all the information provided not only on the website but in this thread. I understand what a trust fund is and the general investment tips like diversifying portfolio and all but I really have no idea on how and where to start.

Please advise me on the right direction as I have never invested before. I'm ready to invest RM2,000 and see how it goes.

Hi guys, I just opened an account but I'm already feeling so overwhelmed with all the information provided not only on the website but in this thread. I understand what a trust fund is and the general investment tips like diversifying portfolio and all but I really have no idea on how and where to start.

Please advise me on the right direction as I have never invested before. I'm ready to invest RM2,000 and see how it goes.

Correct me if I am mistaken but isn't ASX capital are protected by PIDM? That is a positive point for them..

Hahaha... I thought that too. Until dasecret came and make noise. ASX is not PIDM protected or capital protected. The buying and selling give at rm1/unit gives the impression that it's capital protected but it's not. It's the nearest you can get to capital protected aka pseudocapital protected.

Not protected by pidm?!

Yeah, it's OT. But just see the other 2 comments, that's why I feel obliged to "create awareness" every now and then

Not only ASx funds are not PIDM protected, it's not capital guaranteed just like your any other variable priced UT. It is black and white in the master prospectus. But I guess no one reads them just like their "financial statements" without balance sheet aka Statement of Financial Position. The things they do with these funds defy any modern accounting standards and as a bean counter I just find that hard to stomach

I've always maintain my stance that ASx is a poor surrogate for FI allocation; in fact they are worse surrogate than EPF. EPF can still be considered balanced funds. ASx invests at least 75% of its funds in Msia equity funds; and some portion on I can't tell what kind of assets from its f/s. So they are very similar to the likes of Eastspring Equity income if I must draw parallels to VP funds

how to interpret the market valuation table?
hope this can helps....

Valuations
The market weighted price-earnings ratio (PE) or ‘market valuations’ as we commonly address it, is a measurement of how ‘expensive’ or ‘cheap’ a market is at a particular point of time. The information on market valuations is easily available on our fundsupermart website.

So how is the price-earnings ratio calculated? The price-earnings ratio is the current price of the market divided by the expected earnings per share for the market.
Expected earnings are calculated on a weighted average basis ( companies with a higher market capitalization will have a higher ‘weight’ in the calculation of expected earnings).

It is relatively straightforward to compare valuations. A market with a high PE is considered ‘expensive’ and a market with a low PE is considered ‘cheap’.
However, bear in mind that this valuation measurement is used on a relative basis. Valuations can be compared across markets, or compared within the same market on a historical basis.

In the case of profit taking, comparing with historical valuations is more relevant, as it is a better gauge as to whether the market is overvalued or not.

In other words, if the PE for market A is 25 times, on an absolute basis you cannot tell whether it is expensive or cheap.
However, if a comparison is made vis-à-vis other regions and we find that valuations of other regions range from 30 times to 40 times, the valuation for this market is relatively attractive.

But for the purpose of deciding whether or not to take profits, we can compare current valuations to the historical range of valuations. If historical valuations range from 10-15 times, we can say that market A is ‘currently trading at a relatively high PE in comparison to the historical range’. In such a situation, investors should consider taking profits.

https://secure.fundsupermart.com/main/resea...?articleNo=1783

https://secure.fundsupermart.com/main/resea...l?articleNo=606

Determining equity market’s attractiveness
https://www.themalaysianreserve.com/new/sto...-attractiveness

hmm didn't know FSM existed in 2005

with RM 2000,...unknown to a lot of things about you,...I simply shoot.....
you can try
RM1000 affin hwang Select Balanced fund
RM 500 cimb asia pacific dynamic income fund
RM 500 Cimb global titan funds

with that, you have approximate 25% FI:75%EQ with
25% in M'sia FI
25% in M'sia EQ
25% in Asia Pac EQ
25% in US, Europe and Japan EQ

https://www.fundsupermart.com.my/main/admin...heetMYHWSBF.pdf
https://www.fundsupermart.com.my/main/admin...etMYCIMB007.pdf
https://www.fundsupermart.com.my/main/admin...etMYCIMB010.pdf

MYR 2K?

Usual UTF min participation is MYR 1K. Hence best bet or best bang for the buck:

Just dump into 50% Esther        Bond plus 50% into Lee  Sook Yee's      Equity fund, relax and come back again when you have more moolah!

Xuzen

if I am not mistaken (I usually do), I think he/she cannot simply suka suka use the company account to invest into other funds except CMF...
there are other implications and restrictions that needs to adhere to....
has he/she consulted the company's secretary or auditors?

So are you vested in local equities at the moment?