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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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virgoguy
post Feb 28 2017, 03:58 PM

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Hi Sifu, I am new to FSM. I am going to open an account and do some investment. Any tips and recommendation of which to invest? I plan for medium-long term, mixture of moderate and high risk fund or any good suggestion are welcome
virgoguy
post Mar 15 2017, 10:58 AM

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QUOTE(woonsc @ Mar 15 2017, 09:13 AM)
flex.gif  innocent.gif  in king centre
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where still got? majority all naik 50 cents already
virgoguy
post Mar 15 2017, 02:02 PM

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QUOTE(puchongite @ Mar 15 2017, 01:59 PM)
Come in just at the right time, please help us to answer why cimb asia pac dynamic income aka ponzi 2.0 gives out a distribution per unit of RM 0.0007 per unit. Did someone put a knife on the fund house neck  ?
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Price up too high? Want to lower it?🤔
virgoguy
post Mar 16 2017, 11:00 AM

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QUOTE(Avangelice @ Mar 16 2017, 08:38 AM)
preparing some ammo in my stock and fsm account to buy in today and tomorrow
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your crystal ball tells u something? brows.gif
virgoguy
post Mar 16 2017, 11:14 AM

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QUOTE(puchongite @ Mar 16 2017, 11:03 AM)
I think it's already one day late.  blink.gif
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Don't mind my noob question. What am I missing here? hmm.gif

This post has been edited by virgoguy: Mar 16 2017, 11:15 AM
virgoguy
post Mar 29 2017, 08:33 AM

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QUOTE(Ramjade @ Mar 28 2017, 09:32 PM)
Wow.

TA Tech drop from 9.9x -> 8.0x. Big drop but not big enough.
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🤔 How much drop consider good enough to go in?
virgoguy
post Mar 29 2017, 02:27 PM

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QUOTE(goatbernard @ Mar 29 2017, 02:17 PM)
seeking for some advise, i'm looking for bond investment in FSM, below which fund more suitable for me? I've equity fund, fixed income fund, just want to find one stable bond fund. anyone?
RHB Bond Fund
Eastspring Investments Bond Fund
Libra AsnitaBond Fund
RHB Asian Total Return Fund
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Affin Hwang Select Bond fund?
virgoguy
post Mar 30 2017, 11:16 AM

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QUOTE(xuzen @ Mar 30 2017, 11:02 AM)
But but but we are Malazyians lah!

We want to be spoon-feb all the time. We want people to hold our hands gently and to be molly-cuddled. Even after graduating from tertiary education we still cannot let go of our mothers tits!

We want Maggi Mee®: Cepat Dimasak, Sedap Dimakan™ version of everything!

You put it one page one, I guarantee 110%, noobs will not read it wan!

Xuzen
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it basically took me days to read from post #1 to latest page and still need time to digest for a better view and how I want to invest

This post has been edited by virgoguy: Mar 30 2017, 11:20 AM
virgoguy
post Mar 30 2017, 04:06 PM

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QUOTE(john123x @ Mar 30 2017, 03:53 PM)

because the info from FSM website FAQ:
and the CIMB Contribution Form doesnt have the option of FSM CMF
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Contribution form? Does it mean they force you to do a monthly contribution like KWSP? I though we have the option to topup as we want to?
virgoguy
post Mar 31 2017, 10:31 AM

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QUOTE(Ramjade @ Mar 31 2017, 10:27 AM)
Just for kicks (my returns)
Affin Hwang Select Asia (Ex Japan) Quantum Fund -13.68% returns yo.
CIMB-Principal Asia Pacific Dynamic Income Fund -8.84%

Who want to topup faster topup.  devil.gif

Note: I did not topup any devil.gif
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Sai lang! ,😜
virgoguy
post Mar 31 2017, 11:43 AM

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QUOTE(xuzen @ Mar 31 2017, 11:24 AM)
Kan saya dah kato beberapa post yang lalu:

Ohang kot sinih suka makan mee maggi. Tak baco post-post yang lalu, cuma baco post-post yang terkinih. Apo ohang kato, makolah, itu yang ohang belilah.

Kalau post-post baharu cakop-cakop banyak-banyak pasol Ponzi 1, maka mereko sibok-sibok beli Ponzi 1 lah!

Kato-kato xuzen betol! Tak saleh!
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Ahaha . Oh well. This kind of scenarios you won't find it odd even in stock market.
virgoguy
post Apr 5 2017, 09:45 AM

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QUOTE(Hanford @ Apr 5 2017, 08:52 AM)
i hv invest on kenanga growth.

which any fund should i go nex ?

Im new.
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read the post #1 and FSM recommended fund
virgoguy
post Apr 7 2017, 06:46 PM

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QUOTE(Avangelice @ Apr 7 2017, 06:26 PM)
I wish. tomorrow working until 6pm eventho my clinic closes at 3pm. that's why I'm upset fsm always chooses Saturday for their events in kuching.
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Ya. Same here upset as I am on traveling. Unable to make it
virgoguy
post May 14 2017, 08:14 PM

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QUOTE(Ramjade @ May 14 2017, 07:02 PM)
Hahaha... I thought that too. Until dasecret came and make noise. ASX is not PIDM protected or capital protected. The buying and selling give at rm1/unit gives the impression that it's capital protected but it's not. It's the nearest you can get to capital protected aka pseudocapital protected. thumbup.gif
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Not protected by pidm?!
virgoguy
post Jun 9 2017, 01:17 PM

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QUOTE(LazyKurosaki @ Jun 9 2017, 12:28 PM)
Hi guys, im trying to understand consumer behavior here.. why do you guys go into UT instead of 100% fd ?
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Personal opinion : UT may give you better return with acceptable risk.
virgoguy
post Jul 5 2017, 09:44 AM

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QUOTE(dasecret @ Jul 5 2017, 09:00 AM)
Sorry, me again  tongue.gif

Has it occur to you that if you are willing to take risk, unit trust is not the right vehicle? It's far too slow and cost ineffective for trading purposes

Just saying  innocent.gif
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This is exactly what I am thinking as well. After deduction of the personal loan interest, still can achieve 12% pa return? Further more there is nothing so call guarantee % out there. I wonder that method can sustain after a big hit. hmm.gif
virgoguy
post Nov 8 2017, 02:08 PM

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Ponzi 2 - 10%
EI Dynasti - 10%
IDS -10%
TAGT - 20%
Esther - 50%

Is this allocation good enough to start? all covered?
virgoguy
post Nov 9 2017, 02:44 PM

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QUOTE(T231H @ Nov 8 2017, 03:50 PM)
Sui Jau's ....
"The most important advice I would give to anyone who hasn't started (be it man or woman) and is being held back is to starting investing now, but use a small amount.
Something you are comfortable with even if you suffer losses.
It can be as little as one thousand dollars because that is usually all you need to start investing into a unit trust.
Then, as you invest, you will see how markets and such affect your returns and you will be able to learn from your experiences without suffering too much heartache compared to if you placed your entire life savings into the market and lose half of it in a market crash.
The key thing is you have to accumulate investing experience.
No amount of prior reading up and accumulating of knowledge can compare with actual investing experience which can only be built up by using your own money to invest.
You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times.
And learning from mistakes made is the greatest teacher."
https://secure.fundsupermart.com/main/resea...SJBlog_20141031

just an example......(luckily still under "cooling off" period)

sorry have to use your post as an example....
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Sorry if I get you confused. What I mean is does it diversify enough?

This post has been edited by virgoguy: Nov 9 2017, 02:44 PM
virgoguy
post Nov 17 2017, 11:53 AM

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QUOTE(Avangelice @ Nov 17 2017, 09:23 AM)
ITU DIA. when everything smooth wah UT is great. very good investment. when lausai tipu one lah!
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when market laosai continue pump. whatever comes down will goes back up. Be patience is the key
virgoguy
post Nov 17 2017, 09:31 PM

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QUOTE(T231H @ Nov 17 2017, 12:14 PM)
hmm.gif sometimes there are rare exception......  innocent.gif
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I am in that kind of ship before. i lose like 40% in that particular fund and the fund never recover after 5 years. So cut the lose and switch elsewhere.

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