It memang don't perform.
Give only 1.2-1.3% when compare to manulife at 3.6x%. I have both. Same amount.  Different time buying
Care to explain how manulife AP REITS is able to beat her? I hold both and manulife is giving 3.6x while Amasia is giving (-). Both same amount. Not sure if it's because of dividend (the negative return). Even if not negative, it's gave  ~1.2-1.3% compare to manulife.

fense

i see that you over lap your funds. please have a look at your optimized port.

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you buy way too many funds in Malaysia. streamline it to KGF and ES small cap.

GTF covers Europe, US and Japan. you can choose to get it or it's Manulife US and TA European

Either Ponzi 1.0 or Ponzi 2.0 and combined one with AmAsia REIT as it covers Asia ex Japan

also your entire port is very hot. I hope you know that with commodities and Japan hedge along with the rest of the EQ funds it will be on heck of a ride during a storm. just letting you know

My total portfolio at all time high interms of ROI...

got go first page read about irr calculation first?

do you know what irr stand for?

"Internal rate of return"

from the third word already know higher percentage means better return lah!

still don't get it?

come i feed you

http://www.investopedia.com/terms/i/irr.asp

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New investors. take my portfolio as an example. My main focus is to build my portfolio from my main income and using that percentage of my wage by purchasing funds via DCA method.

Total profit now is 6.22% and i hardly check on my funds.

1)Stop looking into your ports.

2)Start working hard into funneling whatever savings you can spare into your port.

3)Set a goal of how you want to build your port then Keep focusing on building up your respective  allocations giving time for them to grow. (think of it as the art of bonsai)

4) Leave the work to fund managers.

get out from the thread. you are not welcome here with your stupid predictions

In a public forum, freedom of speech must be respected. No way someone can come forward and give a order for another forummer to go away. That's not right.  Who has empowered him or her with such power ? If one disagrees with another forummers opinion/view, the only way is to express your own to counter it. If a forummer committed error on the house rules, then it's the moderator or the platform which will have to enforce it.

For UT ... I am 95% EQ

But I consider my ASNB as my FI

don't be so happy. Trump's impeachment may happen and when it does everything will bleed

nah. I am running of us and monitoring my port on a weekly basis while keeping a sum of cash in CMF. once Trump gets impeach or us implodes from being retarded.

I'll swoop in

a shoutout to all the contributors in this thread, a lot of selfless advice and help as I've read through the bulk of this thread. Good job!

A few pages back I mentioned that I decided to invest heavily into UT. The following are just some of my thoughts after a week of reading. I'm currently in the legal line but I was also did a few finance subjects during uni, so going through the various funds, reports and analysis did bring back a lot of fond memories.

The below are just thoughts, and not opinions. It represents what I do take into account before plunging into UT.

Thought #1
"Be fearful when everybody is greedy"
We have seen the market shooting up to record highs in the past few weeks. Valuations appear to be sky high at the moment. One thing I have to learn is how to read valuations properly and make my own assessment. I ask myself, why am I entering the market now? Is this a herd mentality?

Thought #2
"It was always a record high, until it is repeatedly surpassed"
This is probably an issue of timing the market. Again having some fundamentals to properly value the market is important.

Thought #3
There are a lot of concerning geopolitical issues in the world right now. These are your europe elections, North Korea factor, Trump factor, China shrinking factor, India factor, technology industry. Some lessons on accurately differentiating from puffery from real solid data is needed. This probably involves individual stocks rather than UT as a whole. However I guess fund managers track record and characteristic then becomes important. Is he/she someone who only chases short term gains or long term goals.

Based on the above, I've decided to split my investment half. Half into UT and half into purchasing below market value properties.

From half my UT, I will enter into UT in a staggered manner to continually monitor the issues highlighted in Thought #3. Probably 40-50% first then the rest in 10% increments.

My investment horizon is 10 years, and target is 8% per annum. I have confidence in Malaysian market so I've allocated slightly higher. I have less interest in other emerging markets as I just do not trust these places.

My proposed fund allocation is as follows:
35% AH Select Bonds
15% libra dividendextra
10% AH select dividend
10% Interpac dana safi
10% Manulife india
10% TA global tech
10% CIMB AP dynamic income

thank you. yes you are right. I'm a little jittery especially when it comes to trump. When be was elected he shocked those who were unawares. when he gets impeached people who didn't expect it will not be prepared

Your argument is just biased. That's it. If you think an investor is smart enough to perform cost averaging, then he is smart enough to perform profit skimming.

If he is dump enough to partial sell when the fund is at the lowest point and about to fly, then he is dump enough top up when the fund is declining.

If you don't allow investor to interfere, then shut off both top up and top down.

No. Only two fees are charged.

1. Upfront subscription fee (pay one-off)
2. Platform fee of 0.5% p.a.

Whatever they do with the funds within the portfolio is entirely their control/decision.  The subscription fee is already the sales charge.

10k per port bro. cannot top up. it's to prevent it from complications

Kpj was featured as the stock to watch last week. Go research on that buddy. Now government hospitals are facing shortage of funds I am sure people will turn to private hospitals.

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nah