QUOTE(Ramjade @ May 30 2017, 09:54 PM)
Consolidate KAF > KGF = 20%
Eastapring > 5% Manulife india + 5% cimb greater china/10% india
Consolidate Rhb Emerging + Libra asnita > affin hwang.
You can use eUT to buy affin hwang select bond fund if you have >=rm5k. For this bond fund, ok to do lump sum one shot. This will save you few RM/year (no need to pay FSM MY platform fees).
thanks for the quick reply but could you please elaborate a bit why i should be considering your suggestions?
i heard from my gf to not buy manulife india for now as it's back up again. is it still a viable fund choice?
QUOTE(T231H @ May 30 2017, 09:59 PM)
yes, can try start with that portfolio for 2~3 yrs.....
in the meantime try to feel how your emotion response to the mkts movements.....
maybe you will feel that your portfolio returns maybe too slow or to volatile.......if in need and if possible try to make adjustment after the 2/3 yrs period.
if you really cannot sleep at night...then don't wait to make adjustment.
yes, i agree with you that i shouldn't touch my initial portfolio so soon as it's beneficial for me to learn markets movement through it. i'm open to any tweaks to the portfolio i posted if you have any!