Went to FSM office to perform EPF MIS.
They said that AmAsia Pacific REITs - Class B (MYR) is not ready yet in their system. Could take up to 2/3 months to be ready.

yup, they are entertaining kopitiam posts. 

Keep on defending... no travel cost involved lar, since going to Sing anyway.  That's what folks used to say: "Did not fall down, just bending down to pick some sand.

It is a 0.05% per quarter fee and it is calculated daily. Can earn back in 2-3 days as a bond fund could easily have a daily increment of 0.02%.

Also the platform fee was implemented as they took away the service charge of about 1%... it was a cost reduction, and it is appropriate for those investors with very, very short term objectives.

============

Kiasu mentality

Kiasu literally means 'scared to lose'. But it actually means scared to lose to another party.

A kiasu person will have difficulties in forming partnerships or joint-ventures unless he has the lion share, as he is more concerned about the benefits the other party would gained rather than the benefits he could gained in the business partnership or in any other business transactions.

He is more worried of being taken advantage of by the other party even though the business transaction is beneficial to both parties.

The kiasu person would rather bypass the net benefits he would get and not let the other party gain anything if he perceives that the other party is gaining it at his expense.

Don't jinx it bro. =)

Kaka is a sis. 
Sis, no time no see. Sudah hilang pergi mana?

My EPF withdrawl to MIS is approved!
Thanks god for thumb prints!

Well, there's another strategy.
Sell them off (cash out); wait for deep correction, buy them back again.

In my portfolo, I got 3 funds with ROI > 30%

How many years?

Wa niceee

Q:
How can I change or terminate my RSP instructions?

A:
You can change your RSP investment amount or terminate your RSP by clicking on RSP >> VIEW.
RSP by Cash Management fund
You can make changes at any time except 15th of every month as we will process RSP transaction on this date. If 15th is a non business day, the order will process on next business day. Please note that changes instructions received before 15th will take effect immediately on the same month while changes instructions received after 15th will take effect on the next contribution date.
RSP BY Direct Debit / GIRO or FPX
Any change of amount request or termination request received from 8th to 18th of the month will be effective on the next RSP cycle as existing approved RSP-DDA or RSP-FPX have been processed for deduction on the 15th of the current month. If 15th is a non business day, the order will process on next business day.
Should you wish to change the DDA /FPX limit, you are required to submit a copy of Update Limit form to us.
There are no charges for changes in RSP amounts or termination of RSP.

https://www.fundsupermart.com.my/main/faq/0...ngs-Plan-976#14

if still unsure, call FSM CS?

0.88% fo rnew petaling jaya office opening!
but can not firnd ther t&c

just remember this saying / advise when I read business management articles many decades ago.... which I think is applicable to UT too (to be on topic  )

If one can gives me chicken, I should not be hesitates / grumbling in giving him drumsticks....
(in business sense) If a staff can perform or provided a satisfied environment, I don't mind paying him more.
(why I don't mind...bcos i got more compared to him)

(in UT sense) If the entities can provides me with a satisfied investment environment (which includes: service, knowledge, responses to queries, well maintained platform, sense of securities, etc, etc) for my investment needs....I should not be hesitate / grumbling in giving that entities what they wanted.
(why I don't mind....bcos i got more compared to them)

in short...maybe not directly relevant..."If you pay peanuts....you may get monkeys"

Kind of not morally corrects (but some people think they are smarter by doing it)....
(some of you noticed that to or are doing that too)...it happened, are happening and will continue to happens..
The Tesco has carpark,...some people use that carpark to park their car BUT did not shop there...they just go next door to shop/eat.....
Do you think they are morally right?

👍👍
Just don't forget to take note of the planned FI:EQ ratio

What is the ratio of ut vs asnb?

Same, but thinking of moving all my AS1M to AH Select Bond Fund after they declare the dividend this year.