Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Jan 30 2018, 02:05 PM
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Junior Member
206 posts Joined: Jun 2009  
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QUOTE(maserati @ Jan 30 2018, 11:50 AM) I've checked with hlb already. To qualify for this you need to sign up their savings endowment plan at the same time. You have to deposit 10k per year for 5 years into this savings plan. In order to get back the 50k amount in full, you can only do it from the 8th year onwards. If not then there'll be a penalty. Eg. If you withdraw the 50k on the fifth year you'll only get back 45k. its a scam |
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Jan 30 2018, 02:10 PM
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Senior Member
1,021 posts Joined: Mar 2010
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QUOTE(aeiou228 @ Jan 30 2018, 11:51 AM) If you put FD now @ 4.3%, you will get about the same effective yield compare to you wait 2 weeks time and put FD @ 4.5%. Provided that you can secure a 4.5% rate in 2 weeks time. Anything longer than 2 weeks time, your effective return will be lower than 4.3% FD placed today. best advice here in ages  |
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Jan 30 2018, 03:21 PM
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All Stars
11,308 posts Joined: Feb 2008
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Affin got any good FD offers?
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Jan 30 2018, 03:25 PM
Show posts by this member only | IPv6 | Post
#5504
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Junior Member
34 posts Joined: Jan 2018
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Can anyone tell me what is the Citibank Foreign Currency FD Rates for USD, EUR & Aus Dollar.
I checked in bank site i didn't get any info on interest rates for foreign currency fd. Please help me This post has been edited by henrylee02: Jan 30 2018, 03:26 PM |
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Jan 30 2018, 05:57 PM
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Junior Member
217 posts Joined: Oct 2015
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hlb efd new T&C at hlb login page
1) Effective 1 February 2018, all interest or profit earned under new eFixed Deposit/-i placements will be credited into customers’ nominated current or savings account/-i every 6 months and/or at maturity. |
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Jan 30 2018, 05:57 PM
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Junior Member
775 posts Joined: Nov 2015
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No idea about AUD, but for USD and EUR they will be so low (or zero), that the bank is too ashamed to pubish it
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Jan 30 2018, 08:22 PM
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Junior Member
278 posts Joined: Mar 2009
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*
 Terms & Conditions (English)  This post has been edited by Ah SiAnG: Jan 30 2018, 08:23 PM |
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Jan 30 2018, 08:47 PM
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Senior Member
2,490 posts Joined: Sep 2011
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QUOTE(kenny79 @ Jan 30 2018, 01:02 PM) Renew the Ambank fd 100k just only manage to get 4.25 for 1 year Am Bank told me yesterday, minimum FD amount RM 50K can get 4.3% for 1 year.But I forgot to ask is this must be a new fund or not? Why didn't you go for Hong Leong? 4.3% for 1 year QUOTE(aeiou228 @ Jan 30 2018, 11:51 AM) If you put FD now @ 4.3%, you will get about the same effective yield compare to you wait 2 weeks time and put FD @ 4.5%. Provided that you can secure a 4.5% rate in 2 weeks time. Anything longer than 2 weeks time, your effective return will be lower than 4.3% FD placed today. Taiko  Thanks for the calculation.So time is money, we cannot wait. This post has been edited by BoomChaCha: Jan 30 2018, 09:05 PM |
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Jan 30 2018, 10:00 PM
Show posts by this member only | IPv6 | Post
#5509
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Senior Member
3,795 posts Joined: Jan 2003 From: .: Old Klang Road :. 
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QUOTE(dudester @ Jan 29 2018, 10:28 AM) Now the promo are 1 - 3 months tenure (HLB , RHB), it will for go your fresh fund status requirement. The HLB promotion is confusing to me. QUOTE(maserati @ Jan 30 2018, 11:50 AM) I've checked with hlb already. To qualify for this you need to sign up their savings endowment plan at the same time. You have to deposit 10k per year for 5 years into this savings plan. In order to get back the 50k amount in full, you can only do it from the 8th year onwards. If not then there'll be a penalty. Eg. If you withdraw the 50k on the fifth year you'll only get back 45k. Hmm... like that It's not pure FD already, Can forget about it. thanks for your clarification btw. |
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Jan 30 2018, 10:58 PM
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Junior Member
196 posts Joined: Jun 2012
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QUOTE(Ah SiAnG @ Jan 30 2018, 08:22 PM) * How many day consider fresh fund ?
Terms & Conditions (English) |
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Jan 31 2018, 02:16 AM
Show posts by this member only | IPv6 | Post
#5511
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(henrylee02 @ Jan 30 2018, 03:25 PM) Can anyone tell me what is the Citibank Foreign Currency FD Rates for USD, EUR & Aus Dollar. Zero percent....their Aus and NZ zero percent while Public bank is offering at 2+ % depending on placement periodI checked in bank site i didn't get any info on interest rates for foreign currency fd. Please help me |
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Jan 31 2018, 08:01 AM
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All Stars
65,355 posts Joined: Jan 2003
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QUOTE(steven1107 @ Jan 30 2018, 10:58 PM) How many day consider fresh fund ? have u read the T&C?do u know how the fund transfer works for hlb efd? |
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Jan 31 2018, 10:28 AM
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Senior Member
764 posts Joined: Jan 2003 From: Home of 'The Old Lady'
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PBB and RHB no news FD promo?
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Jan 31 2018, 01:50 PM
Show posts by this member only | IPv6 | Post
#5514
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Senior Member
3,200 posts Joined: Jan 2003 From: IPOH 
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QUOTE(BoomChaCha @ Jan 30 2018, 08:47 PM) Am Bank told me yesterday, minimum FD amount RM 50K can get 4.3% for 1 year. Different rm50 lazy to do the withdraw and ibgBut I forgot to ask is this must be a new fund or not? Why didn't you go for Hong Leong? 4.3% for 1 year Taiko Thanks for the calculation.So time is money, we cannot wait. |
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Jan 31 2018, 03:22 PM
Show posts by this member only | IPv6 | Post
#5515
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Senior Member
1,064 posts Joined: May 2016
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QUOTE(steven1107 @ Jan 30 2018, 10:58 PM) How many day consider fresh fund ? 0 days considered as Fresh Fund. Placement can only be done online thru FPX at RM 800 to RM 30,000 per eFD/efD-i placement. Max for each sole eFD customer is RM 2 million for this 3 Chinese New Year promotions. |
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Jan 31 2018, 04:36 PM
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Junior Member
366 posts Joined: Mar 2006
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RHB and PB no update on FD promotion so far...so slow
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Jan 31 2018, 06:01 PM
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Senior Member
895 posts Joined: Dec 2013
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QUOTE(rainbird @ Jan 29 2018, 11:20 AM) I asked similar question and kenna suan by someone haha. Refer to a post that I quoted few hours back, it should answer your question.  some sifu are 1 kind.  QUOTE(mrhseinpingq @ Jan 31 2018, 04:36 PM) RHB and PB no update on FD promotion so far...so slow i wait for 4.4, 4.5 one year fd! |
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Jan 31 2018, 06:28 PM
Show posts by this member only | IPv6 | Post
#5518
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Junior Member
507 posts Joined: Jun 2015
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Affin Bank just revised their FD rate yesterday. Latest board rate for 1 year is 4.05% p.a. One of the highest for normal non-promo rate.
This post has been edited by Nom-el: Jan 31 2018, 06:32 PM |
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Jan 31 2018, 09:15 PM
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Junior Member
22 posts Joined: Jun 2016
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I am not sure is right forum to post or not.
Seeking your guy opinion:- Let said i got FD 10k in cimb, and FD 10k in HLB . If one day i got anything happen, how my parent know where i got FD ? |
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Jan 31 2018, 09:42 PM
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All Stars
26,532 posts Joined: Jan 2003
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QUOTE(planet@123 @ Jan 31 2018, 09:15 PM) I am not sure is right forum to post or not. Hmm, make a joint FD account with them is one of the waySeeking your guy opinion:- Let said i got FD 10k in cimb, and FD 10k in HLB . If one day i got anything happen, how my parent know where i got FD ? |
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