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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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godhand
post Mar 6 2017, 11:31 AM

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QUOTE(khuanoz @ Feb 26 2017, 10:18 PM)
Actually they already feng shui-ed for you:

RM30k x 4.10% x 8 months (243/365) = RM818.88

But maybe not that figure in the end since hibah paid by Nov and the interest credits monthly =D
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bro i want to ask

i put 12k into the fd.

but i got rm36+ for the month.

isnt 12k*0.04/12 = RM40, is the interest counted by day not month, or am i taxed for using other bank via frx
godhand
post Mar 6 2017, 11:35 AM

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QUOTE(??!! @ Mar 6 2017, 12:37 AM)
CIMB RM called to inform new promo

12 months 4.15%
min 10k fresh fund

Not sure if it's just for PB customers.
For non PB customers, can still try asking; esp if you have bigger amount to place.
Previously,managed to get PB promo rates for relatives who are non PB customers .
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any link or procedures for this fd?
godhand
post Jan 29 2018, 10:09 AM

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QUOTE(ahpaul82 @ Jan 28 2018, 09:47 PM)
I wonder how this thing works?

put RM16888 FD to enjoy 8.88% p.a @ 2 months tenures?  hmm.gif

[attachmentid=9552934]
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got link?
godhand
post Jan 30 2018, 02:05 PM

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QUOTE(maserati @ Jan 30 2018, 11:50 AM)
I've checked with hlb already. To qualify for this you need to sign up their savings endowment plan at the same time. You have to deposit 10k per year for 5 years into this savings plan. In order to get back the 50k amount in full, you can only do it from the 8th year onwards. If not then there'll be a penalty. Eg. If you withdraw the 50k on the fifth year you'll only get back 45k.
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its a scam
godhand
post Mar 12 2018, 12:26 PM

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anyone experience hongleong fd not giving interest on time? o.0
godhand
post Mar 12 2018, 12:45 PM

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QUOTE(acougan @ Mar 12 2018, 12:44 PM)
Check ur fd certificate, only certain types like junior or senior fd gives monthly interest. Others, wait 6 months.
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hmm weird. first time experience i-fd not giving out monthly
godhand
post Jul 5 2018, 03:13 PM

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tq for sharing just perform a placement on hl 3 montsh 4.37% but just wondering how to play the spin thingy cant see it in my app

This post has been edited by godhand: Jul 5 2018, 03:13 PM
godhand
post Jul 5 2018, 03:29 PM

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QUOTE(maskcooler @ Jul 5 2018, 03:28 PM)
HLB 4.37% is it highest in the market so far?
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yes among the big 4 banks
godhand
post Oct 8 2018, 03:56 PM

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QUOTE(cherroy @ Oct 8 2018, 03:14 PM)
Only applicable to new customer?
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no such thing fd 6% sure got hiddeen terms and condition

 

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