previous years lots of cny promos. this year hardly any. gonna be a tough year i think.

btw, i just went to look at hong leong's 88888888888 counter - someone should take a video and post up, the number go up even to 2,900k & then fall back 2,400k. Up and down one hahaha

i wonder if Hong Leong owns FPX - they tell me must use fpx to move the money around in order to qualify for this offer

This post has been edited by okuribito: Jan 9 2017, 12:12 PM

hahaha definitely not real. look at the source code for the page & can see it's some javascript which does not get input from anywhere else. just random digits i think... those familiar with coding can search for efdpromocount & interpret the script

I called MBSB & they say max 4.1% for 12m & min 50k. Maybe those who got 4.2% is because principal is 6-digits.

I asked if interest is paid monthly & they told me only on maturity.

Anyone else got monthly interest from MBSB for 5digit placement?

Is there a minimum amount?

was surprised when i went topublic bank to take out my funds which matured on sunday. after everything was done, the teller handed me some cash & said this is the non-working day interest. small amount but felt good

what is "blockchain"?

i'd rank free parking higher in my criteria. just one saman can blow whatever 4.xx% to pieces

What a shocker.

Anyone else went for BSN 4.5%12Mths offer about a year ago? I did and matured today. That's what it says on the cert. Tarikh matang 27jan 2017.

But they told me cannot take out till 24 hrs after Tarikh matang ie tomorrow or practically next Tuesday. They said this is Islamic fd rule.

I said wtf. I did islamic fd with other banks including BR and never encounter such thing.

Naturally I tiau the idiots and ask for bnm Complaint form. Also got evidence of what they told me.

Got such thing? Tarikh matang cannot take out money unless penalty? Wtf!!!

I can't do anything now. I'll go back on Tuesday n fuck them left n right n raise hell. What do you think I should do?

Hahaha actually BR memang ikut Islamic principles. Adil!!! Spoil my cny eve only. So looking forward to transferring to BR 4.08%promo today. Blardy stupid BSN

This post has been edited by okuribito: Jan 27 2017, 10:15 AM

Haha went to another branch try luck. The supervisor there called HQ n they say should be no issue about 24hrs bla bla

Waiting for cheque now

One branch will sure kena tiau by HQ soon. Die u bastards lol

One thing I discovered about bsn is u can go any branch to redeem. I think pbb also cannot


This post has been edited by okuribito: Jan 27 2017, 12:27 PM

hehe thanks for support guys ... it ended well with the 2nd branch I tried my luck with, feeling compassionate now, no need file complaint form ... gong xi gong xi to everybody too


you are welcome uncle. yup you never know where the next lesson or tip will come from

i believe the standard / default practice is that we can take out the FD + accrued interest (if not already credited to savings monthly) on the maturity date stated on the cert.

Therefore it might be more helpful to highlight the exceptions. For example, I had a run-in with BSN recently but was resolved ie i got my money on the maturity date despite initial difficulty. You can read my experience on page 30

Hahaha it's not the maths that's faulty, it's the logic that's fubar

Reminds me of the bimbo who was asked how many slices a pizza should be cut into - 8 or 12. She said she'd like 8 because she said 12 is too much to eat...Can't finish 12... LOL

This post has been edited by okuribito: Feb 22 2017, 07:52 AM

good on you if you got patience.

hehehe i now wait for the inevitable ...the long, pedantic essay from you know who

actually not just lately. but everybody's entitled to what they want to write, long or short. Ppl without much patience like me... well we just gloss over & just don't respond... lest we inadvertently stimulate more literary diarrhoea

Change subject. Every morning I hear on radio that the US Fed's gonna raise interest rates soon. Does anyone think BNM will follow?

Happy lunch time

your patience pays off. you got him to paint himself into a corner. let's see how skilful he is in verbal Will his master come to his aid? or will his master leave him there to perish?

With RM800K, you can easily get priority banking. If in KL, I'm sure the Bank Rakyat people will be more than willing to buy you coffee & discuss rates... I believe they have one of the best at the moment

This post has been edited by okuribito: Feb 23 2017, 05:52 PM

with so much bullets, you can walk into any bank with chequebook in hand and ask for manager of private banking & negotiated rates

" the next 10 years, return is 33% (1188.00) per year."

Where got? The principal u put in already 36k! What's 1188/36000 as a percentage? Less than 4% only.

Do the same for 1st 10yrs...ie principal increasing every year but return fixed at 620. By 10th yr, return less than 2%