do u read posts before you?

some ppl just post 1 liner without doing any work and expect others to spoonfeed the answer.

if you can open up lyn forum, open the thread link, and type the question here, the amount of time spent can be found directly from ocbc website or even google.

read posts above.

show ur calculation.

amount put & placement date.

if really unconfortable, just ignore GIA. go for any investment vehicle that you feel comfortable with. it's your hard-earned money anyway


FYI, GIA performance reports from Maybank.....

Click here to view Investment Account Fund Performance Report (Q3 2015)
Click here to view Investment Account Fund Performance Report (Q4 2015)

Click here to view Investment Account Fund Performance Report (Q1 2016)
Click here to view Investment Account Fund Performance Report (Q2 2016)
Click here to view Investment Account Fund Performance Report (Q3 2016)

no

noticed this in HLConnect

aiyor, it's easy.

M2U eGIA is standard feature, but at BOARD RATE (currently 3.55% p.a.) and rate is updated each 15th of the month.

previous eGIA 6 and 12 months rate are PROMO rate, and limited, and subject to end any time.

if u search this topic, u can find.

or i found this from their website: https://www.hsbc.com.my/1/2/personal-bankin...YH_PWS_DUAL_LPR

Grateful Giving Campaign
Promotion period: 14th January 2017 - 11th February 2017

https://www.hlb.com.my/main/promotion/20170...ateful-giving-a

Visit our branches this Chinese New Year to enjoy amazing promotions and offers as our appreciation!


FD: 3.9% p.a., 6-month, min RM10k

Note: long image under spoiler.

are you aware there is a dedicated GIA thread?

also, new rate has been disclosed in M2U app yesterday. read there.


if you're thinking of the m2u website, you should know that it's always late in updating it.

as shared by FD gurus previously



The Launch of "IFD-i New Year (12 Months)" [ Maybank ]

Enjoy fabulous rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 31st January 2017 or upon reaching the overall limit, whichever is earlier.

Campaign Rates are as follows:


*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Terms & Conditions apply

This post has been edited by cybpsych: Jan 21 2017, 10:11 AM

FD/IFD-i CNY Campaign (10 months) [ Maybank | T&Cs ]

Enjoy great rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 28th February 2017 or upon reaching the overall limit, whichever is earlier.

FD/IFD-i CNY Campaign Rates:


*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

you know the drill.

post #1 and #2

get TS to manage post #1

search from this topic or from OCBC

impossible to get a definite answer becuase bank may end the promo earlier than 31 March, possibly after achieving target fund size or other reasons.

just make a call to the bank to find out promo status.

not bad

Maybank FD/IFD-i Triple Bonus Campaign (4 + 4 + 4 months) [ MBB | T&Cs (Conventional) | T&Cs (Islamic) ]

Enjoy great rates with a minimum fresh deposit of RM10,000 for Individual or RM25,000 for SME/Business Banking customers in a single certificate.

Offer is open to Maybank / Maybank Islamic customers and is applicable for Conventional and Islamic Fixed Deposit placement of fresh funds made over the counter only, at any Maybank or Maybank Islamic branch in Malaysia. The campaign is valid from now till 12 April 2017 or upon reaching the overall limit, whichever is earlier.

FD/IFD-i Triple Bonus Campaign Rates

*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised.

Hong Leong Connect