Not immediately based on T&C. My FD matured on 13/9, only received the interest on 12/10.

thanks

Yes

Hi. Maybank have the efd via fpx promo and the transfer from the other bank was successful. But the "return to merchant" page was loading slow and prompt and error "fpx transfer failed. contact merchant bank".

The deduction was successful but the there is no fd shown in my Maybank account. I called Maybank call center and they informed me that it will take 1 - 3 working days for the fund to be refunded.

Can someone advise if this is correct. I never experienced this before.

yes. i encountered this problem before, a few times and only with maybank fpx... the money will be refunded to your bank as csr told u. for my case 3 working days .

Thank you for feedback.

Not at the of the earmarked period. Refer TnC attached below

This post has been edited by babysotong: Oct 16 2025, 04:48 PM


Attached File(s)
 hlb_birthday_bonus_promotion_tnc.pdf ( 291.63k ) Number of downloads: 103

Instead of waiting until 11pm, i withdraw early at 5pm. Maturity was 12th oct.

Got my full interest.

But since i click withdrawal myself, in the user interface, i have one FD categorised under premature withdrawal. The rest was automated, so it was in the completed deposit catgeory.

I am not the 1st one here who tried and done.

Maybank is like this...Biggest bank in Malaysia, but this problem exist for decades. I have gave up doing FD with Maybank. Don't want to die of HBP dealing with them.

to summarize, you clicked on early withdrawal, got the full interest, but tht placement was still listed under premature withdrawal - am i understanding this correctly?

Ya, betul.

thanks. im still trying to understand the behaviour of the bug that's been described by a few of the members here. will bring this back to the team for them to have a look.

the dev/product mgr need to correctly understand the ACTUAL/PROPER definition of MATURITY DATE

seems they assume customers doesnt withdrawal on maturity date itself (which already matured).

however app doesnt react/display/handle "withdrawal date == maturity date" correctly.

agreed with your points there. will bring this back to our devs for them to have a look. definitely something's not right here.

AMBANK, RHB, Public Bank, Maybank, Affin who currently has the best rate for 6months - 12months ?

And for PIDM protection up to 250k, does that mean it's better to place 2 FD of 250k each instead of 1 FD of RM500k ?

All deposit accounts held by the same depositor will be added together and protected up to RM250,000.

Scroll down and click the examples
https://www.pidm.gov.my/general/how-we-protect-you/dis

Out of curiousity, does anyone know how Al-Rajhi's Term Deposit profits are calculated? Might just be me but my calculations dont correspond with the projected profits shown on the receipt upon placing. PM tepi if possible?

3.83% is probably the highest in the market now.

However, Bank Rakyat deposits are not protected by PIDM for those who are concerned.

next month FD mature, thinking to take this offer. Is it easy to open FD account in Bank Rakyat (need to wait 1-2 hours in the branch)?

For this offer need to open Savings account first?