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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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ikanez
post Sep 3 2024, 09:30 AM

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hi everyone.

just wanted to share. starting september, the 12-month 4% rate will no longer be available via branches. however it will still be available via the Be U app, until 31/12 (or once we hit allocated cap, kinda like GX)

can refer for details for the campaign: https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra

user posted image

feel free to DM for more info on TD, or any other general feedback (ie. things to improve, wishlist) about the app.

thanks!

p/s: i work at Be U.

This post has been edited by ikanez: Sep 3 2024, 09:32 AM
ikanez
post Sep 3 2024, 09:58 AM

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QUOTE(dudester @ Sep 3 2024, 09:37 AM)
Good to have you in here. HQ or branch?
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HQ bro.
ikanez
post Sep 3 2024, 05:31 PM

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QUOTE(plantcloner @ Sep 3 2024, 01:13 PM)
Your BeU app is not as buggy as Rize or Aeon, but can be better. What sets BeU apart from the rest is the customer service people are fast in responding and did solve my issues. Nobody expects any new;y launched system to be perfect but having good CS people is the key to winning the game. I have just moved RM20k to BeU yesterday!
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hey thanks man for the shout out. will convey your kind words to our team.

hope you don't mind if i reach out to you separately to learn more on the "can be better".
ikanez
post Sep 4 2024, 10:47 PM

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QUOTE(paramdav @ Sep 4 2024, 10:15 PM)
Hi  Anyone knows what is the current FD promo at Bank Islam
is it still 4.0%
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Bank Islam still provides 4.0%, but only via their Be U app. Check out https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra for more info
ikanez
post Sep 5 2024, 09:01 AM

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QUOTE(cybpsych @ Sep 5 2024, 07:31 AM)
12mth @ 4%, no more, as shared above

current is 6mth @ 3.75%

user posted image
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to clarify on this, the 4% is no longer offered in branches.

4% is still available via Be U app though (at least until Be U hit our cap la sweat.gif)

ikanez
post Sep 5 2024, 10:44 AM

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QUOTE(canjeth @ Sep 5 2024, 10:25 AM)
Please remove the lock in condition as a term deposit and allow for liquidity like AEON, GX & Rize. Liquidity will attract more customers.
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term deposit, by it's very definition, is about locking the deposits for a fixed amount of time.

if i understand you correctly though, what customers essentially want is a combination of good rates + liquidity. i can agree to that statement.

in any case though, i appreciate the feedback. thanks for that. i will take it up to our product team, see if there's anything we can do to improve/build in the future. smile.gif





ikanez
post Sep 9 2024, 01:37 AM

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QUOTE(yungkit14 @ Sep 8 2024, 09:53 AM)
No more promo kan sir?
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ada. until end of year. only via Be U app tho.

ikanez
post Sep 10 2024, 11:03 AM

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QUOTE(poco loco @ Sep 9 2024, 02:51 AM)
so if i do it online, can everything settle in a day? (make new account)
and whats the minimum balance must remain in the account?

ok just make a new account and add rm20 in it (manatory)  cooling of period is 12 hours
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yup, creating an account can settle in a day. everything via app.

minimum deposit is RM500.

ikanez
post Sep 18 2024, 04:48 PM

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QUOTE(cclim2011 @ Sep 18 2024, 01:53 PM)
my fd placememt always failed. and gave no futher specific reason or instruction to proceed.
frankly, i feel the app is a bit flimsy...
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ouch. can you help to log a ticket on this via the app (if you haven't already)?

ikanez
post Sep 25 2024, 03:15 PM

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QUOTE(mavistan89 @ Sep 25 2024, 01:04 PM)
Can I double confirm the rate with any of you
Cimb 6mths TIA 3.65%
HLB 6mths 3.6%
Mbb 6mths 3.7%

These were obtained from ringgitplus, dunno whether it still the same
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Be U by Bank Islam offer 3.75% for 6 months. And can make placement via app. Details: https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra
ikanez
post Oct 10 2024, 05:53 PM

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user posted image

Be U TD promo is still available until end of year. Details: https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra

This post has been edited by ikanez: Oct 10 2024, 05:53 PM
ikanez
post Oct 15 2024, 03:00 PM

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just a heads up. the Be U 4% TDT Extra campaign might be ending soon sebab we're nearing our limit edy.

those interested best to invest early.
ikanez
post Oct 17 2024, 05:55 AM

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QUOTE(nexona88 @ Oct 15 2024, 04:13 PM)
Can last till month end or not??
Hopefully...

Only then got fund available (for me) 😁

If not, either ASMx or EPF lorh...
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can't really say la bro. boleh kot.. haha.

any update we'll inform in our website - getbeu.com or twitter - https://x.com/getbeu
ikanez
post Oct 17 2024, 06:04 AM

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QUOTE(ericlaiys @ Oct 15 2024, 09:47 PM)
i thought till dec
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it was supposed to. sad.gif

but need to close soon as we're reaching our allocated deposit size.
ikanez
post Oct 24 2024, 02:29 PM

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QUOTE(zjpro @ Oct 24 2024, 10:49 AM)
Hi guys, I'm trying to deposit the BeU account, already reached the last page, but I wanna add more to the amount and it's not allowing me to edit.

Is there any way or any hidden button I don't see maybe?
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hi @zjpro, atm there is no edit feature available at the confirmation screen. you'll need to hit the back button to redo the figures, or restart the journey again. we'll have a look at improving the experience following ur comment.

This post has been edited by ikanez: Oct 24 2024, 02:29 PM
ikanez
post Nov 14 2024, 05:08 PM

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QUOTE(ruudygh @ Nov 12 2024, 02:02 AM)
So i want to use money in BeU account to pay for shopee good. But it seems like not possible?
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for now Be U doesn't support FPX. need to pay using debit card #
ikanez
post Nov 25 2024, 01:41 PM

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Update on Be U's Term Deposit campaign. I think last time I mentioned that we're thinking of shutting it down by October.

Have just got word that the campaign will continue until end of this year.

For those who are trying to find TD at good rates (ie. 4%) and doesn't want to go to branch - do check out our Be U app.

More details in the website: https://getbeu.com/campaigns/BeU-TermDeposit-i-Extra

user posted image
ikanez
post Nov 25 2024, 04:00 PM

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QUOTE(Human Nature @ Nov 25 2024, 02:32 PM)
You mean can get 4% over the counter without BeU too?
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Hmm...that one I'm not sure pulak. Last time mcm they allow for 6-months je if not mistaken (at branch).

For Be U app it's 4% - 12 months

This post has been edited by ikanez: Nov 25 2024, 04:01 PM
ikanez
post Feb 6 2025, 11:28 AM

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QUOTE(dudester @ Feb 5 2025, 04:35 PM)
Any FD promotion with BI or BeU bank? They used to have good rates.
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coming soon.

as soon as next week smile.gif
ikanez
post Feb 7 2025, 05:21 PM

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QUOTE(dudester @ Feb 7 2025, 10:55 AM)
Nice. what are we looking at? my BeU FD matures today. I checked default is only 2.5%.
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between 3.5% to 4% if im not mistaken. actual figure will have to wait until official launch though.

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