Fixed Deposit Rates In Malaysia V. No.15

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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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thirumaran	Dec 30 2016, 05:58 PM Return to original view \| Post #1
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(idoblu @ Dec 30 2016, 12:05 PM) guys, I went buka one joint FD today and got the shock when the bank told me that even though the account is "either one to sign", both person must be present in order to withdraw that FD. Doesnt makes sense to me at all. The bank says its a new BNM ruling. Anyone heard of this news? What about those who already have joint accounts?
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thirumaran	Jul 7 2017, 10:32 AM Return to original view \| Post #2
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(michaelho @ Jul 7 2017, 09:14 AM) just called up, no lock-in period for the RM1000. A bit surprised cos normally HLB likes to lock for 4 months Ya confirm, went to counter, no lock in period for the RM1000. Max per account is RM200,000. Joint accounts are considered another account.
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thirumaran	Jul 7 2017, 02:21 PM Return to original view \| Post #3
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(IamNOT @ Jul 7 2017, 01:42 PM) Must go counter for 4.3? Yes Can I just transfer 1k online? Not sure. I gave cash to the teller
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thirumaran	Jul 7 2017, 07:24 PM Return to original view \| Post #4
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(AlphaNexer @ Jul 7 2017, 06:54 PM) hi . since you had done it, may i ask . just top up 1k and MUST transfer funds from other bank? what if the money already in the HLB bank account itself? will they consider? the RM1000 must be new funds (not already in bank account). you may need to confirm how long need to maintain the RM1000
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thirumaran	Jul 7 2017, 09:33 PM Return to original view \| Post #5
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(mamamia @ Jul 7 2017, 07:56 PM) No need to maintain, u can transfer 10k from other bank to HLB acc, then use the 10k to place FD OTC for 7 months 4.3% He is talking about the requirement of depositing RM1k in the savings account to be eligible for 4.3% FD promotion
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thirumaran	Aug 11 2017, 09:15 AM Return to original view \| Post #6
On my way Junior Member 614 posts Joined: Nov 2008	Today first time encountered HLB did not deposit the monthly FD interest to my savings account in my 2 years banking with them. Anyone encountered this before? Posting here before I check with them
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thirumaran	Aug 11 2017, 02:11 PM Return to original view \| Post #7
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(carmenyta @ Aug 11 2017, 01:56 PM) conventional? or promo one? some dont credit interest into principal but this more likely for promo only. conventional. normally it's credited sharp 6am on the day. I called the Customer Service, he checked my other FDs, he said wait till 11.59 PM ... hopeless
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thirumaran	Aug 12 2017, 09:56 AM Return to original view \| Post #8
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(sandkoh @ Aug 12 2017, 09:39 AM) i receive the hl monthly interest today. you got yours? Didnt. Was due yday. Will go to the bank next wk
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thirumaran	Aug 15 2017, 11:41 AM Return to original view \| Post #9
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(carmenyta @ Aug 11 2017, 02:13 PM) wth??!! keep us posted bro. Regarding the HLB monthly interest, apparently since last mth, they have changed the T&C. I renewed on July 11th, and interest payments will only be done at the end of 6 mths or 12 mths, so no more monthly interest. Confirmed this at the branch today in Sri Petaling (for my certs anyway) even though I never changed anything when i renewed.
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thirumaran	Aug 15 2017, 03:30 PM Return to original view \| Post #10
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(aeiou228 @ Aug 15 2017, 02:49 PM) Auto renew FD will not extend the promo benefits into the new term. Once your FD completed the promo tenure and auto renewed, interest rate will be revert to board rate and interest payment frequency will also revert to standard policy which is every 6 months for long tenure placement. Not auto renewed. Went to branch on maturity day (11th July), top up and renewed for another 6 mths. This is the 4th time I did this. Previous 3 times all had monthly interest. This time no more. I asked them to check my other cert (27th July), also no more monthly interest. My other certs (before July 2017), all still have monthly interest.
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thirumaran	Aug 15 2017, 03:31 PM Return to original view \| Post #11
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(carmenyta @ Aug 15 2017, 02:07 PM) huh? this is for conventional FD? so did they just expect you to leave your money in there without notifying you? that really sucks. conventional
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thirumaran	Jan 6 2018, 11:16 AM Return to original view \| Post #12
On my way Junior Member 614 posts Joined: Nov 2008	Hi guys, Sorry if this question been asked before, for HL Bank, during maturity can i renew at ANY branch? Just bring the fd cert? Tks
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thirumaran	Jan 6 2018, 02:23 PM Return to original view \| Post #13
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(cherroy @ Jan 6 2018, 12:52 PM) Cross branch depositing/withdrawal already can be done after around mid of last year. i plan to go after office hours to their Mach Branches which are open till 10pm. Hopefully, they don't tell me fd can only be renewed during normal bank hrs lol
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thirumaran	Jan 7 2018, 07:58 AM Return to original view \| Post #14
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(gsc @ Jan 7 2018, 05:12 AM) Mach is different from HL. Doubt you can renew HL FD in Mach branches as Mach branches do not have HL bank data base. Please let us know if you are able to do that . Tks for letting me know, I'll call them up tmrow.
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thirumaran	Jan 9 2018, 02:45 PM Return to original view \| Post #15
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(gsc @ Jan 7 2018, 05:12 AM) Mach is different from HL. Doubt you can renew HL FD in Mach branches as Mach branches do not have HL bank data base. Please let us know if you are able to do that . Ya, can't renew at Mach branches
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thirumaran	Feb 8 2018, 02:02 PM Return to original view \| Post #16
On my way Junior Member 614 posts Joined: Nov 2008	For those of you who signed up for the HLB fixed deposits last year, at one time we needed to deposit cash into the savings account at the same time to qualify for the special interest rates. Any of you remember how long are we supposed to hold the cash here?
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thirumaran	Jan 11 2019, 10:54 AM Return to original view \| Post #17
On my way Junior Member 614 posts Joined: Nov 2008	Moved my FD from HLB Sri Ptlg to CIMB Sri Ptlg For Premier Customers: 6 mths - 4.3% 12 mths - 4.4%
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thirumaran	Jan 11 2019, 03:30 PM Return to original view \| Post #18
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(dlttdltt @ Jan 11 2019, 03:20 PM) 12months is 4.4% or 4.0% ? Some say it's 4.0% 4.4 but prefered customers. Normal not sure
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thirumaran	Jan 11 2019, 04:15 PM Return to original view \| Post #19
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(HP Computer @ Jan 11 2019, 04:09 PM) do you know OTC rate for HLB? thanks 4.1%
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thirumaran	Aug 27 2019, 01:11 PM Return to original view \| Post #20
On my way Junior Member 614 posts Joined: Nov 2008	QUOTE(engyr @ Aug 26 2019, 09:21 PM) Did you contacted hlb? Did they adjusted for you? i got 3.95% for renewal but must do at counter (p/s I did not receive any sms)
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