hi All, what is the current FD promo at Bank muamalat

This post has been edited by paramdav: Oct 5 2025, 10:23 PM

Be U just launched new TD promo

Campaign Period: 6 October 2025 - 31 March 2026
Min deposit: RM10,000
Tenure/rate: 6 Month/3.55pa, 12 Months/3.65pa

As reported below

MBSB just revised downwards ... it is now 3.66% for 12 months.

Confirmed Bank Muamalat still 3.75% for 12 months.

This post has been edited by brandonkl: Oct 6 2025, 10:51 AM

AmBank just revised their FD promo to 12 months from the initial 10 months

After all I still need confirmation here. So maxcash from Bank Islam is not guarantee % ? Let's say I put 10,000 The 70% is TDT confirm rate. but the 30% (3000) could be lower than 3000 as is investment account ?

What I understand investment account sitting in Saving basically you won't lose a single sen right ?

there's TDT 70% and Al-Awfar 30% (investment acct)

there's no Savings account involvment in this campaign

read the PDS of Al-Awfar, section 6. What are the key risks associated with this product?

https://www.bankislam.com/wp-content/upload...Eng_Feb2025.pdf

Okay, so I might lose my capital as well. Since this is not a new product, what is their track record with it?

read the PDS link

there's a link in Section 5: What are the possible outcomes of my investment?

Wonder any more interest rate revise downward for 2025?

There is indication US Fed is likely to revise downward in Oct.

premier wealth 12mth @ 3.75%, 6mth @ 3.65%. min 250k placement.

HLB e-FD, 10 October 2025-31 October 2025

3 months - 3.40% p.a.
6 months - 3.55% p.a.
10 months - 3.60% p.a.
12 months - 3.40% p.a.

www.hlb.com.my/en/personal-banking/promotions/dp-efd-month-long-promotion.html?icp=hlb-en-pre-carousel-img-promo-eom1025

At first glance when I saw this ad, I thought free nasi lemak with TD


Attached thumbnail(s)

maybe you got mistaken with this promo kot

Hi didn't get the update here, did anyone else try the "early withdrawal" button and getting the profit? I've one fd due today and the money is still not in my saving yet, and i wish to transfer it to bmm before the bank closes today. I did contact the beu support n the feedback is wait until 11pm, saying that 11pm is still today as stated in the contract!

I prefer not to risk clicking early withdrawal. I am fine losing 1 day interest. If BEU is desperately withholding customer cash for an extra 23-hours, they must be running out of cash. My total deposits have just dropped below 250k, so PIDM protects me in case BEU goes bankrupt.

After my last TD-i matures on July 2026, it is Sayonara BEU - The World's Most Unethical Bank.

Their bank Islam app is much better. When my FD matured, I remember withdrew rm80k to other banks by 7am (duitnow rm50k and atm rm30k)

for the HLB birthday bonus, is the interest only credited only 1~4 months after the earmark period?

after it end. based on when u deposit

the atm 30k was received instantly?