the easier part is just applied those already available. to use applepay need to do integration and pay extra fees.

the easier part is just applied those already available. to use applepay need to do integration and pay extra fees.

the easier part is just applied those already available. to use applepay need to do integration and pay extra fees.

Tell that to HLB, CIMB and PBB too.

And AMBANK (debit cards)

The observations regarding the overwhelming support for Apple Pay among banks in the US, UK and Australia is definitely true, and I would like to point out a slightly different viewpoint on the Australian banking landscape.

I believe that the banks in Australia is NOT as willing to pay the cut to support Apple Pay as it seemed, here's why:
1. 3 out of the big 4 banks formed a cartel after Apple Pay's launch in Australia attempting to force Apple in allowing access to iPhone’s NFC function for payment
ANZ Bank was the first to launch Apple Pay in Australia in 2016 (Source). Soon after, the 3 big 4 banks alongside another bank attempted to form a cartel to pressure Apple into allowing them access to the NFC function for payment (Source).

The attempt failed in 2017 when the competition watchdog in Australia ruled against this cartel formation (Source).

2. All of the big 4 banks in Australia supported Apple Pay today due to competition
As mentioned above, the first Apple Pay bank support in Australia was 2016. Despite the cartel formation having failed in early-2017, it wasn't until early-2019 that the 2nd bank (Commonwealth Bank) joined the party (Source). What we noticed soon after is that both NAB (Source) and Westpac (Source) launched respective's support as well for Apple Pay in mid-2019 and early-2020 respectively.

For anyone interested, Commonwealth Bank is the largest in Australia with a sizeable margins whereas ANZ is either 3rd or 4th. The above may point towards that Commonwealth Bank's decision to support Apple Pay as the domino piece to push the other 2 uninitiated parties onto adopting and paying the cut to Apple.

3. Commonwealth Bank CEO's stance on tech firms including Apple
Some articles for your reading:
Commonwealth Bank CEO: Apple Needs ‘More Scrutiny’
Not enough scrutiny of Meta, Apple, Google, says CBA’s Matt Comyn
While I definitely hoped that all card issuers will offer Apple Pay to their cardholder, ultimately it remains a commercial decision to be made by the issuers.
With that said, RHB Bank's recently addition to the Malaysian Apple Pay line-up is definitely a step towards incentivising other card issuers to adopt Apple Pay so as to remain competitive!

In Australia most restaurants have a surcharge for the use of credit cards unless you insert your card in the machine and select to pay by EFTPOS. If I am traveling in Australia and have a Malaysian debit card that is on Apple Pay, can I use the EFTPOS method to avoid the credit card surcharge?

Setel now supports Apple Wallet

Does the wallet card supported live points update? anyone tried?

Yes

bank adoption rate for Apple Pay has really been poor

question very simple. who will pay the fees to apple?
Besides, using applepay dont mean better. I just get to know applepay use on hsbc dont entitle for 5x or 8x point. It will consider as 1x point.

thats why i said consumer paid the indirect apple tax.
I use apple pay is because it is convenient when use watch to tap and pay, otherwise, wont use it at all.

Still waiting for Hong Leong Bank to support AP...

question very simple. who will pay the fees to apple?
Besides, using applepay dont mean better. I just get to know applepay use on hsbc dont entitle for 5x or 8x point. It will consider as 1x point.