Just rec'd text message from CIMB RM for Preferred Rates:
1 mth @ 3.40%
3 mths @ 3.85%
6 mths @ 3.75%
12 mths @ 3.70%

Just to share my case here, so might not apply to your case cos I am not sure.

I have eFD with MBB before this. To capture a promo FD I was needed to do a placement over the counter.
I remember the teller said "when the maturity date you can take this cert to withdraw at any branch".
At this point  I did not know that this branch will move out/close/restructure next year.

longer tenure lower rates, does that mean CIMB expects the OPR to go lower?

next year CNY those pbb, hlb would pop up promotion fd again, usually.

so it may sound wise to lock on 4% 12mth now, but not very sure what happening next year

juz simple thinking: wanna cash @ new year 2017, put short term 3mth/4mth now

if no such needs, straight 12mth

Hi all

Just to share that I've just did at CIMB - 200k @ 4.0% islamic  for 3 mths😀 don't need 1mil + to get that, pretty good deal for current market

That's what I thought too 😇 normally will have better promo during CNY. Hopefully it is still good in 2017

Hi all

Just to share that I've just did at CIMB - 200k @ 4.0% islamic  for 3 mths😀 don't need 1mil + to get that, pretty good deal for current market

so it may sound wise to lock on 4% 12mth now, but not very sure what happening next year

Just rec'd text message from CIMB RM for Preferred Rates:
1 mth @ 3.40%
3 mths @ 3.85%
6 mths @ 3.75%
12 mths @ 3.70%

3 months is short.

did u ask if 4% can do for 6 or 12 months?
4% 12 months, don't wait!

bnm expected to cut rates at nov 23 meeting.
i last did 4% at HLB 12 months in july.

today, i asked... 3.75% for 12 months islamic.

no promotion at this time.

3 months is short.

did u ask if 4% can do for 6 or 12 months?
4% 12 months, don't wait!

bnm expected to cut rates at nov 23 meeting.
i last did 4% at HLB 12 months in july.

today, i asked... 3.75% for 12 months islamic.

no promotion at this time.

Yes if 12mths I can get higher than 4.0% to be honest. A little bit more. I just wanna try my luck hoping to get higher during CNY. So let's see how it goes

not quite interested in mbsb

even bank rakyat chairman's case also dumping ppl confident that these small financial institute lack of proper check & balance mechanism

HLB now got 4% for 12mth for online fd placement

cimb promo rate lower for longer term. did they say 12 month something like 4.05%? 

Yes if 12mths I can get higher than 4.0% to be honest. A little bit more. I just wanna try my luck hoping to get higher during CNY. So let's see how it goes

longer tenure lower rates, does that mean CIMB expects the OPR to go lower?

I cant seems to find this promotion in PBB website.
Anybody have the link to it?
TQ

longer tenure lower rates, does that mean CIMB expects the OPR to go lower?

Want to place hong leong efd
So i go to open hong leong basiac saving account but get rejected by branch saying that account require employment letter for payroll or for low income people.

they say this is their bank policy. I dun think bank can do such thing, right?

After my insist asking to check further, they said will make a call to their office to confrm and leave my phone number there.

Maybe i need to try other branch.

longer tenure lower rates, does that mean CIMB expects the OPR to go lower?

Just rec'd text message from CIMB RM for Preferred Rates:
1 mth @ 3.40%
3 mths @ 3.85%
6 mths @ 3.75%
12 mths @ 3.70%

No one has any news of that.

bro, see wil-i-am post. cimb longer term lower interest.

this has been discussed.

also please use add reply, you did 4 consecutive posts. you know the rule?

Can someone explains to me, "why we are still need FD even though we have ASB/Unit Trust option with better ROI?"