Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Oct 10 2016, 04:55 PM
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#1
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All Stars
14,990 posts Joined: Jan 2003 
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QUOTE(wil-i-am @ Oct 10 2016, 11:40 AM) Thanks for the link Closed already, highest in HLB is 3.85 now.Plan to park some monies here once my FDs due tis mth  |
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Oct 10 2016, 04:58 PM
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#2
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(haur @ Oct 10 2016, 01:18 PM) Does Affin credit additional interest if maturity falls on weekends? Affin promo already closed, checked today.Thanks. |
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Oct 10 2016, 05:00 PM
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#3
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(kinwawa @ Oct 10 2016, 02:21 PM) it was extended previously.....i think they are removing the promo already since it's no more on their website....they are very efficient... Today ended.. just checked with HLB |
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Oct 10 2016, 05:02 PM
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#4
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(ycs @ Oct 10 2016, 04:59 PM) bro, still got la by fpx; i just checked; kena scared by you lol over the counter, they already closed it, maybe the system not updated yet  |
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Oct 10 2016, 11:06 PM
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#5
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(coolstore @ Oct 10 2016, 10:12 PM) is following info correct (up to date)? Around there.. will be in Bangkok Bank tomorrow, will check this for you.short term best deal @ 10/10/2016: 4 mth: maybank 3.6% 5 mth: bankok bank 3.8% 6 mth: HLB 3.85% |
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Oct 11 2016, 12:35 AM
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#6
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(nexona88 @ Aug 22 2016, 11:49 PM) take 1 week to open new account / placements Actually depends, if you have enough funds, they can open for you in a few hours.  |
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Oct 12 2016, 02:45 PM
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#7
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(coolstore @ Oct 11 2016, 12:13 PM) not quite interested in mbsb Online FD is too tempting, too easy to uplift even bank rakyat chairman's case also dumping ppl confident that these small financial institute lack of proper check & balance mechanism HLB now got 4% for 12mth for online fd placement QUOTE(sandkoh @ Oct 12 2016, 02:24 PM) cimb promo rate lower for longer term. did they say 12 month something like 4.05%? No one has any news of that. QUOTE(cherrykoay @ Oct 12 2016, 02:18 PM) Yes if 12mths I can get higher than 4.0% to be honest. A little bit more. I just wanna try my luck hoping to get higher during CNY. So let's see how it goes Which bank?QUOTE(harmonics3 @ Oct 12 2016, 12:54 PM) longer tenure lower rates, does that mean CIMB expects the OPR to go lower? Everyone does. Even HLB long term and short term almost the same rates. |
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Oct 12 2016, 05:35 PM
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#8
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(sandkoh @ Oct 12 2016, 05:31 PM) bro, see wil-i-am post. cimb longer term lower interest. No I don't know the rule, where's it stated?this has been discussed.  also please use add reply, you did 4 consecutive posts. you know the rule? QUOTE(mhisyam6 @ Oct 12 2016, 04:47 PM) Can someone explains to me, "why we are still need FD even though we have ASB/Unit Trust option with better ROI?" Because not everyone has ASB, and unit trusts don't necessarily have better ROI. |
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Oct 13 2016, 03:36 PM
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#9
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(coolstore @ Oct 13 2016, 01:11 PM) hlb less hassle - 3 mth 5.1% no limit on your fd amount but juz must buy their saving plan Must sign up for advance... this 5.1% 3mth shown on their cs desk, not sure it display online or not, tired to browse  |
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Oct 14 2016, 11:59 AM
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#10
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(MNet @ Aug 20 2016, 11:40 PM) For Bangkok bank FD, can we open FD account without opening saving account? Yes I just did. |
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Oct 14 2016, 12:09 PM
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#11
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(munkeyflo @ Oct 13 2016, 04:30 PM) Just received. It's not guaranteed so that's just a target rate.. |
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Oct 14 2016, 06:47 PM
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#12
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(starry @ Oct 14 2016, 02:12 PM) Hi wodenus What's the best rate offered by Bangkok Bank at the moment? 3.95% 10 months.. I think they have another one 3.8% 5 months |
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Oct 14 2016, 06:49 PM
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#13
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(ikanbilis @ Oct 14 2016, 06:23 PM) Link or brochure please The right side banner here is the HLB 4% promo have to transfer in from another bank via FPX to be eligible |
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Oct 14 2016, 06:52 PM
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#14
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(heavensea @ Oct 14 2016, 06:48 PM) thanks for sharing, 5.8% is so high Waiting for the link for it  is it the same as gia we put and received interest rate for monthly basis? gonna surrender my FD and park in GIA if the 5.8 p.a. is truth  website says new target rate 3.6% http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts |
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Oct 14 2016, 06:53 PM
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#15
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(heavensea @ Oct 14 2016, 06:50 PM) HLB 4% p.a. True but eFD is very tempting to uplift also a bit troublesome 30k max per transfer This post has been edited by wodenus: Oct 14 2016, 06:53 PM |
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Oct 14 2016, 07:12 PM
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#16
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(Ramjade @ Oct 14 2016, 07:05 PM) Not a wise move. Removing an existing FD for this FD. You will get less than that at the end of the day. Effective rate only 4.1%. See below. Other bank rates are guaranteed Btw, which bank support FPX transfer? How much does FPX transfer cost? Still good when other bank rates are at <=4% |
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Nov 14 2016, 11:29 AM
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#17
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(guy3288 @ Nov 13 2016, 11:59 PM) just came out with 4.15% TUE FD promo and now this 4.2% pulak? Well let's put it this way. I've had an account there for one year. Since then,HLB need so much cash meh?? (1) My debit card has been declined for no apparent reason. Called them, they said something about cashier keying in.. whatever. I didn't see anything different the cashier did. (2) They moved the branch from an easily-accessible shopping mall to some place in the middle of nowhere (3) The new PIN and pay card arrived in the mail, with a big red sticker on it reminding you to activate the card.. and it's almost impossible to remove |
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Dec 7 2016, 02:22 PM
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#18
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(galaxynote259 @ Dec 7 2016, 02:06 PM) If deposit 200k cash for their FD with promo rate, we will get premier banking status? Yes but why? it's just like a datukship, there are no real benefits there. |
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Dec 7 2016, 04:23 PM
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#19
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All Stars
14,990 posts Joined: Jan 2003
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QUOTE(hybridkit @ Dec 7 2016, 03:18 PM) Hi, can advise which bank has this benefit? 200k I think HLB. Not sure what the minimum is for the rest.QUOTE(wjchay @ Dec 7 2016, 03:57 PM) I have moneybox, car loan account, and FD account with HLB. No CASA. I tried but failed to do the fpx 4.15%. I think the promo is for HLB not Mach right?That was 2 weeks ago. QUOTE(chrisoth80 @ Dec 6 2016, 06:47 PM) not if you are a premier banking customer which you can uplift at any branch. I can even place the fd without the need going to their branch as my rm will come and visit me to get the necessary thumbprint and submit on behalf of me How can you guys stand that.. it's like you are ten years old, need your parents to do your banking for you |
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