Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only
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 Sep 27 2016, 04:41 PM
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#1
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All Stars
24,454 posts Joined: Nov 2010 
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QUOTE(bbgoat @ Sep 27 2016, 04:14 PM) Confirmed with CIMB RM that 12 mth is 3.85%. When did u hear 3.95% ? We are talking about CIMB, HL is 3.95%. can get 3.90%, but not higher. My 2012 CIMB Klibor going to be called back. 10 years maturity !   yr 10 yrs... what did i tell u?! |
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Sep 27 2016, 04:49 PM
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#2
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(bbgoat @ Sep 27 2016, 04:43 PM) Are u still going for the new one that I mentioned earlier ? no... spreading over 1 yr fd's, foreign reits and equities. (u know i do not hold rm in high regard at this time.  ) |
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Oct 12 2016, 01:24 PM
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#3
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(cherrykoay @ Oct 12 2016, 01:04 PM) Hi all 3 months is short.Just to share that I've just did at CIMB - 200k @ 4.0% islamic for 3 mths😀 don't need 1mil + to get that, pretty good deal for current market did u ask if 4% can do for 6 or 12 months? QUOTE(coolstore @ Oct 12 2016, 01:10 PM) so it may sound wise to lock on 4% 12mth now, but not very sure what happening next year 4% 12 months, don't wait! bnm expected to cut rates at nov 23 meeting. i last did 4% at HLB 12 months in july. today, i asked... 3.75% for 12 months islamic. no promotion at this time. This post has been edited by AVFAN: Oct 12 2016, 01:25 PM |
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Oct 14 2016, 07:09 PM
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#4
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(heavensea @ Oct 14 2016, 06:50 PM) HLB 4% p.a. For 3 months only or 6, 12 months?You did this today or yesterday? Becos that did not exist 2 days ago atbthe branch i visited. |
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Oct 15 2016, 12:42 PM
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#5
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All Stars
24,454 posts Joined: Nov 2010
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am i reading it right...
the ads on left and right of this page of LYN says HLB 12 months 4% for new funds, ends 31 Oct? |
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Oct 19 2016, 12:47 PM
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#6
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(drbone @ Oct 19 2016, 12:27 PM) Just got a call from HL premier banking promoting about their 3.85% 12 month FD. better do online with HL connect.quite easy, just did. 4% 12 months (3, 6, 9 available but lower %), min 10k, max 30k (which is no good). this HLB promo is not available at branches, only for online HL Connect. |
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Oct 20 2016, 08:14 AM
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#7
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(SpectacularButter @ Oct 19 2016, 02:56 PM) Anyone of you having trouble doing the HLB 4% online FD placement? not sure if relevant but this promo is valid only if u transfer $ from an other bank to an HLB account online with HL Connect.I tried but it gave this message: You are not able to proceed with this transaction due to any of the following: 1. You currently do not have any Current / Savings account - Visit www.hlb.com.my or any of our branches to find out more on our product offerings 2. Your Current / Savings account has been dormant - Please visit any of our branches to reactivate your Current / Savings account. 3. Your Current / Savings account is not allowed for Online Viewing/Pay & Transact - You may change your account settings here Checked all 3 reasons doesnt apply to me and i have been using my account regularly and online. can't do if the money is already in the HLB account. |
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Oct 28 2016, 12:19 PM
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#8
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(coolking @ Oct 27 2016, 11:38 PM) HLB service is it good ? online is usually not a problem for all banks, all about the same, easy enough.at branches, can be very diff... my experience... MBB - not interested in my money, staff don't really care. PBB - usually lower rates than others. UOB - rates usually good but the branch i go to, need to wait 1hr, maybe longer. CIMB - rates usually a touch lower but still acceptable, fine service. HLB - rates usually among the best during promotions, fine service at my branch. So, for me, never mind +- 0.1%. i stick to CIMB and HLB, i do everything, transfer money between them since they insist on this stupidity for "fresh funds". |
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Nov 2 2016, 09:50 PM
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#9
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(thkhai @ Nov 2 2016, 09:49 PM) At the moment, the highest interest is HLB 4.15 p.a. for 6 months, but only available on Tuesday and placement through online. do u know min and max amt? |
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Nov 2 2016, 10:25 PM
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#10
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(thkhai @ Nov 2 2016, 10:07 PM) Min Rm10,000. ok, tgvm.Max is Rm30000/each time, due to FPX online transfer limit. U can do it multiple times. |
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Nov 16 2016, 06:43 PM
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#11
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(David3700 @ Nov 16 2016, 02:27 PM) FD rate seems uptrend, got insider information BNM will not cut OPR ? excellent point.i start to speculate if BNM may be forced to raise OPR instead given the exchange rates now. |
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Nov 16 2016, 08:37 PM
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#12
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All Stars
24,454 posts Joined: Nov 2010
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QUOTE(galaxynote259 @ Nov 16 2016, 08:33 PM) how higher OPR can help weak ringgit? that, i suggest u read up in FIN section or just google. |
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