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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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mhisyam6
post Oct 13 2016, 10:34 AM

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QUOTE(LNYC @ Oct 13 2016, 10:27 AM)
Different people different goal of investment ah..
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Noted. someone had explained to me yesterday.
coolstore
post Oct 13 2016, 12:18 PM

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QUOTE(David3700 @ Oct 13 2016, 09:41 AM)
I will foresee the current rate will stay put.
BNM has indicated still need time to observe the effect from previous cut.

For me, no need to wait, will secure whatever the best available now (HLBB eFD 4%, UOB 3.95%, RHB 3.9%)

Someone has mentioned CIMB got 4% or 4.1%, verified ?
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yup, cimb 3 mth @ 4%, islamic, juz did yesterday
laymank
post Oct 13 2016, 01:08 PM

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another short term but hassle up to 5% FD.

http://www.hsbc.com.my/1/2/personal-bankin...BMY_ADV_5TD_SMS
coolstore
post Oct 13 2016, 01:11 PM

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QUOTE(laymank @ Oct 13 2016, 01:08 PM)
another short term but hassle up to 5% FD.

http://www.hsbc.com.my/1/2/personal-bankin...BMY_ADV_5TD_SMS
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hlb less hassle - 3 mth 5.1% no limit on your fd amount but juz must buy their saving plan

this 5.1% 3mth shown on their cs desk, not sure it display online or not, tired to browse
ikanbilis
post Oct 13 2016, 02:28 PM

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QUOTE(coolstore @ Oct 13 2016, 01:11 PM)
hlb less hassle - 3 mth 5.1% no limit on your fd amount but juz must buy their saving plan

this 5.1% 3mth shown on their cs desk, not sure it display online or not, tired to browse
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Whatever tied to the savings plan must run far far. Just like the Affin bank promo.
wodenus
post Oct 13 2016, 03:36 PM

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QUOTE(coolstore @ Oct 13 2016, 01:11 PM)
hlb less hassle - 3 mth 5.1% no limit on your fd amount but juz must buy their saving plan

this 5.1% 3mth shown on their cs desk, not sure it display online or not, tired to browse
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Must sign up for advance... tongue.gif

munkeyflo
post Oct 13 2016, 04:30 PM

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Just received.

QUOTE
Maybank FD - GIA campaign
---------------------------------------------
Start from 17/10/16

1) 6 mths- effective rate 3.90%
     1-4 mths- 3.60%
     5-6 mths- 4.50%

2) 12 mths- effective rate 4.10%
    1-6 mths- 3.60%
    7-10 mths- 4%
    11-12 mths- 5.8%


This post has been edited by munkeyflo: Oct 13 2016, 04:31 PM
PeowYong
post Oct 13 2016, 04:37 PM

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hi guys, how to get those rates?
I saw their website rate (Maybank, public bankc) for FD is just around 3.0%
How do I place FD with higher rate?
ycs
post Oct 13 2016, 04:38 PM

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QUOTE(munkeyflo @ Oct 13 2016, 04:30 PM)
Just received.
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thanks, just in time, stop sending to hlb thumbsup.gif
Ramjade
post Oct 13 2016, 04:40 PM

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QUOTE(PeowYong @ Oct 13 2016, 04:37 PM)
hi guys, how to get those rates?
I saw their website rate (Maybank, public bankc) for FD is just around 3.0%
How do I place FD with higher rate?
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1) Get yourself RM10k. Most FD promo starts at RM10k. No RM10k no talk.
2) Go to Maybank/what ever bank you want to put,ask for promo FD rates.

This post has been edited by Ramjade: Oct 13 2016, 04:43 PM
PeowYong
post Oct 13 2016, 05:48 PM

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QUOTE(Ramjade @ Oct 13 2016, 04:40 PM)
1) Get yourself RM10k. Most FD promo starts at RM10k. No RM10k no talk.
2) Go to Maybank/what ever bank you want to put,ask for promo FD rates.
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Oic.. thanks for the info wink.gif
harmonics3
post Oct 13 2016, 06:01 PM

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QUOTE(munkeyflo @ Oct 13 2016, 04:30 PM)
Just received.
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Any fresh fund requirements?
cklimm
post Oct 13 2016, 06:08 PM

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QUOTE(munkeyflo @ Oct 13 2016, 04:30 PM)
Just received.
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available online?
munkeyflo
post Oct 13 2016, 06:18 PM

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QUOTE(harmonics3 @ Oct 13 2016, 06:01 PM)
Any fresh fund requirements?
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Hm, didn't mention anything about fresh funds but I'm waiting for Monday to bank in some Maybank cheques and the girl told me that. So I guess not?

QUOTE(cklimm @ Oct 13 2016, 06:08 PM)
available online?
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Don't think so. But lets hope yes biggrin.gif
sandkoh
post Oct 13 2016, 06:20 PM

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QUOTE(munkeyflo @ Oct 13 2016, 06:18 PM)
Hm, didn't mention anything about fresh funds but I'm waiting for Monday to bank in some Maybank cheques and the girl told me that. So I guess not?
Don't think so. But lets hope yes biggrin.gif
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gia, so principal & interest not guaranteed?
munkeyflo
post Oct 13 2016, 06:37 PM

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QUOTE(sandkoh @ Oct 13 2016, 06:20 PM)
gia, so principal & interest not guaranteed?
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The usual T&C for GIA products lor.
SUSMNet
post Oct 13 2016, 08:40 PM

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u need to take risk for mbb gia
wil-i-am
post Oct 13 2016, 11:59 PM

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QUOTE(munkeyflo @ Oct 13 2016, 04:30 PM)
Just received.
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Wat is d min sum n can perform via online?
ikanbilis
post Oct 14 2016, 01:01 AM

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QUOTE(sandkoh @ Oct 13 2016, 06:20 PM)
gia, so principal & interest not guaranteed?
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http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts

Very clearly written not covered by PIDM. Principal is not guaranteed.

This post has been edited by ikanbilis: Oct 14 2016, 01:03 AM
munkeyflo
post Oct 14 2016, 11:16 AM

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QUOTE(wil-i-am @ Oct 13 2016, 11:59 PM)
Wat is d min sum n can perform via online?
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Min sum should usually be at least RM10k.

I'm not sure if it's available online or not. We will know on Monday smile.gif

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