Bangkok bank 4.1% still the highest for straight forward 12m FD, but not many ppl seems interested. Is it due to far distance or long waiting time to process ?

Nowadays all FD rate is below 4% right??

i think same goes to vast majority of insurance company..they wont have sufficient capital to pay out to all insured..

I have FDs maturing in Oct but I feel like withdrawing now in Sept and put it into RHB and lock it at 4% for another 12 mths.  Does it make sense to do this?

made placement at Affin for 15mth@4.05%. Does anyone know when the interest will be credited to my acct ? i

Bank Rakyat managing director, chairman charged
http://www.theedgemarkets.com/my/article/b...hairman-charged

Wondering whether existing depositors will withdraw their FD now n keep somewhere else?

Hi all

Just to share that I've just did at CIMB - 200k @ 4.0% islamic  for 3 mths😀 don't need 1mil + to get that, pretty good deal for current market

That's what I thought too 😇 normally will have better promo during CNY. Hopefully it is still good in 2017

Yes if 12mths I can get higher than 4.0% to be honest. A little bit more. I just wanna try my luck hoping to get higher during CNY. So let's see how it goes

Just rec'd text message from CIMB RM for Preferred Rates:
1 mth @ 3.40%
3 mths @ 3.85%
6 mths @ 3.75%
12 mths @ 3.70%

No one has any news of that.

Can someone explains to me, "why we are still need FD even though we have ASB/Unit Trust option with better ROI?"

No I don't know the rule, where's it stated?

Hm, didn't mention anything about fresh funds but I'm waiting for Monday to bank in some Maybank cheques and the girl told me that. So I guess not?
Don't think so. But lets hope yes

Min sum should usually be at least RM10k.

I'm not sure if it's available online or not. We will know on Monday

The effective rate of 4.10% for 12 mths is attractive n competitive
Not sure whether the step-up rate is subject to OPR changes or not

Ok just asked as I just went to bank.
Fresh fund. Min rm10k. Online not available.

It's not guaranteed so that's just a target rate..

Based on the earlier launch, they honoured the stated rate until now
Thus, I presume they shld follow the printed rate

I'm not concern on principal cause Maybank won't fail me
Instead, I'm keen to know whether they will vary the rate much if compare between actual n printed returns

Which bank had highest FD for 1 year rate ?
Or 6 month above also can?

MBB 4.1% pa

Why so interested in banks and PIDM? Why don't you try and ask MBSB for higher rates if you have money? No way MBSB try to demand RM 1 million for 4.1% for 12 months. They have been consistently attractive and competitive on the top side - but need to ask. If your cash flow and money is available, the first place is MBSB.

Where got thread for nego rates above the MBSB promo. But you can nego for more than the current top promo rates without getting anywhere close to RM 1 million.