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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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faradie
post Dec 21 2016, 12:48 PM

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QUOTE(Nom-el @ Dec 21 2016, 12:25 PM)
OCBC 12 months - 4%
Monthly interest
Min 10k fresh fund
Valid until 31/12/2016

Source
*
See I have to check with my RM from OCBC. Since I get news faster here than from my RM, I wonder why the bank employs her for as she is obviously not looking after me!

This post has been edited by faradie: Dec 21 2016, 12:48 PM
LostAndFound
post Dec 21 2016, 01:35 PM

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QUOTE(faradie @ Dec 21 2016, 12:48 PM)
See I have to check with my RM from OCBC. Since I get news faster here than from my RM, I wonder why the bank employs her for as she is obviously not looking after me!
*
RM isn't updated on FD at all, because bank doesn't earn as much from those products. I'm sure your RM will be best updated on those products which profit the bank. RM is employed by bank not by you =)
faradie
post Dec 21 2016, 02:21 PM

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QUOTE(LostAndFound @ Dec 21 2016, 01:35 PM)
RM isn't updated on FD at all, because bank doesn't earn as much from those products. I'm sure your RM will be best updated on those products which profit the bank. RM is employed by bank not by you =)
*
Therefore since RM treats customers as less important than the bank they work for why do banks employ RMs for premier customers?
sms2u
post Dec 21 2016, 02:56 PM

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QUOTE(faradie @ Dec 21 2016, 02:21 PM)
Therefore since RM treats customers as less important than the bank they work for why do banks employ RMs for premier customers?
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RM will treat u good if you tell them u plan to money (especially few millions) for any investment plan.

They focus on customer which invest
dEviLs
post Dec 21 2016, 02:57 PM

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QUOTE(Nom-el @ Dec 21 2016, 12:25 PM)
OCBC 12 months - 4%
Monthly interest
Min 10k fresh fund
Valid until 31/12/2016

Source
*
just placed over lunch time..need to open a new FD account for monthly interest

QUOTE(faradie @ Dec 21 2016, 12:48 PM)
See I have to check with my RM from OCBC. Since I get news faster here than from my RM, I wonder why the bank employs her for as she is obviously not looking after me!
*
same here lol
sms2u
post Dec 21 2016, 03:55 PM

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QUOTE(dEviLs @ Dec 21 2016, 02:57 PM)
just placed over lunch time..need to open a new FD account for monthly interest
same here lol
*
open SA or FD?

I think should be SA
dEviLs
post Dec 21 2016, 04:12 PM

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QUOTE(sms2u @ Dec 21 2016, 03:55 PM)
open SA or FD?

I think should be SA
*
a different type of FD acc..and i already had conventional & islamic fd acc before this
and of cos SA for the interest crediting
Deal Hunter
post Dec 21 2016, 09:36 PM

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FDs with monthly payment of interest into savings account - all for 12 months over the counter placement.

Bank -Rate % - Minimum K - End - Comment

Rakyat - 3.95 - 5 - 31 Dec 2016

OCBC - 4.00 -10 - 31 Dec 2016

Alliance - 4.05 - 50 -31 Mar 2017 - 40 yrs old

MBSB - 4.10 - 100 - ufn (until further notice0

Maybank - 4.10 =10 - 15 Feb 2017 - step-up

This post has been edited by Deal Hunter: Dec 21 2016, 09:43 PM
TSAh SiAnG
post Dec 21 2016, 09:42 PM

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Thread closed.

Please proceed to Fixed Deposit Rates In Malaysia V. No.15 cool2.gif cool2.gif

This post has been edited by Ah SiAnG: Dec 21 2016, 09:43 PM

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