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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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Deal Hunter
post Oct 10 2016, 10:15 PM

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Are the special rates for 3, 6, 9 and 12 months at MBSB still running. Thot they were the next best rates when Affin expired offer was around.
tonytyk
post Oct 10 2016, 10:36 PM

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QUOTE(coolstore @ Oct 10 2016, 10:12 PM)
is following info correct (up to date)?

short term best deal @ 10/10/2016:

4 mth: maybank 3.6%
5 mth: bankok bank 3.8%
6 mth: HLB 3.85%
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Not really attractive nowadays, would be better off to go for Mbb GIA which has more flexibility
coolguy99
post Oct 10 2016, 10:40 PM

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what is the best rate for long term @12mth now?
thkhai
post Oct 10 2016, 10:45 PM

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QUOTE(coolguy99 @ Oct 10 2016, 10:40 PM)
what is the best rate for long term @12mth now?
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4.0% at HLB. But thought the rate only effective if u are doing FD placement via FPX.

This post has been edited by thkhai: Oct 10 2016, 10:45 PM
wodenus
post Oct 10 2016, 11:06 PM

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QUOTE(coolstore @ Oct 10 2016, 10:12 PM)
is following info correct (up to date)?

short term best deal @ 10/10/2016:

4 mth: maybank 3.6%
5 mth: bankok bank 3.8%
6 mth: HLB 3.85%
*
Around there.. will be in Bangkok Bank tomorrow, will check this for you.
wodenus
post Oct 11 2016, 12:35 AM

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QUOTE(nexona88 @ Aug 22 2016, 11:49 PM)
take 1 week to open new account / placements  biggrin.gif  dry.gif
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Actually depends, if you have enough funds, they can open for you in a few hours.
cybpsych
post Oct 11 2016, 06:48 AM

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QUOTE(thenuts15 @ Oct 10 2016, 11:00 AM)
I cant seems to find this promotion in PBB website.
Anybody have the link to it?
TQ
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really dont know why you cant find this hmm.gif confused.gif

https://www.pbebank.com/Personal-Banking/Pr...i-Campaign.aspx
joeaverage
post Oct 11 2016, 09:32 AM

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QUOTE(cybpsych @ Oct 11 2016, 06:48 AM)
really dont know why you cant find this  hmm.gif  confused.gif

https://www.pbebank.com/Personal-Banking/Pr...i-Campaign.aspx
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you will realize that they change the promo yesterday. effective rate is 3.68 now compared to before which was 3.88. was informed when i went to the counter yday after getting my just matured fd.. just missed it cry.gif
Deal Hunter
post Oct 11 2016, 09:42 AM

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Coolstore - Not the best competitive rates at Maybank 4 mth 3.6%, Bangkok 5 mth 3.8% and HLB 6 mth 3.85%. The best deals today for short term straight FD are now at MBSB. Interest paid on maturity. Not to confuse with other usual MBSB promos that have options for interest payments at selected intervals at different but lower rates.
MBSB Quarter Pounder Deal special promotion, minimum 50k fresh fund from 1-9-2016 to 31-12-2016 or meet target amount earlier.
3 months - 3.9%.
6, 9, 12 months tenors all available at 4%.
Conventional and Islamic available at same rates.
The best monthly interest paying is Bank Rakyat at 3.95% for 12 mths for fresh funds ending 31-10-2016 or earlier.

This post has been edited by Deal Hunter: Oct 11 2016, 04:01 PM
David3700
post Oct 11 2016, 11:06 AM

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Just check with UOB Kepong Menjalara. Still available 3.95% pa for 12 mths
owodog91
post Oct 11 2016, 11:26 AM

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sometime need to go over cimb....they no post their promo rate....
need go to the counter to ask and request for fd rate
coolstore
post Oct 11 2016, 12:13 PM

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QUOTE(Deal Hunter @ Oct 11 2016, 09:42 AM)
Coolstore - Not the best competitive rates at Maybank 4 mth 3.6%, Bangkok 5 mth 3.85% and HLB 6 mth 3.85%. The best deals today for short term straight FD are now at MBSB. Interest paid on maturity. Not to confuse with other usual MBSB promos that have options for interest payments at selected intervals at different but lower rates.
MBSB Quarter Pounder Deal special promotion, minimum 50k fresh fund from 1-9-2016 to 31-12-2016 or meet target amount earlier.
3 months - 3.9%.
6, 9, 12 months tenors all available at 4%.
Conventional and Islamic available at same rates.
The best monthly interest paying is Bank Rakyat at 3.95% for 12 mths for fresh funds ending 31-10-2016 or earlier.
*
not quite interested in mbsb

even bank rakyat chairman's case also dumping ppl confident that these small financial institute lack of proper check & balance mechanism

HLB now got 4% for 12mth for online fd placement
coolstore
post Oct 11 2016, 12:19 PM

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QUOTE(joeaverage @ Oct 11 2016, 09:32 AM)
you will realize that they change the promo yesterday. effective rate is 3.68 now compared to before which was 3.88. was informed when i went to the counter yday after getting my just matured fd.. just missed it  cry.gif
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juz 'port out' like telco mnp smile.gif

let say next year january/february around CNY banks (always) got various new fd promotion

better now juz put for 3mth/4mth tenure, then next jan/feb put on 12mth promo rate fd

but if drop further, then current savers who lock on 4% 12mth win then

so, juz gamling luck

but many ppl wanna 'cash' at beginning of a new calendar year, some for insurance premium/car insurance whatever all that kind of belanja, i'm one of this group
edwardccg
post Oct 11 2016, 12:37 PM

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Want to place hong leong efd
So i go to open hong leong basiac saving account but get rejected by branch saying that account require employment letter for payroll or for low income people.

they say this is their bank policy. I dun think bank can do such thing, right?

After my insist asking to check further, they said will make a call to their office to confrm and leave my phone number there.

Maybe i need to try other branch.

This post has been edited by edwardccg: Oct 11 2016, 12:38 PM
laymank
post Oct 11 2016, 03:39 PM

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QUOTE(edwardccg @ Oct 11 2016, 12:37 PM)
Want to place hong leong efd
So i go to open hong leong basiac saving account but get rejected by branch saying that account require employment letter for payroll or for low income people.

they say this is their bank policy. I dun think bank can do such thing, right?

After my insist asking to check further, they said will make a call to their office to confrm and leave my phone number there.

Maybe i need to try other branch.
*
Open saving account can get rejected??
Putting in money leh, not taking out!
ikanbilis
post Oct 11 2016, 03:47 PM

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QUOTE(laymank @ Oct 11 2016, 03:39 PM)
Open saving account can get rejected??
Putting in money leh, not taking out!
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They think you launder money that's why reject.

galaxynote259
post Oct 11 2016, 04:37 PM

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QUOTE(edwardccg @ Oct 11 2016, 12:37 PM)
Want to place hong leong efd
So i go to open hong leong basiac saving account but get rejected by branch saying that account require employment letter for payroll or for low income people.

they say this is their bank policy. I dun think bank can do such thing, right?

After my insist asking to check further, they said will make a call to their office to confrm and leave my phone number there.

Maybe i need to try other branch.
*
yeap hong leong bank has history of making customers open savings account with higher fees
Bussybody
post Oct 11 2016, 05:07 PM

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QUOTE(coolstore @ Oct 10 2016, 10:12 PM)
is following info correct (up to date)?

short term best deal @ 10/10/2016:

4 mth: maybank 3.6%
5 mth: bankok bank 3.8%
6 mth: HLB 3.85%
*
Try CIMB...2 days ago i asked 30k 3 months 3.75%
wil-i-am
post Oct 11 2016, 05:29 PM

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QUOTE(coolguy99 @ Oct 10 2016, 10:40 PM)
what is the best rate for long term @12mth now?
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U may consider RHB as they offer 4% pa now
wil-i-am
post Oct 11 2016, 05:31 PM

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Just rec'd text message from CIMB RM for Preferred Rates:
1 mth @ 3.40%
3 mths @ 3.85%
6 mths @ 3.75%
12 mths @ 3.70%

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