Coolstore - Not the best competitive rates at Maybank 4 mth 3.6%, Bangkok 5 mth 3.85% and HLB 6 mth 3.85%. The best deals today for short term straight FD are now at MBSB. Interest paid on maturity. Not to confuse with other usual MBSB promos that have options for interest payments at selected intervals at different but lower rates.
MBSB Quarter Pounder Deal special promotion, minimum 50k fresh fund from 1-9-2016 to 31-12-2016 or meet target amount earlier.
3 months - 3.9%.
6, 9, 12 months tenors all available at 4%.
Conventional and Islamic available at same rates.
The best monthly interest paying is Bank Rakyat at 3.95% for 12 mths for fresh funds ending 31-10-2016 or earlier.

you will realize that they change the promo yesterday. effective rate is 3.68 now compared to before which was 3.88. was informed when i went to the counter yday after getting my just matured fd.. just missed it 

yeap hong leong bank has history of making customers open savings account with higher fees

Try CIMB...2 days ago i asked 30k 3 months 3.75%

longer tenure lower rates, does that mean CIMB expects the OPR to go lower?

I will foresee the current rate will stay put.
BNM has indicated still need time to observe the effect from previous cut.

For me, no need to wait, will secure whatever the best available now (HLBB eFD 4%, UOB 3.95%, RHB 3.9%)

Someone has mentioned CIMB got 4% or 4.1%, verified ?

another short term but hassle up to 5% FD.

http://www.hsbc.com.my/1/2/personal-bankin...BMY_ADV_5TD_SMS