Just check with RHB Plaza Damas, 4% no more. Now running at 3.9%

I went to RHB Bank last week n the offer is valid until 31/10
I presume they have reached the quota earlier

For How Much $$$ ?

Heard from one Alliance Bank BM that they can offer 4.1% 12 mth FD with monthly interest.

But the amt is huge, 1M. Just for info sharing ..........

Confirmed that RHB no more 4% FD promo.

For big fish here and elsewhere.

after I reach home at 1PM, I sent an email to Hong Leong CS at customerservice@hlbb.hongleong.com.my about this issue.

Hong Leong complaint department called me at 4PM telling me they requesting the employment letter for the purpose of "Knowing Your Customer", they have the right to reject because I unable to provide them that document.

I was like .
My salary is not credit to Hong Leong so of coz I don't have the letter, but this does not stop me from opening the Basic Saving Account, right? Unless I am blacklisted by BNM.

The person from complaint department got my input and promises will discuss with the branch. Then I reply on top my email to Hong Leong about the summary of the phone call discussion as a record.

At 7:30PM, the branch officer which reject me from account opening called me saying he got approval and I can open the Basic Saving Account. (Open Basic Saving Account need approval , maybe only hong leong )

Anyway, I have arrange a time with that officer so that I will pay another visit to that branch to open my Basic Saving Account for the eFD promotion. so troublesome

This post has been edited by edwardccg: Oct 11 2016, 08:01 PM

Maybank FD can withdraw at other branch or not? Or need to go back to the branch where I placed the FD?

Anyone has experience on this?

The GIA promo FD last time wanna mature alr.. so sad, last time FD 4.5%!!!

some people open accounts to receive donations mah...

wait till you try scb!

This post has been edited by kit2: Oct 11 2016, 08:28 PM

Why? Scb lagi teruk?

Until scb got nice fd rate then i will only open their account

How much you deposit for opening account?

I have no problem when opening account with RM300 deposit

What i want will be the Basic Saving Account (Limited ATM transaction but free annual fee)
RM20 to open account, minimum to maintain also RM20.

I open this only for eFD purposed, no reason to open those account which need annual fee or high minimum amount to keep

got same issue with one of the CIMB branch. i think it's the branch policy. basic savings account is compulsory by BNM. and as u rightly said, banks don't earn anything from BSA, which is why they are reluctant to open for u.

For the record, I have mentioned the problem that I encountered with the interest payment of MBB's GIA-i with eff rate 4.5%. MBB has been manually crediting the interest for last few months. Now the whole issue has comes to a close. I got all the interests due to me.

Have closed the GIA-i and moved to better things !

Glad to hear they offer 4.1% but 1M is byond my means

i insist rm20 as i show that my wallet left rm20 only that time ...

thanks

Was hesitating to share info. Anyway for big fish whether shown or hidden (silent readers).

Went PBB just now and the step up 6M 3.88% ended and replace with 6M effective rate 3.68%
and the new 1 years step-up with effective rate of 3.8%

Just to share my case here, so might not apply to your case cos I am not sure.

I have eFD with MBB before this. To capture a promo FD I was needed to do a placement over the counter.
I remember the teller said "when the maturity date you can take this cert to withdraw at any branch".
At this point I did not know that this branch will move out/close/restructure next year.

got new 1-year step up FD with effective rate of 3.8% for PBBANK meh?