thanks for the info

i don't think 100k is much nowadays, they might laugh at me instead

Thanks for info. My local Affin branch- no promo but they will try & ask HQ.

You'll never know if you don't ask. Every little % counts now in this economic crisis.

Hi Guys, I'm sorry for my previous info, would like to clarify that the Affin Bank 4.5% 12month promo was obtained at the Affin Bank Subang Jaya branch. Hope this helps! Minimum 10k fresh fund.

Edit: Perhaps this will clarify it further.

Bank:Affin Bank
Branch/Location:Subang Jaya
Date of Report/Placement:24/05/2016
Effective Interest/Profit Rate:4.5%
Promo Period (if any):They did mentioned to me it's a short term promo
Minimum Placement:10k fresh fund
Other Requirements: -
Website/T&C (if any): -

Previous forumer posted he obtained the same promo at Affin Bank Cheras, perhaps it was only valid for selected branches.

This post has been edited by eXau5t: May 25 2016, 05:29 PM

tq. this is much clearer info.

okay. so far the 4.5% FD is available at Affin Bangsar, Cheras & Subang Jaya any others branch offer this "special" rate

My MBB GIA-i step-up 7th month 4.5% interest today (finally ) settled. The add'l interest credited to my account.

Was told several people affected in the same branch as well, maybe a bundle ! Hahaha. The officer said it is some coding issue of the GIA-i making it go to normal GIA-i with 4% payout.

So for next 5 months, they will have to manually credit the difference to my SA. I just hope no need for me to remind them for next 5 months. The officer said they have set up a chart for those affected.

Sure, no problem...
but that means u need to take care of 10 fd at the same time. why dont you put it into a staggered FD,like 10k, 20k, 30k....

the purpose of put into FD, to earn the interest...especially promo fd..try to fulfill the terms so u can enjoy the interest.

just my 2c..

Islamic or conventional? Need to know for PIDM allocation purpose

This post has been edited by tonytyk: May 25 2016, 06:49 PM

not sure. he didn't state it.

but my guess it's conventional

Instead of 10 cert, try 10k, 20k, 30k, 40k. 4 certs. You can withdraw any amt that u need in multiples of 10k. Less certs to take care of.

i already whack 10 certs in MBB eFD just now, no issues since its all online, easy to jaga

tomorrow will check out nearby affin for the 4.5%

Yes there shouldn't be any problem theoretically. Best to check with the bank. Downside is that you have 10
Certs to sign.

Hahaha why should they laugh at you? If they do, that's just being very unprofessional to new clients. That's your hard earned money, and they wouldn't know if you have 1mil lying somewhere else...

No CASA required

It makes no difference even if you staggered it as per your suggestion. The interest rate will still be the same. Besides, eFD is simple, even if it is 10 of them. You're not doing it over the counter and he has some measure of ensuring he has money in the event he constantly needs it.

I m sorry I didn't make myself clear. Actually what I m trying to say is staggered it and just withdraw the amt he needs and don't disturb the others.
so the higher possibly he cn still enjoy the interest from the others fd.
Anyway, the efd he just placed really save a lot of efforts.

It makes no difference as I've said. With RM10k x 10 placements, he can withdraw any amount he wants at any time. If he needs RM30k, he withdraws 3 FDs and still remain RM70k which will still net him the eFD campaign rates.

Small staggered amounts are more for people who anticipate they may need that sum soon.

Ya, that y I said that was just my 2c..and I suggested to him only.

No such luck in Affin Kepong, they offers min10k 4.3% for 13 months, 5k in casa.

Just placed 12 mths FD @ 4.50% pa with Affin Bank today
Offer is up to end Aug 2016 or quota reached, whichever comes 1st