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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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kochin
post May 26 2016, 01:56 PM

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QUOTE(wil-i-am @ May 26 2016, 01:38 PM)
Just placed 12 mths FD @ 4.50% pa with Affin Bank today
Offer is up to end Aug 2016 or quota reached, whichever comes 1st
*
ada hadiah percuma?
eleven dragon
post May 26 2016, 01:58 PM

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QUOTE(wil-i-am @ May 26 2016, 01:38 PM)
Just placed 12 mths FD @ 4.50% pa with Affin Bank today
Offer is up to end Aug 2016 or quota reached, whichever comes 1st
*
Which branch is it ya?

Straight FD or comes with condition?

thanks.
ycs
post May 26 2016, 02:06 PM

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QUOTE(wil-i-am @ May 26 2016, 01:38 PM)
Just placed 12 mths FD @ 4.50% pa with Affin Bank today
Offer is up to end Aug 2016 or quota reached, whichever comes 1st
*
which branch?

i went the bandar baru ampang branch, don't have 4.5%
dEviLs
post May 26 2016, 02:28 PM

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Bank:Hong Leong Bank
Branch/Location: -
Date of Report: 26/05/2016
Effective Interest/Profit Rate:4.3% for 6-month FD
Promo Period (if any): 19 May - 30 Sep 2016
Minimum Placement:10k fresh fund
Other Requirements: - Only for Seniors (Senior Savers Flexi Fixed Deposit Promotion)
Website/T&C (if any): https://www.hlb.com.my/main/assets/files/pr...ings-tnc-en.pdf

This post has been edited by dEviLs: May 26 2016, 02:40 PM
SUSlowya
post May 26 2016, 02:54 PM

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QUOTE(cklimm @ May 26 2016, 12:19 PM)
No such luck in Affin Kepong, they offers min10k 4.3% for 13 months, 5k in casa. bangwall.gif
*
Pass by Affin Serdang, no such promo. So what do we have here? branch manager own promotion?
SUSlowya
post May 26 2016, 02:55 PM

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QUOTE(wil-i-am @ May 26 2016, 01:38 PM)
Just placed 12 mths FD @ 4.50% pa with Affin Bank today
Offer is up to end Aug 2016 or quota reached, whichever comes 1st
*
whats the min amount?

which branch?

pls advise.
matow
post May 26 2016, 04:53 PM

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QUOTE(cklimm @ May 26 2016, 12:19 PM)
No such luck in Affin Kepong, they offers min10k 4.3% for 13 months, 5k in casa. bangwall.gif
*
No such luck as well in Affin Bukit Tinggi Klang when I went there today. The staff don't have an inkling about it.
Funny how the 4.5% only applies to certain branches only hmm.gif

Anyway, took my money to Kuwait Finance for the 4.25% FD with upfront interest. The staff says the upfront interest will be deposited into the savings tomorrow.
l think I can scrounge up enough cash to add to the upfront interest and make another FD deposit.
nexona88
post May 26 2016, 06:25 PM

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so far it's available at Affin Bangsar, Cheras & Subang Jaya only as shared by fellow forummers. so if really want the 4.5% FD, better go to these branch.
bbgoat
post May 26 2016, 06:39 PM

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QUOTE(nexona88 @ May 26 2016, 06:25 PM)
so far it's available at Affin Bangsar, Cheras & Subang Jaya only as shared by fellow forummers. so if really want the 4.5% FD, better go to these branch.
*
Interesting ! So Affin similar to HL (around Sept 2015), they are having FD promo which only some branch are carrying ! biggrin.gif
nexona88
post May 26 2016, 06:43 PM

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QUOTE(bbgoat @ May 26 2016, 06:39 PM)
Interesting ! So Affin similar to HL (around Sept 2015), they are having FD promo which only some branch are carrying !  biggrin.gif
*
guess so..

as u can see some went to affin branch & failed to get. among the branch is klang bukit tinggi, bdr baru ampang, kepong & serdang icon_rolleyes.gif

now waiting for wil-i-am update on where he did?

This post has been edited by nexona88: May 26 2016, 06:45 PM
bbgoat
post May 26 2016, 06:46 PM

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QUOTE(nexona88 @ May 26 2016, 06:43 PM)
guess so..

as u can see some went to affin branch & failed to get.  among the branch is klang bukit tinggi, bdr baru ampang, kepong & serdang  icon_rolleyes.gif

now waiting for wil-i-am update on where he did?
*
Ya, the Penang Affin branch that I called also has no idea about it. biggrin.gif
tonytyk
post May 26 2016, 09:38 PM

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QUOTE(dEviLs @ May 26 2016, 02:28 PM)
Bank:Hong Leong Bank
Branch/Location: -
Date of Report: 26/05/2016
Effective Interest/Profit Rate:4.3% for 6-month FD
Promo Period (if any): 19 May - 30 Sep 2016
Minimum Placement:10k fresh fund
Other Requirements: - Only for Seniors (Senior Savers Flexi Fixed Deposit Promotion)
Website/T&C (if any): https://www.hlb.com.my/main/assets/files/pr...ings-tnc-en.pdf
*
Hong Leong rates nowadays not as competitive
wil-i-am
post May 27 2016, 09:02 AM

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QUOTE(kochin @ May 26 2016, 01:56 PM)
ada hadiah percuma?
*
Nope

QUOTE(eleven dragon @ May 26 2016, 01:58 PM)
Which branch is it ya?

Straight FD or comes with condition?

thanks.
*
Tmn Kinrara Puchong
No T&C

QUOTE(ycs @ May 26 2016, 02:06 PM)
which branch?

i went the bandar baru ampang branch, don't have 4.5%
*
Tmn Kinrara Puchong

QUOTE(lowya @ May 26 2016, 02:55 PM)
whats the min amount?

which branch?

pls advise.
*
RM10k
Tmn Kinrara Puchong
bbgoat
post May 27 2016, 11:12 AM

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Did IBFT from CB to MBB this morning, then placed for MBB GIA-i 1 mth placement. Plan to uplift within 2 weeks max. 4% interest. Not a bad idea for short term fund. biggrin.gif
nbi
post May 27 2016, 11:14 AM

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affinbank kl area


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ycs
post May 27 2016, 11:40 AM

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QUOTE(nbi @ May 27 2016, 11:14 AM)
affinbank kl area
*
strange that some branches not aware of this doh.gif
ycs
post May 27 2016, 11:44 AM

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QUOTE(bbgoat @ May 27 2016, 11:12 AM)
Did IBFT from CB to MBB this morning, then placed for MBB GIA-i 1 mth placement. Plan to uplift within 2 weeks max. 4% interest. Not a bad idea for short term fund.  biggrin.gif
*
are they any transaction costs? seems interesting

so, if 4%, customer gets only 2.8% ; 70:30 ratio

This post has been edited by ycs: May 27 2016, 11:48 AM
cybpsych
post May 27 2016, 11:52 AM

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QUOTE(ycs @ May 27 2016, 11:44 AM)
are they any transaction costs? seems interesting

so, if 4%, customer gets only 2.8% ; 70:30 ratio
*
no cost/fee.

4% is what YOU get. the 70:30 profit ratio is for your reference.
Ramjade
post May 27 2016, 11:54 AM

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QUOTE(ycs @ May 27 2016, 11:44 AM)
are they any transaction costs? seems interesting

so, if 4%, customer gets only 2.8% ; 70:30 ratio
*
4% is already nett of what you will get. rclxms.gif
ycs
post May 27 2016, 12:03 PM

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QUOTE(cybpsych @ May 27 2016, 11:52 AM)
no cost/fee.

4% is what YOU get. the 70:30 profit ratio is for your reference.
*
QUOTE(Ramjade @ May 27 2016, 11:54 AM)
4% is already nett of what you will get. rclxms.gif
*
ok ,thanks; will go open an a/c, got more funds freeing up brows.gif

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