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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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Ramjade
post May 27 2016, 12:09 PM

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QUOTE(ycs @ May 27 2016, 12:03 PM)
ok ,thanks; will go open an a/c, got more funds freeing up brows.gif
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Just open it via m2u. No need to visit bank.
nexona88
post May 27 2016, 12:11 PM

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QUOTE(nbi @ May 27 2016, 11:14 AM)
affinbank kl area
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finally have more info about this 4.5% promo rate thumbsup.gif

which branch?

This post has been edited by nexona88: May 27 2016, 12:11 PM
ftan
post May 27 2016, 12:20 PM

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Affin bank Shaftbury cyberjaya have the 4.5% fd promo as well.
ycs
post May 27 2016, 12:33 PM

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QUOTE(Ramjade @ May 27 2016, 12:09 PM)
Just open it via m2u. No need to visit bank.
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can? i can't seem to find the option? i checked under investment, nothing
Ramjade
post May 27 2016, 12:42 PM

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QUOTE(ycs @ May 27 2016, 12:33 PM)
can? i can't seem to find the option? i checked under investment, nothing
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Is under fixed & term deposit.
galaxynote259
post May 27 2016, 12:56 PM

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Hope other banks also pick up 4.5 promo!
ycs
post May 27 2016, 01:16 PM

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QUOTE(Ramjade @ May 27 2016, 12:42 PM)
Is under fixed & term deposit.
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oh, found it, thanks thumbsup.gif
5p3ak
post May 27 2016, 01:33 PM

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QUOTE(ycs @ May 27 2016, 11:44 AM)
are they any transaction costs? seems interesting

so, if 4%, customer gets only 2.8% ; 70:30 ratio
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70:30

4% is 70...I guess.
cklimm
post May 27 2016, 03:03 PM

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Seems like HLB has the best 1 month FD with PIDM at the moment
3.3%pa, min 10, online placement only


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tonytyk
post May 27 2016, 03:30 PM

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QUOTE(cklimm @ May 27 2016, 03:03 PM)
Seems like HLB has the best 1 month FD with PIDM at the moment
3.3%pa, min 10, online placement only
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If don't mind no PIDM, MBB has more competitive rate for GIA of 4%
cybpsych
post May 27 2016, 03:38 PM

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QUOTE(cklimm @ May 27 2016, 03:03 PM)
Seems like HLB has the best 1 month FD with PIDM at the moment
3.3%pa, min 10, online placement only
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Hong Leong Connect: Exclusive promo rate for online Fixed Deposit/-i
27 May 2016 - 31 Aug 2016
HLB | T&Cs (EN) | T&Cs (BM)

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cybpsych
post May 27 2016, 03:42 PM

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Islamic Fixed Deposit (IFD-i) Glory 9 Campaign
25th May – 24th June 2016

Maybank | Terms and Conditions

Enjoy awesome rates of 4.22% p.a with Islamic Fixed Deposit. Just deposit a minimum of RM25,000 for Individual or RM50,000 for Small Medium Enterprises and Business Banking customers in a single certificate.

Offer is open applicable to Maybank or Maybank Islamic customers with fresh funds placement made over the counter at any Maybank or Maybank Islamic branches in Malaysia. Campaign tenure is 9 months.

The campaign is valid until 24 June 2016 or upon reaching the campaign limit, whichever is earlier.

This post has been edited by cybpsych: May 27 2016, 03:44 PM
szejz123
post May 27 2016, 03:59 PM

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Actually alliance offering higher rates for 1 & 2 months. Only applicable online and min20k
3.4% - 1 month
3.6%- - 2 months
Alliance efd promo

This post has been edited by szejz123: May 27 2016, 03:59 PM


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ekestima
post May 27 2016, 06:44 PM

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Issit true tat MBB giving their existing customers a so call "upgrading" of their current debit/ atm card to new one call Aspire. Only for customer with FD above 50k ??
tonytyk
post May 27 2016, 06:56 PM

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QUOTE(ftan @ May 27 2016, 12:20 PM)
Affin bank Shaftbury cyberjaya have the 4.5% fd promo as well.
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Got free thermos from 12 month FD placement at 4.5% with Affin Bangsar this afternoon.

Both Islamic and conventional FD available
cklimm
post May 27 2016, 07:18 PM

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QUOTE(tonytyk @ May 27 2016, 06:56 PM)
Got free thermos fromĀ  12 month FD placement at 4.5% with Affin Bangsar this afternoon.

Both Islamic and conventional FD available
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It must be a huge deposit to get a thermos

QUOTE(szejz123 @ May 27 2016, 03:59 PM)
Actually alliance offering higher rates for 1 & 2 months. Only applicable online and min20k
3.4% - 1 month
3.6%- -  2 months
Alliance efd promo
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Good to know thumbup.gif


QUOTE(ekestima @ May 27 2016, 06:44 PM)
Issit true tat MBB giving their existing customers a so call "upgrading" of their current debit/ atm card to new one call Aspire. Only for customer with FD above 50k ??
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Yes, and they will bombard you with offers of unit trust, insurance, saving plans... as your "Aspire" is just one step away from "Premier"

This post has been edited by cklimm: May 27 2016, 07:21 PM
tonytyk
post May 27 2016, 08:13 PM

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QUOTE(cklimm @ May 27 2016, 07:18 PM)
It must be a huge deposit to get a thermos
Definitely no match to the 7 digit cert shown earlier, smile.gif

This post has been edited by tonytyk: May 27 2016, 08:14 PM
szejz123
post May 27 2016, 09:51 PM

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QUOTE(ekestima @ May 27 2016, 06:44 PM)
Issit true tat MBB giving their existing customers a so call "upgrading" of their current debit/ atm card to new one call Aspire. Only for customer with FD above 50k ??
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But the major benefit is that it allows you to "cut line" (Enjoy Priority Queuing at Maybank Branches nationwide) brows.gif as Maybank services are always very slow.
Aspire FAQ
Flyboy2016
post May 28 2016, 12:52 AM

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If you have RM30k , will you split it in multiple FD account in different bank or put in 1 FD account ?

cybpsych
post May 28 2016, 10:42 AM

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QUOTE(Flyboy2016 @ May 28 2016, 12:52 AM)
If you have RM30k , will you split it in multiple FD account in different bank or put in 1 FD account ?
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not all bank offer same rate mah. e.g. affin's 12mth 4.5%.

why not split multiple FDs certs in the same bank? 3x rm10k with Affin?

if u split multiple FD across multiple banks, you only enjoy affin's rate. but other banks are lower than that; unless you worried putting all eggs in the same bank, then no choice u gotta lose some interest from other banks lor.

put all rm30k in 1 FD is ok, if you dont intend to use the fund within the tenure.

diff ppl diff needs on the fund.

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