Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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 May 25 2016, 03:31 PM
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#1
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor   
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QUOTE(McFD2R @ May 25 2016, 08:35 AM) eFD means you don't do it at the bank counter. You simply do it online. Minimum RM10k, minimum 12 months and must select "Credit to Account" when matured. You won't see it when placing it. Once done, you can go in to check your FD account, and it will be displayed there when you hover your mouse over the icon next the the interest rate. is it ok to break 100k into 10 x 10k FD placements? so that if need to premature withdraw, no need lose too much? |
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May 25 2016, 04:59 PM
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#2
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(twinkle5129 @ May 25 2016, 04:29 PM) Better check with bank. Sometimes 1 placement of 100k can get extra %. I was offered in April by HLB before they reduced the interest rate in May, 2016 i don't think 100k is much nowadays, they might laugh at me instead  |
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May 25 2016, 08:30 PM
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#3
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(bbgoat @ May 25 2016, 08:25 PM) Instead of 10 cert, try 10k, 20k, 30k, 40k. 4 certs. You can withdraw any amt that u need in multiples of 10k. Less certs to take care of. i already whack 10 certs in MBB eFD just now, no issues since its all online, easy to jaga tomorrow will check out nearby affin for the 4.5%  |
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May 26 2016, 02:06 PM
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#4
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(wil-i-am @ May 26 2016, 01:38 PM) Just placed 12 mths FD @ 4.50% pa with Affin Bank today which branch?Offer is up to end Aug 2016 or quota reached, whichever comes 1st i went the bandar baru ampang branch, don't have 4.5% |
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May 27 2016, 11:40 AM
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#5
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(nbi @ May 27 2016, 11:14 AM) affinbank kl area strange that some branches not aware of this  |
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May 27 2016, 11:44 AM
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#6
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(bbgoat @ May 27 2016, 11:12 AM) Did IBFT from CB to MBB this morning, then placed for MBB GIA-i 1 mth placement. Plan to uplift within 2 weeks max. 4% interest. Not a bad idea for short term fund. are they any transaction costs? seems interestingso, if 4%, customer gets only 2.8% ; 70:30 ratio This post has been edited by ycs: May 27 2016, 11:48 AM |
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May 27 2016, 12:03 PM
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#7
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(cybpsych @ May 27 2016, 11:52 AM) no cost/fee. 4% is what YOU get. the 70:30 profit ratio is for your reference. QUOTE(Ramjade @ May 27 2016, 11:54 AM) 4% is already nett of what you will get. ok ,thanks; will go open an a/c, got more funds freeing up  |
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May 27 2016, 12:33 PM
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#8
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(Ramjade @ May 27 2016, 12:09 PM) Just open it via m2u. No need to visit bank. can? i can't seem to find the option? i checked under investment, nothing |
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May 27 2016, 01:16 PM
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#9
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Senior Member
4,232 posts Joined: Jan 2003 From: Selangor
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QUOTE(Ramjade @ May 27 2016, 12:42 PM) Is under fixed & term deposit. oh, found it, thanks  |
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