I see

so how much only can start nego? I just small player

200k? enough?

Owh ok. Seems like got chance 

sorry , 6 month 4.20%
dint ask for 12 month.....should be have

: oh boy oh boy. taking number from counter not counted. wat about taking from a machine? u seems to have a lot to learn. uob for fd, in customer service, fill up forms etc. then go to counter to place fd. same for affin. not customer service to get no.  in 1 sec, i tot u are retxxxxx.

i dun think i got u wrong. it was wat your statement means. maybe it was your english.

u got it all wrong.  captain got 4.5%. he was just saying if promo rate 4.2%, u may get 4.1% (for all other souls). tat is wat he was saying. how come your memory is so "super good"?  quoting from your good memory? do check out and correct me.   

thank you. i was about to say what use is a RM who nego LOWER rates...was going to call uob and ask them what is this policy hahaha

  oh boy oh boy. taking number from counter not counted. wat about taking from a machine? u seems to have a lot to learn. uob for fd, in customer service, fill up forms etc. then go to counter to place fd. same for affin. not customer service to get no.  in 1 sec, i tot u are retxxxxx.

i dun think i got u wrong. it was wat your statement means. maybe it was your english.

u got it all wrong.    captain got 4.5%. he was just saying if promo rate 4.2%, u may get 4.1% (for all other souls). tat is wat he was saying. how come your memory is so "super good"?  quoting from your good memory? do check out and correct me.   

They cannot beat Maybank 4.38%

Front page. Posted by captain

How I know. I thought is updated. Some more is updated in March.

To Ramjade Please adhere to the Forum Rules: Do not post unless you have something to contribute. This thread is better without you.

To yygo and sandkoh Please stop feeding the troll.

I will not hesitate to lodge a report to the moderators if these continues.

rhb, I checked over counter yesterday, effective 4.25%/12 mths of 4 step-up

No worries, better to not get caught having to pay RM 100 & never trust SCB. 

4.35% cimb nego rate seems very good too.. Heard somewhere CIMB max usually 4.3% only.

i tink he is still better than someone pretend pretend n ask pipu for naked pic. oso want to massage a guy.

Find it laughable that not telling the FD amt is for people to guess my wealth.

Will u be happy with the answer that it is 500k, 1 million FD. Then is it showing off ? I have said before that it is 6 figure FD.

If I said 1 million, will u believe it ? Am I boasting ?

Someone has said I have 3 million. U believe it ? What should I say:
a. U are right
b. No, I have more than that

I think telling people that it is a high amount should be enough. Different BR branch may give better rates.

The attack coming from a hypocrite is even more laughable. Someone who did not behave in sending PM to people. 

Yes, BR already called yesterday confirm 4.5%! 
Now chasing SCB! 

For HLB i believe they have promo now for IBFT and Instant transfer is free for whole of 2016

OK, getting 2 Parker pens in one visit is still not bad. BR's trick by giving one big bag with the towel which take up a big space. I got 2 of the towels which are still in the packaging.

Was informed the "gold coins" coming in. But did not ask specifically "gold plated" or not.  I would not set my expectation too high. I believe it is similar to one of their last year campaign where a gold plated coin was given out for FD depositors with certain deposit level (forgot the amt). Going to collect in next few days. 

Just came accross this page where the GIA-i was offered at 4.5%:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

However as stated the promo ended 15-Jan-2016.

I know, but why is it still at portal, may be extended, anyone know abt this?

lol i have br so no worries 

just want put extra money earn this few months into mbb or hlb again hmm...

i guess not many knows about it.. i was the one... haha..

during CNY i put.. 4.5% they gave me hampers pen and they will call me once they have dinner.. can eat for free lor.. but i didnt go for it last year.. i got this info also from the thread here.. so em.. not consider as regular

now got extra money .. so thinking put into hlb or mbb lo... dont want to put all in one basket

We need to spread money in few banks, so it will be "fresh" funds when the FD matures. That's why I only will see 6 months promo FDs, easier for me to swap over.
Economy won't be anytime better, at least for the next few years. So FD rate will remain higher than normal.