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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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tonytyk
post Mar 17 2016, 04:48 AM

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QUOTE(wil-i-am @ Mar 16 2016, 11:43 PM)
Did anyone placed FD (3 mths n above) with Public via eFD as they offer additional 0.25% pa?
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What is the effective rate?
tonytyk
post Mar 17 2016, 10:35 PM

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What is the best eFD now?
tonytyk
post Mar 18 2016, 10:26 AM

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QUOTE(elea88 @ Mar 18 2016, 08:28 AM)
MAYBANK GIA i.. 4%
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Can this be placed online?
tonytyk
post Mar 26 2016, 09:17 PM

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QUOTE(CyberKewl @ Mar 26 2016, 08:26 AM)
With Maybank starting their eFD campaign in 2 days time, how do they detect fresh funds electronically? Should I just transfer out then transfer back in to consider as fresh funds or..? Anyone have experience in this from other banks for eFD?
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What rate for MBB eFD?
tonytyk
post Mar 26 2016, 09:26 PM

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QUOTE(bbgoat @ Mar 26 2016, 07:53 AM)
They can collect the cheques from your house, deliver FD cert back to your house. They offer to send the gold coins, golf club, gifts etc to my house also. I probably would decline that.  tongue.gif

If you are busy, that may be good for you.  rclxms.gif
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Free Gold coins, golf club?
tonytyk
post Apr 9 2016, 05:46 PM

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If FD maturity date falls on Sunday 17th April 2016, interest payable on Sunday for Alliance bank?
tonytyk
post Apr 10 2016, 01:33 PM

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QUOTE(wil-i-am @ Apr 10 2016, 12:55 PM)
How much interest u will forego in 1 day?
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This is a question to a question?
tonytyk
post Apr 11 2016, 10:55 AM

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CIMB no longer have 4.3% for 12month
tonytyk
post Apr 16 2016, 01:37 PM

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QUOTE(wil-i-am @ Apr 16 2016, 12:54 PM)
Just came back from Maybank
Not sure whether anyone shares tis info
They have 2 promo right now:-

1. 3 mths FD
a. 1st 2 mths @ 3.75%
b. 3rd mth @ 4.50%
c. Effective @ 4.00%

2. 6 mths FD
a. 1st 2 mths @ 3.45%
b. 3th to 4th mth @ 3.60%
c. 5th mth @ 5.00%
d. 6th mth @ 6.00%
e. Effective @ 4.18%
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eFD have better rate
tonytyk
post Apr 16 2016, 09:13 PM

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QUOTE(TSOM @ Apr 16 2016, 08:29 PM)
what's the current rate now for eFD??

need fresh fund?
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Effective rate 4.31% for MBB 12 month eFD
tonytyk
post Apr 18 2016, 07:19 PM

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Just got confirmation that Alliance paid interest for FD matured on non working day
tonytyk
post Apr 23 2016, 08:21 AM

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QUOTE(gsc @ Apr 23 2016, 12:00 AM)
Last night AEC news showing one of the local Chinese newspaper, (today) headline, banks are fighting to get depositors...hope I saw correctly as it was shown in split second as I wasnt paying full attention
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Only headlined on nanyang business daily , not other papers
tonytyk
post Apr 23 2016, 08:20 PM

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QUOTE(gsc @ Apr 23 2016, 12:00 AM)
Last night AEC news showing one of the local Chinese newspaper, (today) headline, banks are fighting to get depositors...hope I saw correctly as it was shown in split second as I wasnt paying full attention
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Here is the news as per headlines http://www.nanyang.com/node/758290?tid=643
tonytyk
post Apr 25 2016, 09:35 PM

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QUOTE(bbgoat @ Apr 25 2016, 08:51 PM)
In UOB to place new FD, 12 mth 4.3%. Was advised not to split the FD into multiple certs. UOB allowed termination of FD with blocks of 1k without affecting remainder sum. So stayed with 1 cert. Actually forgot about this as was told before on this. Fast, done within 5 minutes.  rclxms.gif

The 4.3% promo will end on 31/5, min 10k fresh fund.

[attachmentid=6485661]
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Negotiable?
tonytyk
post Apr 30 2016, 11:47 AM

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QUOTE(supersound @ Apr 30 2016, 11:33 AM)
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
I see on this, but since like others says this is not guaranteed, I only put 1 month.
By keeping the current promotional eFD aside(since ends today), 4% a month are still ok. I think 1 month the lost won't be that big if they were unable to give 4%.
I take it this way : 4% of eFD from GIA are still better than normal eFD rate.
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GIA no PIDM vs eFD with PIDM
tonytyk
post May 1 2016, 08:59 PM

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QUOTE(cybpsych @ May 1 2016, 07:10 PM)
RHB 12 Months Step-Up FD/CMD-I Promotion [ All T&Cs ]

as shared by BoomChaCha here

user posted image
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Is the step up rate subject to changes in OPR?
tonytyk
post May 3 2016, 05:23 PM

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QUOTE(jay010 @ May 3 2016, 03:05 PM)
For Scb FD... If matured on 4/5/16 means I can withdraw the FD on that particular date or the next day? Thanks
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Depends whether it is a working day
tonytyk
post May 4 2016, 12:25 PM

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QUOTE(poor man @ May 4 2016, 07:53 AM)
bangkokbank fd promo

12mth - 4.35%

http://bangkokbank.com.my/
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Got PIDM?
tonytyk
post May 4 2016, 08:03 PM

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QUOTE(cybpsych @ May 4 2016, 06:52 PM)
user posted image

yes, Maybank eFixed Deposit Flexi Campaign has been extended to 13 May 2016 (previously 30 April 2016)

thumbup.gif
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Need to be aware of the TnC. It is not the typical step up FD where one can withdraw the FD at the end of each step/cycle without any penalty.
tonytyk
post May 8 2016, 07:39 AM

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QUOTE(ikanbilis @ May 8 2016, 04:20 AM)
This is currently the best 12-month deposit in town. Effective rate up to 4.43%. Better hurry up, the campaign limit is only RM155m rclxms.gif

.
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How to get 4.43%?

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