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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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wil-i-am
post May 24 2016, 02:32 PM

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Lower interest rate poser
http://www.thestar.com.my/business/busines...est-rate-poser/

5p3ak
post May 24 2016, 02:42 PM

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QUOTE(wil-i-am @ May 24 2016, 02:28 PM)
They practice discrimination?
*
maybe is nego rate

icon_idea.gif
McFD2R
post May 24 2016, 02:43 PM

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QUOTE(twinkle5129 @ May 24 2016, 02:24 PM)
I was at Affin earlier on and asked about 4.5% promo. Staff said it could be selected branch and selected client only.
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Then eXau5t should clarify. His was a sweeping statement, which doesn't benefit the community in here. At least that's what I think. Otherwise, any Tom Dick & Harry just come in and say, "Went to XYZ bank, and was offered 4.6%". Then full stop. Like, what?

At least mention that perhaps, he was offered because his sum was big enough to be offered such rate. Or which bank branch that offered this rate.

Yes, many in here is greedy for 4.5% sweat.gif

QUOTE(wil-i-am @ May 24 2016, 02:28 PM)
They practice discrimination?
*
Many branches do. They discriminate based on how much you are bringing in to the deposit. cool2.gif
pavilion09
post May 24 2016, 04:35 PM

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affin latest fd rate is 4.3?

This post has been edited by pavilion09: May 24 2016, 04:50 PM
nexona88
post May 24 2016, 04:59 PM

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QUOTE(McFD2R @ May 24 2016, 02:43 PM)
Then eXau5t should clarify. His was a sweeping statement, which doesn't benefit the community in here. At least that's what I think. Otherwise, any Tom Dick & Harry just come in and say, "Went to XYZ bank, and was offered 4.6%". Then full stop. Like, what?

At least mention that perhaps, he was offered because his sum was big enough to be offered such rate. Or which bank branch that offered this rate.

Yes, many in here is greedy for 4.5%  sweat.gif
Many branches do. They discriminate based on how much you are bringing in to the deposit.  cool2.gif
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okay. I understands now, it's sure got to do with client profile & the amount of money involved. and also the particular branch KPI on deposits innocent.gif
TOMEI-R
post May 24 2016, 05:05 PM

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QUOTE(cybpsych @ May 24 2016, 10:44 AM)
we should enforce a standardized reporting template for posters to post fd info  vmad.gif

example:

Bank:
Branch/Location:
Date of Report/Placement:
Effective Interest/Profit Rate:
Promo Period (if any):
Minimum Placement:
Other Requirements: such as CASA, UT-linked, etc etc
Website/T&C (if any):
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Good idea. But then again, will many people be lazy to post here then? unsure.gif
cybpsych
post May 24 2016, 05:09 PM

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QUOTE(TOMEI-R @ May 24 2016, 05:05 PM)
Good idea. But then again, will many people be lazy to post here then?  unsure.gif
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if lazy to share, wont get other new info either, right?

at the end of the day, if everyone lazy/stingy, post #1 would be empty. laugh.gif
TOMEI-R
post May 24 2016, 05:22 PM

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QUOTE(cybpsych @ May 24 2016, 05:09 PM)
if lazy to share, wont get other new info either, right?

at the end of the day, if everyone lazy/stingy, post #1 would be empty. laugh.gif
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U have a point there too. Sharing is caring anyway. nod.gif
McFD2R
post May 24 2016, 05:23 PM

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Placed another sum in MBB, 12mth effective 4.31%, showing the breakdown of the step up.

This post has been edited by McFD2R: May 24 2016, 05:24 PM


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bbgoat
post May 24 2016, 06:21 PM

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In BR to renew matured FD to 12 mth 4.3%.

No news yet on June promo. They will let me know of the new promo once it came out. biggrin.gif
TOMEI-R
post May 24 2016, 06:24 PM

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QUOTE(bbgoat @ May 24 2016, 06:21 PM)
In BR to renew matured FD to 12 mth 4.3%.

No news yet on June promo. They will let me know of the new promo once it came out.  biggrin.gif
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4.3 % is not to bad lar... Best is still 4.5 but the 0.3% should be negligible. unsure.gif
bbgoat
post May 24 2016, 06:29 PM

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QUOTE(TOMEI-R @ May 24 2016, 06:24 PM)
4.3 % is not to bad lar... Best is still 4.5 but the 0.3% should be negligible.  unsure.gif
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Other than MBB eFD 4.31%, few banks offering 4.3% top (except BR nego rate). NOT best is 4.5%, history now. tongue.gif

Also 0.2% (not 0.3% tongue.gif ), can be RM200 per 100k FD sum FREE money in 1 year. biggrin.gif

This post has been edited by bbgoat: May 24 2016, 06:33 PM
fishmango
post May 24 2016, 06:31 PM

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QUOTE(McFD2R @ May 24 2016, 05:23 PM)
Placed another sum in MBB, 12mth effective 4.31%, showing the breakdown of the step up.
*
hi, this is eFixed Deposit Flexi ! how to do it? I went the maybank, the staff there hv no idea abt this.
sonotme
post May 24 2016, 06:43 PM

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QUOTE(fishmango @ May 24 2016, 06:31 PM)
hi, this is eFixed Deposit Flexi ! how to do it? I went the maybank, the staff there hv no idea abt this.
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Someone posted the steps in this topic. Try searching..
nitehawk
post May 24 2016, 06:56 PM

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QUOTE(pearl_white @ May 17 2016, 11:08 AM)
Nego rates for BR today

4.4%p.a. - 12 months
4.5%p.a - 24 months
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Which branch/state?

yclai118
post May 24 2016, 07:20 PM

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QUOTE(sonotme @ May 24 2016, 06:43 PM)
Someone posted the steps in this topic. Try searching..
*
here
here's the link cool2.gif
sandkoh
post May 24 2016, 07:32 PM

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QUOTE(nitehawk @ May 24 2016, 06:56 PM)
Which branch/state?
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misleading info. no such thing as nego rate today for br. must tie with sum of money. that guy post info then disappear.
nexona88
post May 24 2016, 10:54 PM

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too many misleading info posted.

a lot newbie will be confuse. please don't do that.

thanks
TOMEI-R
post May 24 2016, 11:07 PM

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QUOTE(bbgoat @ May 24 2016, 06:29 PM)
Other than MBB eFD 4.31%, few banks offering 4.3% top (except BR nego rate). NOT best is 4.5%, history now.  tongue.gif

Also 0.2% (not 0.3% tongue.gif ), can be RM200 per 100k FD sum FREE money in 1 year.    biggrin.gif
*
4.5 % is history now. Luckily Im still enjoying it, Going to end soon though. sweat.gif
fishmango
post May 25 2016, 12:22 AM

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QUOTE(yclai118 @ May 24 2016, 07:20 PM)
thks thumbup.gif

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