Lower interest rate poser
http://www.thestar.com.my/business/busines...est-rate-poser/
Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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May 24 2016, 02:32 PM
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Senior Member
10,001 posts Joined: May 2013 |
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May 24 2016, 02:42 PM
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5,648 posts Joined: Mar 2011 From: Jalan Tijani |
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May 24 2016, 02:43 PM
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1,074 posts Joined: Sep 2013 |
QUOTE(twinkle5129 @ May 24 2016, 02:24 PM) I was at Affin earlier on and asked about 4.5% promo. Staff said it could be selected branch and selected client only. Then eXau5t should clarify. His was a sweeping statement, which doesn't benefit the community in here. At least that's what I think. Otherwise, any Tom Dick & Harry just come in and say, "Went to XYZ bank, and was offered 4.6%". Then full stop. Like, what?At least mention that perhaps, he was offered because his sum was big enough to be offered such rate. Or which bank branch that offered this rate. Yes, many in here is greedy for 4.5% QUOTE(wil-i-am @ May 24 2016, 02:28 PM) Many branches do. They discriminate based on how much you are bringing in to the deposit. |
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May 24 2016, 04:35 PM
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Junior Member
61 posts Joined: Apr 2016 |
affin latest fd rate is 4.3?
This post has been edited by pavilion09: May 24 2016, 04:50 PM |
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May 24 2016, 04:59 PM
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All Stars
48,519 posts Joined: Sep 2014 From: REality |
QUOTE(McFD2R @ May 24 2016, 02:43 PM) Then eXau5t should clarify. His was a sweeping statement, which doesn't benefit the community in here. At least that's what I think. Otherwise, any Tom Dick & Harry just come in and say, "Went to XYZ bank, and was offered 4.6%". Then full stop. Like, what? okay. I understands now, it's sure got to do with client profile & the amount of money involved. and also the particular branch KPI on deposits At least mention that perhaps, he was offered because his sum was big enough to be offered such rate. Or which bank branch that offered this rate. Yes, many in here is greedy for 4.5% Many branches do. They discriminate based on how much you are bringing in to the deposit. |
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May 24 2016, 05:05 PM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur |
QUOTE(cybpsych @ May 24 2016, 10:44 AM) we should enforce a standardized reporting template for posters to post fd info Good idea. But then again, will many people be lazy to post here then? example: Bank: Branch/Location: Date of Report/Placement: Effective Interest/Profit Rate: Promo Period (if any): Minimum Placement: Other Requirements: such as CASA, UT-linked, etc etc Website/T&C (if any): |
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May 24 2016, 05:09 PM
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All Stars
65,324 posts Joined: Jan 2003 |
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May 24 2016, 05:22 PM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur |
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May 24 2016, 05:23 PM
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1,074 posts Joined: Sep 2013 |
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May 24 2016, 06:21 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
In BR to renew matured FD to 12 mth 4.3%.
No news yet on June promo. They will let me know of the new promo once it came out. |
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May 24 2016, 06:24 PM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur |
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May 24 2016, 06:29 PM
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6,614 posts Joined: Mar 2011 |
QUOTE(TOMEI-R @ May 24 2016, 06:24 PM) Other than MBB eFD 4.31%, few banks offering 4.3% top (except BR nego rate). NOT best is 4.5%, history now. Also 0.2% (not 0.3% This post has been edited by bbgoat: May 24 2016, 06:33 PM |
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May 24 2016, 06:31 PM
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796 posts Joined: May 2005 |
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May 24 2016, 06:43 PM
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1,715 posts Joined: Sep 2009 |
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May 24 2016, 06:56 PM
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699 posts Joined: May 2006 |
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May 24 2016, 07:20 PM
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158 posts Joined: Jan 2010 |
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May 24 2016, 07:32 PM
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817 posts Joined: Mar 2014 |
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May 24 2016, 10:54 PM
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All Stars
48,519 posts Joined: Sep 2014 From: REality |
too many misleading info posted.
a lot newbie will be confuse. please don't do that. thanks |
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May 24 2016, 11:07 PM
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All Stars
24,219 posts Joined: Mar 2007 From: Kuala Lumpur |
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May 25 2016, 12:22 AM
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796 posts Joined: May 2005 |
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