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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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peigeng
post Jun 7 2016, 02:32 PM

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Any way for an employer to pay staff epf using credit card as payment channel?

deity01
post Jun 7 2016, 04:57 PM

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QUOTE(peigeng @ Jun 7 2016, 02:32 PM)
Any way for an employer to pay staff epf using credit card as payment channel?
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wa...if can then this is a very good way to earn pointssssssssssssssssssssssssss
b00n
post Jun 7 2016, 05:55 PM

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QUOTE(silverwave @ Jun 6 2016, 09:57 AM)
Will check, thanks.  smile.gif
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PTPTN?
akib_mullen
post Jun 7 2016, 10:20 PM

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Any maybank application booth open around johor? Or straight go branch is better?
harryleong
post Jun 8 2016, 01:56 AM

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Hi sifus, I'm looking for a CC that is suitable for me.

I will be using this credit card to pump petrol (Rm400/month assumption)

The rest will be on Food and Beverages and groceries shopping.

Friends recommend me to apply for Citibank and I don't really know anything about credit card privileges and all.

I want to apply a credit card is just for convenient and in case of emergency so that I can use it.

Can any sifu recommend me and state why? thanks!

Edit : Income <3k

This post has been edited by harryleong: Jun 8 2016, 01:57 AM
sj0217
post Jun 8 2016, 07:53 AM

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QUOTE(harryleong @ Jun 8 2016, 01:56 AM)
Hi sifus, I'm looking for a CC that is suitable for me.

I will be using this credit card to pump petrol (Rm400/month assumption)

The rest will be on Food and Beverages and groceries shopping.

Friends recommend me to apply for Citibank and I don't really know anything about credit card privileges and all.

I want to apply a credit card is just for convenient and in case of emergency so that I can use it.

Can any sifu recommend me and state why? thanks!

Edit : Income <3k
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You may post HERE for recommendation
eddievh
post Jun 8 2016, 12:45 PM

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May I know Public Bank style of getting cash back is following statement date or 1st day of the month ? Recently apply for Petron credit card got approved already wanna know their patterns.
Human Nature
post Jun 8 2016, 02:18 PM

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QUOTE(eddievh @ Jun 8 2016, 12:45 PM)
May I know Public Bank style of getting cash back is following statement date or 1st day of the month ? Recently apply for Petron credit card got approved already wanna know their patterns.
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have to read the mechanism. for pbb vs, follow statement
victorywp
post Jun 8 2016, 02:33 PM

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QUOTE(akib_mullen @ Jun 7 2016, 10:20 PM)
Any maybank application booth open around johor? Or straight go branch is better?
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check this thread https://forum.lowyat.net/topic/1916038 or apply online via m2u or ringgitplus.
peigeng
post Jun 8 2016, 07:10 PM

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QUOTE(deity01 @ Jun 7 2016, 04:57 PM)
wa...if can then this is a very good way to earn pointssssssssssssssssssssssssss
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Points is definitely sth we are seeking for.but by doing thisni can hit my annual spending requirement easily
fruitie
post Jun 8 2016, 08:28 PM

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QUOTE(peigeng @ Jun 8 2016, 07:10 PM)
Points is definitely sth we are seeking for.but by doing thisni can hit my annual spending requirement easily
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Chances of finding one is close to 0. laugh.gif
We are talking about EPF, where channels of payments are so limited. laugh.gif
eddievh
post Jun 8 2016, 08:46 PM

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Last time I know got 1 restaurant doing illegal cash withdrawal service for example customer swipe 1k restaurant owner gave rm9++ but still better than actual cash advance la.
silverwave
post Jun 8 2016, 09:58 PM

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QUOTE(b00n @ Jun 7 2016, 05:55 PM)
PTPTN?
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Nope, did not apply for it.
fruitie
post Jun 8 2016, 10:11 PM

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QUOTE(eddievh @ Jun 8 2016, 08:46 PM)
Last time I know got 1 restaurant doing illegal cash withdrawal service for example customer swipe 1k restaurant owner gave rm9++ but still better than actual cash advance la.
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And your point is?
aromachong
post Jun 8 2016, 10:14 PM

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QUOTE(eddievh @ Jun 8 2016, 08:46 PM)
Last time I know got 1 restaurant doing illegal cash withdrawal service for example customer swipe 1k restaurant owner gave rm9++ but still better than actual cash advance la.
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tonnes of illegal ah long like that

and what is your point?
eddievh
post Jun 8 2016, 10:20 PM

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Point is peigeng wanna pay staff epf may be can use this method . If he don't mind loose some % tage to ah long.
fruitie
post Jun 8 2016, 10:41 PM

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QUOTE(eddievh @ Jun 8 2016, 10:20 PM)
Point is peigeng wanna pay staff epf may be can use this method . If he don't mind loose some % tage to ah long.
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There is no way we should encourage anyone to use illegal way to manipulate their CC transactions here. This kind of post is not allowed.
coolguy99
post Jun 9 2016, 11:36 AM

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Is there any drawbacks for having more than 5 credit cards? I have like 6 cards now and I am thinking of getting another two uob vox and pbb vs
fruitie
post Jun 9 2016, 01:28 PM

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QUOTE(coolguy99 @ Jun 9 2016, 11:36 AM)
Is there any drawbacks for having more than 5 credit cards? I have like 6 cards now and I am thinking of getting another two uob vox and pbb vs
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Erm, so long they approve. Some say will affect loan application. I have more than 10 but no house loan, just car loan and no issue.
cybpsych
post Jun 9 2016, 01:46 PM

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QUOTE(coolguy99 @ Jun 9 2016, 11:36 AM)
Is there any drawbacks for having more than 5 credit cards? I have like 6 cards now and I am thinking of getting another two uob vox and pbb vs
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it depends to each individual bank's assessments lor.

what works (or doesnt work) for you may not be applicable to others; and vice versa.

how come you have 5 existing cards but none can cover uob vox or pbb vs?


i have 5 (m2card, cimb cr, hlb wise, uob vox, mbb ikhwan) before approved for pbb vs (whilst applying house loan from pbb & cimb!) devil.gif

This post has been edited by cybpsych: Jun 9 2016, 01:47 PM

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