but the english version didnt say can use credit card..
http://www.ptptn.gov.my/web/english/repayment-channels

anyone tried paying ptptn using credit card b4? I am really interested to pay ptptn using credit card..

can only pay ptptn using CC by going to the ptptn counter?

Yup..jan ccris dun hv ptptn..so did feb..march got already..jz checked my march ccris

No la..for sure jan no ptptn in ccris cos i check mine in feb..not possible feb dun hv but jan hv..right?

I didnt actually check every month la..it is just tat i am new to these credits reports and coincidently somehow i wan to see the credit reports offer by ctos n ramci these kind of company got what different..so i request (pay rm10) from them from their website, feb from ramci n mar from ctos, there for notice ptptn appear on march


Last time ctos report seems like dun hv ccris report..now hv already..cos they stated tat ccris report is a *NEW* thing in ther ctos report

This post has been edited by deity01: Mar 31 2016, 05:59 PM

Yes, for ramci, is mycreditinfo
For ctos is myctos

For personal, Last time it dont hv ccris report in the ctos report, now hv

Besides the ccris report, they rate u by giving credit score like usa, they collect ur credit info via various source, including whether u r bankrupt, in any lawsuit, u hold/held any director position in any company, ur residential address history, any party check ur finantial info n etc..

and and and..convinient for ppl like myself tat cant/hard/lazy to go to bnm to get the free ccris report..or wan to get the report as soon as posible..u can view ur report, depends on what time and from which provider u request the report from, either instantly, in an hour to few hours time or the next working day from their web portal or ur email account..

not as popular as other cc..maybe u can start the thread

if u want to apply cards from the same bank, better u apply new first then only cancel existing..
if apply other bank, this card should not affect your chances of getting other card, provided that your income is high enough as per card requirement

This post has been edited by deity01: Apr 27 2016, 10:38 AM

paradigm mall

wa...if can then this is a very good way to earn pointssssssssssssssssssssssssss

a suggestion, since you hv ocbc cc, ocbc bill (loan(s), cc), assume u will be transferring at least rm500 to ur ocbc account every month to pay the housing loan..

why not u take advantage of the OCBC 360 saving account which gv u 4.1% pa interest..

OCBC 360 requirement to get 4.1% pa:
0.5% based rate,
+ 1.2% bonus interest if you transfer minimum rm500 to OCBC 360 account,
+ 1.2% bonus interest if you make 3 bill payments in a month from OCBC 360 account
+ 1.2% bonus interest if you spend rm500 on your cc

= 4.1%

so not a bad reason for you to use ur OCBC cc

btw, I found that OCBC do not hv instant fund transfer option available, only GIRO

before my previous vacation to Hong Kong, I called to inform Citibank, the CS told me actually I dont need to call Citibank unless I am travelling to one of the 3 countries, which is: US, Canada, and erm...i forgot...lol

first time heard CS told me like that

Whereas other banks happily get informed

dont care, next time I will still call

the only country, I will not call any CS, if I travel to, is....Singapore...

go to the PTPTN branch, now they hv branches that are located in shopping mall, especially Giant, u can use CC to pay there.

once again, if you found anyway we can pay PTPTN online, please do inform us..thank you

well, u get 0.1% rebate for using OCBC Titanium if you pay your PTPTN with it....lollll


well, step:
1. u go open OCBC 360 account,
2. every month u transfer minimum RM500 to that account
3. every month u make 3 bill payments, including OCBC credit card bill, OCBC loan bills, and those astro bill, utilities bills and whatever bill that can pay on OCBC internet banking, from OCBC 360 account
4. spend min RM500 on ur OCBC credit card..

then u will get 4.1% pa interest on your OCBC 360 account
step 1, entitle u base interest rate of 0.5% pa
2. entitles u 1.2%pa bonus interest,
3. entitles u 1.2%pa bonus interest,
4. entitles u 1.2%pa bonus interest

thats the reason I pull out my OCBC Titanium from deep freezer last month..and I use it to pay PTPTN...after I open the account and since I already hv loan bills with OCBC..instead of finding rebates, I find more interests..

This post has been edited by deity01: Jul 11 2016, 05:50 PM

just to confirm...online shopping at tesco.com.my is consider online transaction but not groceries, correct?

really

anyone went to the treats fair? any gooding???

This post has been edited by deity01: Jul 22 2016, 03:26 PM

it will charge you rm333 per month for the whole year..

it will not reduce the amount or the tenure if you pay more..

you can pay more this month, it will treat it as advance payment, and then will deduct it when next payment cycle come..

it is like hire purchase (car loan), not like housing loan..

if you make advance purchase, make sure u do not use the cc for other purchases, or else the advance payment will become payment for those extra purchases, meaning if you pay 4000 in 1 shot to the credit card, make sure dont use the card for other purchase, otherwise part of the 4000 will become the payment of your other purchase..

if this month you pay 433, next month u still need to pay 233, understand?

just keep it, you may not know when you need it, i also hv more than 4 banks accounts