How to maximise spending as i noticed some card has very high annual spending requirement inborder to waived annual fees.?can i know where else can it be spend?

Lets say my salary is 3.5k but i have an joint account for an housing loan with maybank. is it possible to obtain a platinum card from them without the need of pledging fixed deposit?

Make Sense... lol

Any way for an employer to pay staff epf using credit card as payment channel?

Points is definitely sth we are seeking for.but by doing thisni can hit my annual spending requirement easily

I am applying for alliance bank very very basic credit card younique rewards card(income requirement is rm24000 per year) but the application was not even submitted as the officer said after she keyed in my name into their system ,i have two hosing loan with two different bank and based on my current salary i cant get any credit card with the bank. how true is that ?is that really i cant have credit card?or is it possible to apply with the bank who provide my housing loan?

If say I have a card with credit limit of 10k ,but I know in two week time ,I will swipe something with my card for 30k and I wish to collect point from that swipe,can I transfer another 20k to my credit card account and inform my bank that I want to swipe 30k without getting reject by merchant?

Great...then is it a must to inform bank after cdm in order to get this done?

This post has been edited by peigeng: Jul 14 2016, 09:30 PM

Just want to check you u all as some forumer here said they are holding 5-6 credit card,but when it comes to every year gst payment,will it still be worth holding so many card?what do you think?

Oh ya...free for life card no gst imposed as no annual fee.am i correct?

So if we are holding card which charged no annual fee,we will be holding that card free for life?

As said u are holding 11 cc.,in the event you want to apply mortgage loan or personal loan or even business loan,will it effect your credit score ?any difficulties to apply

But this addition 2% has been around for quite a long time.and some of forummers here said they gonna complaint airasia for charing extra rm20 if they pay by credit card. :furious:just wonder any outcome?

This post has been edited by peigeng: Aug 30 2016, 09:04 PM

Normally,for new credit card delivered to our address,what is the latest time that we need to activate the card?

Thanks for reply.the thing is when I apply my card,i clearly state my mailing address,however they follow my ic address and send to my hometown.can I ask them to resend？

When I logged into my maybank internet banking,under credit card there show statement balance and outstanding balance with different figure,which one do I need to pay in order to avoid interest?