Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
3 Pages  1 2 3 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

views
     
sj0217
post Dec 20 2015, 04:10 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(David83 @ Dec 19 2015, 11:02 PM)
But the 2% charge fee should be bear by the merchant and hence with the GST itself.
*
Same like paying Indah Water bill through POSonline, charge two GST, one for the bill, another for card fee
sj0217
post Dec 25 2015, 05:50 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(joel1314 @ Dec 25 2015, 05:30 PM)
i not sure if this is a frequently asked question , but what is the requirement to apply a credit card? what should i prepare?

just started working for like one and a half month
*
You can refer page 1 for more detail or short summary as below:

- RM24k per annual minimum requirement
- 3 months payslips / EPF

you can apply from Kiosk / bank / roadshow in shopping mall
sj0217
post Jan 4 2016, 09:39 AM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
Instant Transfer still FOC ?

I thought IBFT will be free of charge until 31 Dec 2015 only, no ??


Attached thumbnail(s)
Attached Image
sj0217
post Jan 4 2016, 09:57 AM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(fruitie @ Jan 4 2016, 09:53 AM)
Maybank already shows chargeable of RM 0.53. Not sure about other banks. According to the announcement was until 31st Dec only.
*
That is from CIMB that I screen shot....

hmm.gif Hope it will continue until 31 December 2016... thumbup.gif
sj0217
post Jan 31 2016, 09:13 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
Would like to seek opinion for those who holding Aeon Watami card, which of credit card will be use for normal spend once your Aeon Watami has spend max RM5k within quarter ??

Was thinking about HL Essential card since come with 0.6%, any other cards offer for 1% ?? hmm.gif
sj0217
post Jan 31 2016, 09:35 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Jan 31 2016, 09:20 PM)
If my 3% quota is maxed and other cards will not get any rebates, I still use Watami for the points.
*
Not consider on MBB2 Amex card reward point equivalent to 1.25% ?? Haha

Okay, hmm.gif I shall use back Watami card for point then, thanks!
sj0217
post Feb 20 2016, 08:12 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
McDonald's now can accepted for credit card Paywave features ??


Attached thumbnail(s)
Attached Image
sj0217
post Feb 20 2016, 11:06 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(mycolumn @ Feb 20 2016, 08:17 PM)
certain branches in Malaysia or all McDs in Msia accept cc?
*
Should be some of branches, this is taken from Genting McD, but 1u McD no such offer
sj0217
post Feb 21 2016, 01:37 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(victorywp @ Feb 21 2016, 09:00 AM)
still essential 0.6% more worth for high spend unlimited.
ocbc second as after first 1k at 1% you still can get 0.5% subsequently unlimited.
watami after first 5k/quarter at 3% you still can get 0.4% subsequently unlimited.
*
For Watami, I think first 5k is 3.4% to be actual rebate right ? Since every transaction also entitled point reward
sj0217
post Feb 21 2016, 05:16 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(edwardccg @ Feb 21 2016, 08:30 AM)
the TnC written as below, so not restricted anymore?
I have GE life policy, so that's doesn't impact me. Based on TnC, IPP also get 1%, so I could switch my premium payment to annually for Auto-IPP and get cashback for monthly IPP?
If that is the case, I can save some % when they convert to cash value in premium since is a no % for annual payment, this would be some downgraded replacement for quarterly 3%

I know this is off topic, but seems like no open OCBC thread  sweat.gif
*
I bring this topic here to discuss.

I have just called OCBC CS to confirmed that we still can apply for OCBC Great Eastern MasterCard without holding GE insurance, but this is subject bank approval

This post has been edited by sj0217: Feb 21 2016, 05:17 PM
sj0217
post Feb 21 2016, 06:04 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Feb 21 2016, 05:51 PM)
I have also sent an email to inquire this morning. Will double confirm here.
*
By the way, what I realized that the OCBC 365 MC and OCBC GE MC, both are seem like offering same features

However, the 365 card come with AF charge only
sj0217
post Feb 21 2016, 06:18 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Feb 21 2016, 06:13 PM)
Yeah, the GE only has extra 0.1% fir IPP.

OCBC cards damn boring laugh.gif Once auto debit insurance, can keep in drawer forever..
*
Ya, but still can use it when Watami card has max spending

if this is the case, Card 365 totally useless then, I doubt who have interested to apply it
sj0217
post Feb 25 2016, 10:59 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Feb 25 2016, 10:30 PM)
I clicked the Apply Now button at the website but OCBC Great Eastern MasterCard is not listed as one of the card. Only the Platinum version is there.
*
hmm.gif just tired and I cannot see other cards can apply too from the list such as OCBC MAsterCard(blue/pink), OCBC MC sliver


sj0217
post Feb 25 2016, 11:12 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Feb 25 2016, 11:04 PM)
I clicked the platinum and left my contact details..will ask when they call me..I dont have GE policy anyway, so let's see whether they directly reject. Will have to get replacement for watami asap dy.
*
Okay, kindly update here smile.gif

Wa... You so fast apply and replace for Watami card, but still has no any announcement yet

Have you thinking about alliance bank younique card ?? More cash back if you spend a lot compare to OCBC GE
sj0217
post Feb 26 2016, 07:12 AM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Feb 25 2016, 11:26 PM)
you see here:
https://forum.lowyat.net/index.php?showtopi...post&p=78857807

said existing watami will be terminated and replaced with other aeon card. so once it happen, need to arrange for prudential auto debit dy.

Younique is tier based. RM1000 monthly spending is confirmed so better get the 1% or RM120 per year in pocket first.
*
Yup, I saw the post sharing by some one there, but still haven't confirm yet.

I will still spend on Watami Card since the point almost reach 12500

for Younique, if take RM1000 as example, ya OCBC GE is better, but if monthly spending is higher (RM2000 >) could be consider on this card too
sj0217
post Feb 26 2016, 07:49 AM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(edwardccg @ Feb 26 2016, 07:27 AM)
Thredshold is around 1500.
Ge get 1000x1% + 500*0.5% = 12.5
Younique get 1000* 0.5% + 500*1.5% = 12.5
If over rm1500 spend, i believe younique is better.
Btw, younique cashback include insurance? i didnt see it mention from their TnC, so would consider include?
*
What I saw from their website as below, so all transaction should be entitled for cash back including Petrol ?? hmm.gif

Earn up to 3% Cash Rebates on ALL retail purchases with no restrictions on what, where or when to spend. There is more,
you will also enjoy unlimited cash rebates!
sj0217
post Feb 26 2016, 03:47 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(Human Nature @ Feb 26 2016, 02:39 PM)
Please be informed that OCBC Great Eastern MasterCard has been discontinued. We are currently offering OCBC Great Eastern Platinum MasterCard and it is only issued to eligible applicants who hold any currently valid insurance policies by GE Life and Overseas Assurance Corporation (Malaysia) Berhad

:s
*
I was called last week regarding this card and answer is yes, can be apply said by CS and now... doh.gif

cry.gif Oh no, this is the card could be replace to Watami Card but now is discontinued already.... may consider Alliance You:nique then if any change on Watami

Thanks for update smile.gif
sj0217
post Mar 12 2016, 01:37 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
hmm.gif if there any limit to holding number of credit cards within same bank ??

Edit: found it, applicable to different Credit Card Issuers

This post has been edited by sj0217: Mar 12 2016, 02:15 PM


Attached thumbnail(s)
Attached Image
sj0217
post Apr 5 2016, 04:29 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(daijoubu @ Apr 5 2016, 02:29 PM)
What is the best card to have unlimited cashback tied with Zing Touch & Go?

I used to use HLB Essential which 1% rebate allows me to have a RM1 offset the RM2 auto reload fees, however now it has dropped to 0.6%.

I guess the next best option should be OCBC Great Eastern but I don't think they have Zing with it.

Any other options guys?
*
FYI below

Link
sj0217
post Apr 5 2016, 07:10 PM

Look at all my stars!!
*******
Senior Member
6,483 posts

Joined: Apr 2012
QUOTE(daijoubu @ Apr 5 2016, 05:38 PM)
Thanks for the link man, good to know but I guess it will only last till a year.

Btw have anyone tried applying for Zing and connect it to Maybankard 2 AMEX before?
*
Yup, I have use Zing card before that linked to my MBB2Amex card
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

3 Pages  1 2 3 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0778sec    0.68    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 07:32 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.