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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq
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laymank
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Jun 3 2016, 04:21 PM
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QUOTE(vin_ann @ Jun 3 2016, 04:12 PM) Thanks. added. Now awaiting email confirmation to activate my non-MBB card in M2U... how long i need to wait for the email? about 2 working days.
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vin_ann
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Jun 3 2016, 04:23 PM
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QUOTE(laymank @ Jun 3 2016, 04:21 PM) Today not counted right? Mon & Tues, meaning Wed i can pay DBKL bill !
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vin_ann
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Jun 3 2016, 04:37 PM
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QUOTE(laymank @ Jun 3 2016, 04:21 PM) 3 working days reply by official MBB... Hope can get email earlier. Attached thumbnail(s)
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kelvinlzy
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Jun 3 2016, 06:04 PM
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QUOTE(vin_ann @ Jun 3 2016, 03:58 PM) hi guys/gals... all sifu... wan to ask, which card to pay DBKL assessment is the best card? i previously paid via MYEG uses CIMB CB card no cashback... checked UOB CC thread, VOX card not eligible for cashback via MYEG... any sifu here have recommendation? i have MBB signature, MBB 2 card Visa & Amex & Ikhwan. Save all that hassle, just pay via UOBpayonline with Vox. Got my 5.3% cashback back earlier this year
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vin_ann
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Jun 3 2016, 10:21 PM
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QUOTE(kelvinlzy @ Jun 3 2016, 06:04 PM) Save all that hassle, just pay via UOBpayonline with Vox. Got my 5.3% cashback back earlier this year :thumbsup: Oh is it. Next week shall try it. Thanks. U shld go uob thread n updates!
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pitkhee87
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Jun 5 2016, 05:21 PM
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New Member
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Recently applied M2C and got rejected by MBB. 2 months back i applied mortagage under MBB and got it approved so i suspect is PTPTN. Any bank is less lenient? Want to apply for CC.
This post has been edited by pitkhee87: Jun 5 2016, 05:22 PM
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ksrh
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Jun 5 2016, 07:54 PM
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New Member
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hi
would like to ask, my salary around 2.3k, just receive increment from 1.7k..
can i apply credit card? previously had outstanding on otptn, but restructured already and got lettee from ptptn..
any bank agent can help?
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fruitie
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Jun 5 2016, 08:17 PM
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Rise and Shine
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QUOTE(pitkhee87 @ Jun 5 2016, 05:21 PM) Recently applied M2C and got rejected by MBB. 2 months back i applied mortagage under MBB and got it approved so i suspect is PTPTN. Any bank is less lenient? Want to apply for CC. No chance, unless you get release letter from PTPTN or start paying according to schedule. Then try to reapply again after 6 months or one year, at least to show banks some confidence. QUOTE(ksrh @ Jun 5 2016, 07:54 PM) hi would like to ask, my salary around 2.3k, just receive increment from 1.7k.. can i apply credit card? previously had outstanding on otptn, but restructured already and got lettee from ptptn.. any bank agent can help? Yes, you can but suggest you to apply only after obtaining 3 months payslip based on the latest salary.
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peigeng
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Jun 5 2016, 08:23 PM
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Lets say my salary is 3.5k but i have an joint account for an housing loan with maybank. is it possible to obtain a platinum card from them without the need of pledging fixed deposit?
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fruitie
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Jun 5 2016, 08:30 PM
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Rise and Shine
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QUOTE(peigeng @ Jun 5 2016, 08:23 PM) Lets say my salary is 3.5k but i have an joint account for an housing loan with maybank. is it possible to obtain a platinum card from them without the need of pledging fixed deposit? Which Maybank Plat card that is so attractive to you?  I also hold their Plat cards but no significant difference compared to Gold. Maybank is pretty strict when comes to income requirements.
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peigeng
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Jun 5 2016, 08:49 PM
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QUOTE(fruitie @ Jun 5 2016, 08:30 PM) Which Maybank Plat card that is so attractive to you?  I also hold their Plat cards but no significant difference compared to Gold. Maybank is pretty strict when comes to income requirements. Make Sense... lol
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virgoguy
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Jun 5 2016, 11:21 PM
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QUOTE(laymank @ Jun 3 2016, 04:01 PM) Add your VOX to M2U under other banks' credit card. Then use VOX to pay DBKL in M2u. May I ask where is the option in m2u to add other bank's credit card? I can't seem to find the option
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silverwave
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Jun 5 2016, 11:28 PM
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Hi, i'm holding 2 cards now (1 supplementary and 1 was offered by HLB because i have a housing loan with them).
I applied for CIMB, Aeon and HSBC and all got rejected. HSBC said they could not provide the details. CIMB did not reply my email.
As far as i know, the only loan on me is my housing loan and it's quite high. My sisters car is under my name and the remaining loan is 1 year. I don't have any pending loans.
How can i verify why the cards are rejected? I'm worried that i'm blacklisted for something which i'm not aware.
This post has been edited by silverwave: Jun 5 2016, 11:30 PM
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fruitie
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Jun 6 2016, 12:03 AM
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Rise and Shine
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QUOTE(silverwave @ Jun 5 2016, 11:28 PM) Hi, i'm holding 2 cards now (1 supplementary and 1 was offered by HLB because i have a housing loan with them). I applied for CIMB, Aeon and HSBC and all got rejected. HSBC said they could not provide the details. CIMB did not reply my email. As far as i know, the only loan on me is my housing loan and it's quite high. My sisters car is under my name and the remaining loan is 1 year. I don't have any pending loans. How can i verify why the cards are rejected? I'm worried that i'm blacklisted for something which i'm not aware. Yes, they don't provide reason. Maybe you can check out your CCRIS?
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silverwave
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Jun 6 2016, 09:57 AM
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QUOTE(fruitie @ Jun 6 2016, 12:03 AM) Yes, they don't provide reason. Maybe you can check out your CCRIS? Will check, thanks.
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cybpsych
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Jun 6 2016, 10:01 AM
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QUOTE(virgoguy @ Jun 5 2016, 11:21 PM) May I ask where is the option in m2u to add other bank's credit card? I can't seem to find the option
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kurayami88
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Jun 6 2016, 10:03 AM
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New Member
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QUOTE(laymank @ Jun 3 2016, 04:01 PM) Add your VOX to M2U under other banks' credit card. Then use VOX to pay DBKL in M2u. will this method be entitled to the 5% cash back? or is it just DBKL not part of "bill payments / gov body" or what...? I would like to know if someone already experienced... thanks >< This post has been edited by kurayami88: Jun 6 2016, 10:04 AM
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kelvinlzy
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Jun 6 2016, 11:30 AM
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QUOTE(kurayami88 @ Jun 6 2016, 10:03 AM) will this method be entitled to the 5% cash back? or is it just DBKL not part of "bill payments / gov body" or what...? I would like to know if someone already experienced... thanks >< You can try and update us. Or just do what I did, pay DBKL on UOBPayonline.
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fruitie
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Jun 6 2016, 11:46 AM
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Rise and Shine
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QUOTE(kelvinlzy @ Jun 6 2016, 11:30 AM) You can try and update us. Or just do what I did, pay DBKL on UOBPayonline. If you get cash back, just post on UOB VOX thread. I supposed yes since it's UOBPayOnline.
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@secret@
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Jun 6 2016, 06:58 PM
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What is the odd of getting new credit card approved after cancelling 5 cards in last two months? going to a new bank? wait for 6 months? :/
This post has been edited by @secret@: Jun 6 2016, 06:59 PM
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