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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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royng1366
post May 30 2016, 11:02 PM

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QUOTE(fly126 @ May 30 2016, 10:59 PM)
FD Pledging for Credit Card, Try HLB, MBB, PB.
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Thank you for your advice, i apply hlb they rejected and i asked for pledge fd they say base on alproval but end up also rejected.
fly126
post May 30 2016, 11:05 PM

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QUOTE(royng1366 @ May 30 2016, 11:02 PM)
Thank you for your advice, i apply hlb they rejected and i asked for pledge fd they say base on alproval but end up also rejected.
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Maybe with higher Amount start on RM10-20K pledge for MBB Plat. Card

This post has been edited by fly126: May 30 2016, 11:06 PM
aromachong
post May 30 2016, 11:10 PM

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QUOTE(royng1366 @ May 30 2016, 11:02 PM)
Thank you for your advice, i apply hlb they rejected and i asked for pledge fd they say base on alproval but end up also rejected.
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Which bank u pledge fd rejected u? Hw mych u pledge?

Pledging fd to get cc card i'd reckon successful rate 99.9%

Ur ctos gt prob?
royng1366
post May 30 2016, 11:24 PM

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QUOTE(aromachong @ May 30 2016, 11:10 PM)
Which bank u pledge fd rejected u? Hw mych u pledge?

Pledging fd to get cc card i'd reckon successful rate 99.9%

Ur ctos gt prob?
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Thx bro for advice, my ctos is kosong nv get loan due to 8 years ago i do business failure so got card debt cancel and change to terms loan for 1 year repayment...then balance 7 yeasr i kosong...

I even asked hlb reason rejected but no answer, i asked for few thousand also ok i just wan a record only...haha
aromachong
post May 30 2016, 11:29 PM

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QUOTE(royng1366 @ May 30 2016, 11:24 PM)
Thx bro for advice, my ctos is kosong nv get loan due to 8 years ago i do business failure so got card debt cancel and change to terms loan for 1 year repayment...then balance 7 yeasr i kosong...

I even asked hlb reason rejected but no answer, i asked for few thousand also ok i just wan a record only...haha
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Dont apply from same bank that u falled to pay last time

Try diff banks since u.mentionee ctos clean. Try to check about ur ccris from bnm too see whether there is any remarks or nt
royng1366
post May 30 2016, 11:41 PM

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QUOTE(aromachong @ May 30 2016, 11:29 PM)
Dont apply from same bank that u falled to pay last time

Try diff banks since u.mentionee ctos clean. Try to check about ur ccris from bnm too see whether there is any remarks or nt
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Checked uptodate, nothing show inside....thx bro ur advice
Rudd
post Jun 2 2016, 02:35 PM

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what is statement balance?

i usually paid base on outstanding balance,

but now my outstanding balance is 0, but statement balance still got value.
fruitie
post Jun 2 2016, 02:52 PM

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QUOTE(Rudd @ Jun 2 2016, 02:35 PM)
what is statement balance?

i usually paid base on outstanding balance,

but now my outstanding balance is 0, but statement balance still got value.
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Statement balance is your spending between the statement cycle. Actually you just need to clear the statement balance on due date.
peigeng
post Jun 2 2016, 07:02 PM

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How to maximise spending as i noticed some card has very high annual spending requirement inborder to waived annual fees.?can i know where else can it be spend?
Human Nature
post Jun 2 2016, 07:04 PM

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QUOTE(peigeng @ Jun 2 2016, 07:02 PM)
How to maximise spending as i noticed some card has very high annual spending requirement inborder to waived annual fees.?can i know where else can it be spend?
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Maximizing spending to waive annual fee? Wrong concept dude
cybpsych
post Jun 3 2016, 12:19 AM

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how does the GSC RM8 Visa Checkout Promo works?

I registered cc in visa checkout, but upon payment (before [Confirm]) the charge is normal ticket price.

1) when will see the RM8 price?
2) what is the merchant name captured? visa san francisco or gsc?

p/s: Today is the last Friday of the promo. It's barely after 12am, so the price not reflected because over quota? or end of promo?

This post has been edited by cybpsych: Jun 3 2016, 12:19 AM
sj0217
post Jun 3 2016, 08:25 AM

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QUOTE(cybpsych @ Jun 3 2016, 12:19 AM)
how does the GSC RM8 Visa Checkout Promo works?

I registered cc in visa checkout, but upon payment (before [Confirm]) the charge is normal ticket price.

1) when will see the RM8 price?
2) what is the merchant name captured? visa san francisco or gsc?

p/s: Today is the last Friday of the promo. It's barely after 12am, so the price not reflected because over quota? or end of promo?
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I just check for it and it still entitled for Visa Checkout discount price

Ya, you can see the price has discount before click "Confirm"




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cybpsych
post Jun 3 2016, 08:35 AM

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QUOTE(sj0217 @ Jun 3 2016, 08:25 AM)
I just check for it and it still entitled for Visa Checkout discount price

Ya, you can see the price has discount before click "Confirm"
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darn. i tried both times at 12+am (testing) and just now 755am (purchased liao). mad.gif

showtime is for tomorrow. but from the t&cs, it stated any screen time, it doesnt mention advance ticket not applicable hmm.gif

**update: ok my suspicion is true. only same-day showtime ticket purchase. well, the quota already finished few minutes ago when i tried again to test biggrin.gif biggrin.gif

user posted image

This post has been edited by cybpsych: Jun 3 2016, 08:40 AM
sj0217
post Jun 3 2016, 09:00 AM

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QUOTE(cybpsych @ Jun 3 2016, 08:35 AM)
darn. i tried both times at 12+am (testing) and just now 755am (purchased liao).  mad.gif

showtime is for tomorrow. but from the t&cs, it stated any screen time, it doesnt mention advance ticket not applicable  hmm.gif

**update: ok my suspicion is true. only same-day showtime ticket purchase. well, the quota already finished few minutes ago when i tried again to test biggrin.gif biggrin.gif

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It can be done on advance ticket purchased, I have done this before...

I suspect that the end date of promotion is on today, so maybe the date of ticket cannot purchased after this date 3rd June

You can try tonight 0.00am using HSBC card biggrin.gif
cybpsych
post Jun 3 2016, 09:05 AM

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QUOTE(sj0217 @ Jun 3 2016, 09:00 AM)
It can be done on advance ticket purchased, I have done this before...

I suspect that the end date of promotion is on today, so maybe the date of ticket cannot purchased after this date 3rd June

You can try tonight 0.00am using HSBC card  biggrin.gif
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thanks biggrin.gif

it's ok la, i used HLB Mach to get 10% Movies cashback. a litttle comfort is that the final merchant name is GSC, so it's still eligible for cashback laugh.gif
Rudd
post Jun 3 2016, 11:01 AM

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QUOTE(fruitie @ Jun 2 2016, 02:52 PM)
Statement balance is your spending between the statement cycle. Actually you just need to clear the statement balance on due date.
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so does this mean,
i still need to clear the statement balance?
although i already cleared outstanding balance and got no more outstanding balance.
fruitie
post Jun 3 2016, 11:11 AM

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QUOTE(Rudd @ Jun 3 2016, 11:01 AM)
so does this mean,
i still need to clear the statement balance?
although i already cleared outstanding balance and got no more outstanding balance.
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Not needed anymore, since your outstanding balance includes statement balance.
vin_ann
post Jun 3 2016, 03:58 PM

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hi guys/gals... all sifu...

wan to ask, which card to pay DBKL assessment is the best card?

i previously paid via MYEG uses CIMB CB card no cashback... checked UOB CC thread, VOX card not eligible for cashback via MYEG...

any sifu here have recommendation?

i have MBB signature, MBB 2 card Visa & Amex & Ikhwan.
laymank
post Jun 3 2016, 04:01 PM

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QUOTE(vin_ann @ Jun 3 2016, 03:58 PM)
hi guys/gals... all sifu...

wan to ask, which card to pay DBKL assessment is the best card?

i previously paid via MYEG uses CIMB CB card no cashback... checked UOB CC thread, VOX card not eligible for cashback via MYEG...

any sifu here have recommendation?

i have MBB signature, MBB 2 card Visa & Amex & Ikhwan.
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Add your VOX to M2U under other banks' credit card.
Then use VOX to pay DBKL in M2u.
vin_ann
post Jun 3 2016, 04:12 PM

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QUOTE(laymank @ Jun 3 2016, 04:01 PM)
Add your VOX to M2U under other banks' credit card.
Then use VOX to pay DBKL in M2u.
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Thanks.

added. Now awaiting email confirmation to activate my non-MBB card in M2U...

how long i need to wait for the email?

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