if they are self-employed or business owners still can.

my mum is 63 pensioner with >2k monthly but was told cannot apply anymore by mbb and aeon credit

maybe he is under contract? and he use his contract agreement to apply?

65 years old still holding a permanent job? what job is that? if that's the case for sure no issue to get a cc lol...

it depends on bank and also i believe he must have a lot of savings and investment with the bank.

hey, just wondering. no thread sharing on BSN Credit card? tried the search button... did not get good result. BSN card not good enough?

Hi,

I just started working and I did research on credit card few years back but never update any new infos since then and was aiming to apply Maybank 2 card platinum once I started working.

Just wondering, how was it now and is it still worth applying it today or is there any other cards from other banks that offer better benefit than Maybank 2 card platinum.

Thanks.

Hi,

I have a question regarding credit card usage. I'm still studying, dad is working in Indonesia and mom is a housewife. Several days ago, our TV has reached it's end of life and we want to get a new one using installment.

Is it possible for my mom to use my dad's credit card to purchase the tv? Is it allowed? If not, what other ways is there?

And if I am correct, merchants don't accept debit card for installment transaction right?

Thank you.

i applied for citibank cards but after awhile i have not used the card and its not even activated yet. So i decided to cancel it. My concern is that will there be any implication for applying then cancelling the card afterwards?
Am i still eligible for applying any card from citibank in the future?

I was summoned here. Be right back after dinner.
Meanwhile, @Ah SiAnG said what I wanted to mention and keeping up with the times - if member aromachong wishes to defend his statement, I wish to be present to do a video record his/her actions and I'll personally submit the video along with his/her information and the merchant information where this scenario occurs to:

1. The merchant bank indicated on the card.
2. VISA/Mastercard International.

I won't be judgemental and perhaps our advice will be challenged. 
So I'll allow the 2 parties above to make that judgement (since they are directly providing the service to card holder) and we'll see what subsequently happens to the

1. Card holder (whovever it is ... no exception)
2. Merchant allowing the transaction to go through (with cables or no cables will not be spared)
3. Merchant bank (if they allow this typical Malaysian 3rd world mentality/class scenario to happen)

It'll be an interesting case study to watch folks. The response to the above would be world class, I can assure that.
Meanwhile all offending post will be swiftly removed without prejudice. If I miss anything or such irresponsible suggestions in this nature are bought up again, please (readers) let me know without hesitation.

Question:

someone is under akpk with a few banks, out of sudden a bank call n offer the credit card, which only needs to verify some details and accept the terms over the phone, well, the guy gave it a try, although he knows that under akpk it won't get any chance to apply credit facilities, but this is interesting 'coz bank offer like a pre approved card.

But after this he is concerned whether it will trigger any risk or alert to akpk.

Any opinions?

Thank you for your advice, i apply hlb they rejected and i asked for pledge fd they say base on alproval but end up also rejected.

Thx bro for advice, my ctos is kosong nv get loan due to 8 years ago i do business failure so got card debt cancel and change to terms loan for 1 year repayment...then balance 7 yeasr i kosong...

I even asked hlb reason rejected but no answer, i asked for few thousand also ok i just wan a record only...haha

Last time I know got 1 restaurant doing illegal cash withdrawal service for example customer swipe 1k restaurant owner gave rm9++ but still better than actual cash advance la.

Is this practice similar to all banks across Malaysia? Or certain banks has certain SOP? Thanks

I'm not sure because they still print slip and ask me to sign.

I know all the due date well, use Excel to track spending and use Outlook calendar to remind payments. So far, all well, not even charged with any interest yet. You need to, else it will affect your credit history too.

Then the purpose of upgrading the terminal is not there la. Cashier can still swipe the card even the card is pin enabled. Would be great if terminal can detect the card is pin enabled or not, pin enabled card must enter pin, in order to proceed with the transaction.
Looks like its totally different than mine, usually by providing your IC number, all related account with them will appear. Try to go to the counter maybe?