QUOTE(alexanderclz @ Dec 11 2015, 09:57 PM)
What awesome? Guys, don't spam at the first page of every single thread la.
Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Dec 12 2015, 01:18 PM
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#1
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 1 2016, 02:27 AM
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#2
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(enticing188 @ Dec 30 2015, 09:16 AM) Why don't you try to send via email? http://www.icbc.com.cn/ICBC/%e5%b9%bf%e5%9...6%92%ad_690_300I just noticed it is giving free 2 years AF + RM 50 gift voucher if apply before 31st Jan, I think I can apply one as well. Edit: I just submitted mine through its online banking since I already have an existing account. Let's see if my application will be approved. My first Union Pay credit card. This post has been edited by fruitie: Jan 1 2016, 02:56 AM |
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Jan 1 2016, 10:43 AM
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#3
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 4 2016, 09:53 AM
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#4
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 4 2016, 10:01 AM
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#5
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 4 2016, 04:47 PM
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#6
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72,772 posts Joined: Sep 2005 From: KUL |
intrepidity85, just checked online for my ICBC credit card status. Already got rejected.
Then asked me to contact the nearest branch or CS, so lazy, forget about it. Edit: Didn't want to give up, called their main branch and luckily found a good credit card officer. She just asked me to fill in and will arrange someone in ICBC branch to collect the documents from me this Friday since I told her I can go on Friday. This post has been edited by fruitie: Jan 4 2016, 05:21 PM |
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Jan 4 2016, 07:16 PM
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#7
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(intrepidity85 @ Jan 4 2016, 07:02 PM) I see.. i post to my nearest branch via poslaju.. i paid only RM6 something for poslaju fees included parcel i bought from them Yeah. Just wanna make use of free 2 years AF. so this morning reach the branch and on the way for processing.. let's see how... wish us both good luck |
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Jan 7 2016, 11:14 AM
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#8
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(gugukrez @ Jan 7 2016, 10:21 AM) Because HSBC got rebate 1-8% depend on monthly total amount cc You can't pay a loan with another credit. As simple as this.Already ask HSBC direct transfer to PBB loan but they say cant unless the other side back direct deduct on my HSBC credit card. and went to PBB counter they seem like very blurr and answer "NO" with no Confident.. like takut kena complain.. that why im here to get sifu advice... So far only PTPTN loan allows credit cards, I guess it wants youngsters to go bankrupt much earlier. |
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Jan 7 2016, 01:05 PM
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#9
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(chiahau @ Jan 7 2016, 12:11 PM) If you use HLB Essential, can get RM 400 cash back. If use Watami, can get RM 150. Then, BT 0% and pay by installment 6 months or 12 months. This post has been edited by fruitie: Jan 7 2016, 01:05 PM |
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Jan 7 2016, 04:44 PM
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#10
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72,772 posts Joined: Sep 2005 From: KUL |
Public Bank rejected my application for Islamic Plat and as usual no reason will be given. I asked if can appeal, he said no, the decision is final. I asked when can re-apply again, he said after 1 year.
No thanks. I hate PBB now. |
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Jan 7 2016, 04:54 PM
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#11
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(intrepidity85 @ Jan 7 2016, 04:51 PM) hows your icbc? mine still under process I was supposed to walk in tomorrow but got lazy and called the credit card officer just now that I will send via Poslaju since I will be going to Poslaju later. get approval max personal loan from BSN for 4.5% interest only for 200k |
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Jan 7 2016, 04:58 PM
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#12
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(intrepidity85 @ Jan 7 2016, 04:57 PM) it took 5 working days for poslaju to reach the officer's hand.. so i guess well let's wait the result.. Erm, Poslaju just one day isn't it? Why 5 days? pbb sucks they decline me few years back and i never go back to be their customer anyhow The lady asked me to put her colleague's name on the envelope. |
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Jan 7 2016, 09:20 PM
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#13
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(intrepidity85 @ Jan 7 2016, 05:00 PM) yes one day only.. the problem 'unsuccessful delivery, please call 1300 xxx xxx' something like that.. Coincidentally, I have a company's document to deliver to Menara Citibank for our corporate credit cards and ICBC is just at the same area, my dispatch will help me to send my application form there by hand. and deliver back PPL xxx then i call the officer and give him tracking number took 2 days to reach him.. total 5 working days lol.. make sure u give the officer tracking number.. |
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Jan 7 2016, 11:36 PM
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 10 2016, 11:23 PM
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(intrepidity85 @ Jan 10 2016, 11:19 PM) Post here better.My dispatch helped me to send over by hand to ICBC on Friday's lunch hour and within an hour, an officer called me already telling me I must collect my card from their branch, is that OK. Also asked me to send them bank statement to prove that my latest three months salary tally with the statement. I screenshot and sent to him via email already. Very helpful guy. He said within 2 weeks will know, he will inform me accordingly. He gave me his mobile no. |
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Jan 10 2016, 11:27 PM
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#16
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(intrepidity85 @ Jan 10 2016, 11:25 PM) yeah i also have the officer contact number and he also mention to me it will took 2 weeks time I wanted to post to office but he said if I can collect from their branch, I said OK since not too far from me. KL Sentral-KLCC.i gave him 3 months payslip + epf + bank statements hmm need to collect from their branch? my officer told me they will post to my home address .. I only gave 3 months payslip and NRIC earlier, since only these were requested then he called to ask me for bank statements to prove the salary crediting only. |
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Jan 10 2016, 11:31 PM
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 10 2016, 11:37 PM
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 11 2016, 10:52 AM
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72,772 posts Joined: Sep 2005 From: KUL |
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Jan 11 2016, 11:27 AM
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#20
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Human Nature @ Jan 11 2016, 11:15 AM) Celcom website actually redirect to 11street: Yes, online based if I'm not mistaken.http://www.11street.my/productdetail/xpax-...scount-10750140 BUT, it states Shipping Free (Auto Top-up) meaning it is still online based right, they are not posting the reload voucher to my address? at the same time, what is the meaning of auto top-up? I just want to reload one time only... Just one time la. |
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