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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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fruitie
post Dec 12 2015, 01:18 PM

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QUOTE(alexanderclz @ Dec 11 2015, 09:57 PM)
awesome
*
What awesome? smile.gif

Guys, don't spam at the first page of every single thread la. doh.gif
fruitie
post Jan 1 2016, 02:27 AM

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QUOTE(enticing188 @ Dec 30 2015, 09:16 AM)
anyone know the address of icbc? i need to post to them my documents application for their cc
*
Why don't you try to send via email? http://www.icbc.com.cn/ICBC/%e5%b9%bf%e5%9...6%92%ad_690_300

I just noticed it is giving free 2 years AF + RM 50 gift voucher if apply before 31st Jan, I think I can apply one as well. biggrin.gif

Edit: I just submitted mine through its online banking since I already have an existing account. tongue.gif Easy peasy. icon_idea.gif Too bad I don't have 100k p.a. yet, so cannot apply for its Plat to enjoy PPL. cry.gif I applied for ICBC UnionPay Dual Currency Credit Card Gold Card.

Let's see if my application will be approved. My first Union Pay credit card. biggrin.gif

This post has been edited by fruitie: Jan 1 2016, 02:56 AM
fruitie
post Jan 1 2016, 10:43 AM

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QUOTE(intrepidity85 @ Jan 1 2016, 09:06 AM)
wow good card.. i will apply too.. too bad i dont have their internet banking facilities yet.. guess have to post to nearest branch
*
Your nightmare will begin when you have their Internet banking, truly a painful experience.
fruitie
post Jan 4 2016, 09:53 AM

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QUOTE(sj0217 @ Jan 4 2016, 09:39 AM)
Instant Transfer still FOC ?

I thought IBFT will be free of charge until 31 Dec 2015 only, no ??
*
Maybank already shows chargeable of RM 0.53. Not sure about other banks. According to the announcement was until 31st Dec only.
fruitie
post Jan 4 2016, 10:01 AM

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QUOTE(sj0217 @ Jan 4 2016, 09:57 AM)
That is from CIMB that I screen shot....

hmm.gif  Hope it will continue until 31 December 2016...  thumbup.gif
*
Yeah, can see that screenshot is from CIMB.
Good for you as my main bank is still Maybank, all my favourite accounts were saved there. laugh.gif
fruitie
post Jan 4 2016, 04:47 PM

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intrepidity85, just checked online for my ICBC credit card status. Already got rejected. laugh.gif
Then asked me to contact the nearest branch or CS, so lazy, forget about it. tongue.gif Luckily I already have their Union Pay debit card. So, still OK. biggrin.gif

Edit: Didn't want to give up, called their main branch and luckily found a good credit card officer. biggrin.gif She helped me to check and apparently there is something wrong with their online system. doh.gif

She just asked me to fill in and will arrange someone in ICBC branch to collect the documents from me this Friday since I told her I can go on Friday. biggrin.gif

This post has been edited by fruitie: Jan 4 2016, 05:21 PM
fruitie
post Jan 4 2016, 07:16 PM

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QUOTE(intrepidity85 @ Jan 4 2016, 07:02 PM)
I see.. i post to my nearest branch via poslaju.. i paid only RM6 something for poslaju fees included parcel i bought from them

so this morning reach the branch and on the way for processing..

let's see how...

wish us both good luck  rclxms.gif
*
Yeah. Just wanna make use of free 2 years AF. tongue.gif
fruitie
post Jan 7 2016, 11:14 AM

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QUOTE(gugukrez @ Jan 7 2016, 10:21 AM)
Because HSBC got rebate 1-8% depend on monthly total amount cc  brows.gif 

Already ask HSBC direct transfer to PBB loan but they say cant unless the other side back direct deduct on my HSBC credit card.

and went to PBB counter they seem like very blurr and answer "NO" with no Confident.. like takut kena complain..

that why im here to get sifu advice...
*
You can't pay a loan with another credit. As simple as this.
So far only PTPTN loan allows credit cards, I guess it wants youngsters to go bankrupt much earlier. laugh.gif
fruitie
post Jan 7 2016, 01:05 PM

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QUOTE(chiahau @ Jan 7 2016, 12:11 PM)
Can't see does not mean don't have tongue.gif

Paying off 40k student loans sadly can't get 5xTps laugh.gif
*
If you use HLB Essential, can get RM 400 cash back. laugh.gif Not sure if it falls under HLB Essential's exclusion.
If use Watami, can get RM 150. laugh.gif

Then, BT 0% and pay by installment 6 months or 12 months. biggrin.gif

This post has been edited by fruitie: Jan 7 2016, 01:05 PM
fruitie
post Jan 7 2016, 04:44 PM

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Public Bank rejected my application for Islamic Plat and as usual no reason will be given. I asked if can appeal, he said no, the decision is final. I asked when can re-apply again, he said after 1 year. sleep.gif

No thanks. I hate PBB now. sleep.gif
fruitie
post Jan 7 2016, 04:54 PM

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QUOTE(intrepidity85 @ Jan 7 2016, 04:51 PM)
hows your icbc? mine still under process

get approval max personal loan from BSN for 4.5% interest only for 200k
*
I was supposed to walk in tomorrow but got lazy and called the credit card officer just now that I will send via Poslaju since I will be going to Poslaju later. tongue.gif
fruitie
post Jan 7 2016, 04:58 PM

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QUOTE(intrepidity85 @ Jan 7 2016, 04:57 PM)
it took 5 working days for poslaju to reach the officer's hand.. so i guess well let's wait the result..

pbb sucks they decline me few years back and i never go back to be their customer anyhow
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Erm, Poslaju just one day isn't it? Why 5 days? sweat.gif
The lady asked me to put her colleague's name on the envelope.
fruitie
post Jan 7 2016, 09:20 PM

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QUOTE(intrepidity85 @ Jan 7 2016, 05:00 PM)
yes one day only.. the problem 'unsuccessful delivery, please call 1300 xxx xxx' something like that..

and deliver back PPL xxx

then i call the officer and give him tracking number

took 2 days to reach him..

total 5 working days lol..

make sure u give the officer tracking number..
*
Coincidentally, I have a company's document to deliver to Menara Citibank for our corporate credit cards and ICBC is just at the same area, my dispatch will help me to send my application form there by hand. laugh.gif thumbup.gif
fruitie
post Jan 7 2016, 11:36 PM

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QUOTE(karcity @ Jan 7 2016, 11:33 PM)
What is the benefit of Islamic platinum card?
*
Actually for the sake of PPL access only since RHB will remove this privilege soon (supposedly removed on 15th Dec but deferred to 1st March 2016). doh.gif
fruitie
post Jan 10 2016, 11:23 PM

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QUOTE(intrepidity85 @ Jan 10 2016, 11:19 PM)
how's ur icbc? mine still no answer..
*
Post here better.

My dispatch helped me to send over by hand to ICBC on Friday's lunch hour and within an hour, an officer called me already telling me I must collect my card from their branch, is that OK. Also asked me to send them bank statement to prove that my latest three months salary tally with the statement. sweat.gif

I screenshot and sent to him via email already. Very helpful guy. thumbup.gif

He said within 2 weeks will know, he will inform me accordingly. He gave me his mobile no. rclxms.gif
fruitie
post Jan 10 2016, 11:27 PM

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QUOTE(intrepidity85 @ Jan 10 2016, 11:25 PM)
yeah i also have the officer contact number and he also mention to me it will took 2 weeks time

i gave him 3 months payslip + epf + bank statements

hmm need to collect from their branch? my officer told me they will post to my home address ..
*
I wanted to post to office but he said if I can collect from their branch, I said OK since not too far from me. KL Sentral-KLCC.
I only gave 3 months payslip and NRIC earlier, since only these were requested then he called to ask me for bank statements to prove the salary crediting only.
fruitie
post Jan 10 2016, 11:31 PM

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QUOTE(intrepidity85 @ Jan 10 2016, 11:30 PM)
one week passed for me.. hopefully next week will receive good answer from them
*
I thought yours just reached a few days ago? blink.gif
Anyway, I want to get the free two years AF only and the RM 50 voucher. biggrin.gif

This post has been edited by fruitie: Jan 10 2016, 11:32 PM
fruitie
post Jan 10 2016, 11:37 PM

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QUOTE(intrepidity85 @ Jan 10 2016, 11:35 PM)
imagine  cry.gif
*
Oh yours is Kuching branch. No wonder you cannot collect la, you are based in Miri. laugh.gif
Anyway, let's see and I didn't put much hope though. laugh.gif
fruitie
post Jan 11 2016, 10:52 AM

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QUOTE(Human Nature @ Jan 11 2016, 10:50 AM)
The online prepaid reload function at celcom website is not working. Any idea where else can i perform ONLINE reload using CC?
*
Buy from online sites like Qoo10 or 11Street, not sure if they are still selling but you can check. smile.gif
fruitie
post Jan 11 2016, 11:27 AM

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QUOTE(Human Nature @ Jan 11 2016, 11:15 AM)
Celcom website actually redirect to 11street:

http://www.11street.my/productdetail/xpax-...scount-10750140

BUT, it states Shipping Free (Auto Top-up)

meaning it is still online based right, they are not posting the reload voucher to my address?

at the same time, what is the meaning of auto top-up? I just want to reload one time only...
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Yes, online based if I'm not mistaken.
Just one time la. laugh.gif You don't pay them for the remaining times, they won't reload for you as well. tongue.gif

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