ehh just want to enquire.

2 months payslip/bank statement and epf good enough to apply any cc?

Instant Transfer still FOC ?

I thought IBFT will be free of charge until 31 Dec 2015 only, no ??

That is from CIMB that I screen shot....

  Hope it will continue until 31 December 2016... 

at the same time, what is the meaning of auto top-up? I just want to reload one time only...

As explained by Fruitie.
This is a bit extreme.

Imagine u buy a 4K TV cash and another 4K TV via card.

Terus 20k gone just to get someone fined 10k

i guess we need to report idiot and greedy merchant to BNM or the bank who issue the terminal to them

lately many merchant i go they will request 2% charges and 6% for GST terminal charges which add up 8% charges

damn .. out of 10 shop, 7 shops did this.. too rampant liao !!!

written 0.02% but charged 2%, this is like day light robbery.

Why you all no complaint like me? I think many merchant hate me already.

Every single chance I can complaint, I will make a full written report and CC every single relevant parties.

I deal with banks often, so I don't think they hate me enough to deny my business
My recent one by UOB kinda suck. 7 days already and yet to see reversal on my account.

My previous exp with MBB / CIMB much better. 7 days I see the amount credited back jor :/

Maybe need to CC in BNM to increase efficiency.

I heard if more than 3-5 complaints, will revoke the terminal.

I feel like purposely go there 10 times and swipe CC each time to ensure they get fined every single time

No idea about this. The lump sum i paid is not the total lump sum lol. Just 10k like that.

I have a credit card, usually used to pay insurance. Recently insurance reverse the amount about 3k into my card. My card balance become in negative value meaning to say I have extra money inside. I'm rarely use this card, is there any way to withdraw this money out?

If the name on NRIC is Lau Tak Wah only, would the bank approve the application is the name to appear on the card is written as Andy Lau instead?

er.. may i know what bank don't allow it?..

I was able to put my preferred name for RHB when I applied online.

it;s confirmed got 'name appear on card'

http://www.rhbgroup.com/~/media/files/mala...form.ashx?la=en

refer to this link.

Just now went shopping for some new clothes and I'm surprised all the girls who queued behind or in front of me used their debit card to pay. I was like the only one paid with my CC.

Well, this means they are richer than me, I swipe first and pay later while they straight deduct from bank account.

i have 40k+ at hsbc FD and 10k at PBB FD, does that influence decisions?

For this one time only, I am considering to delay the payment of my TNB bill to maximize my CB quota.

From TNB website:
The penalty is not high for 1-2 days delay. My question is, under what circumstances will TNB disconnect the supply?

For Hong Leong Bank Essential, the 12 swipes per year annual fee waiver can be done with petrol pump or not? Just to confirm haha