I haven't started using my Ikhwan card. Maybe this weekend can go and pump petrol.

I haven't started using my Ikhwan card. Maybe this weekend can go and pump petrol.

Only Friday and Saturday 

Look like Ikhwan is your spare card in case your primary card (HLB Wise?) CB max out.

Look like Ikhwan is your spare card in case your primary card (HLB Wise?) CB max out.

definitely a spare card for primary Wise users, like me. 

having Wise's Grocery + Petrol, sometimes, my preplanned spending might going to max the cb. so, i use Ikhwan instead (Grocery + Petrol too).

i haven't apply yet.. too many card on hand right now.

Recently requested to change to 3rd every month instead of 8th for my statement date.

Checked from M2U the statement date is still showing 8th September, but no cut off yet until today

Called CS and knowing that statement date has changed to 3rd of every month and it will reflect on next billing cycle which is 3rd Nov on my M2U

My question is no cut off for this month either 3rd or 8th October ? Is it mean no balance is need to pay until 3rd Nov during statement come out?? hmm.gif

When we change the statement date, the current month's statement won't be out and will be carried forward to next month's statement date. When I asked the officer that doing my application, she also says the same. But this officer were kinda blur when I want to apply for this card doh.gif Hope she is wrong on this hmm.gif
This is how I "lost" rm50 on my PBB's VS cry.gif Because the statement "extended" to 2 months instead of 1 month.

hmm.gif I still think the cash back still stays regardless the statement cycle. hmm.gif
Let's see.

Saturday I mean.
Yes, my petrol card actually but my petrol usually not pumped by myself.

Maybe a bit OT, any maybank card gives rebate for unifi payment? Just realized my newly approved CIMB CR can't get rebate for unifi =(

Nu Sentral not too convenient for me unfortunately.

supersound fruitie
Above discussed previously thread, confirmed that I have get those spending on Oct and cash back on 1 Nov 

Maybe a bit OT, any maybank card gives rebate for unifi payment? Just realized my newly approved CIMB CR can't get rebate for unifi =(

Nu Sentral not too convenient for me unfortunately.

Yeah, I'm correct.
Good for you.
Nope, no Maybank card gives cash rebate for UniFi.
If you want, UOB VOX can get. Verified by myself.

Before Aug 2015 MBB 2 card can get cash rebate for UniFi
But now you still get 5x which equivalent to 1.25% if you redeem voucher 

just want to know,
my friend is a fresh grad and just started working, can he apply a cc using graduan scheme offered by Maybank ?
tq!

Some people get this card for self satisfaction and as a backup, as it is difficult to get it approved.

Mine is for backup purpose.

sorry working just now,
hurm. I told him the same thing,
but which have better chance of getting a card tho?
maybank 2 golds or ikhwan gold?

It depends on his usage. First card, I think both should be easily approved. If for petrol and groceries, can try Ikhwan.

thanks fruitie! been a great help. will definitely advice him on this.

Im thinking he will spend more towards groceries and petrol

Today checking with maybank cs via email again on the split limit from maybank 2 cards to MC Ikhwan Gold
Got reply that still in the midst of appeal
But in my maybank2u showing MC Ikhwan Gold
Any idea?

I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.

I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.

Only Friday and Saturday 

I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.

not 7 days a week?
i've been reading about this card and could not find anything that states only for those 2 days.

can give me the link? thanks.

MBB not allow overpayment via M2U, I kene once already when I want to book my flights and hostel, forced me rush to bank deposit >10k cash. so scary around 11pm...
hate this feeling.     

Cash rebate will be given if the transaction date falls on Fridays and Saturdays.
It's on their website and stated on first post of this thread.

oww man..
so sorry..i got my understanding wrong on this.
was reading about ikhwan amex.. 5x TP for petrol and 2X TP for others.. the name some how got me carried away..

Strange. I'm a 2Card Platinum holder for 3 years, and was a VS holder (cancelled 2 weeks ago due to no AF waived). I was rejected twice while applying this card, and Maybank refused to disclose the reason for the declined application. I have never pay late, and sometimes overpaid.
Did this happen to anyone here?

Of course you can apply like normal but Ikhwan till date has one of the highest rejection rates compared to other cards. I have been rejected twice and just approved recently after I agreed to split limit.

Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.

Thanks for the tips, pretty Fruitie.
So can i just convert my existing 2Cards Plat to Ikhwan Plat/Gold?

Well, that's the guaranteed method to get Ikhwan. However, if you still intend to keep your Maybank2Cards, then can request to split limit like what I have done.

I still want to retain my M2Cards, hence requested to split RM 2k limit.

MBB not allow overpayment via M2U, I kene once already when I want to book my flights and hostel, forced me rush to bank deposit >10k cash. so scary around 11pm...
hate this feeling.     

I also still have maybank 2 card and got my ihkwan mastercard one month ago...spilt limit for islamic n conventional card as suggested by the officer when i apply the card.

means already approved, congrats and welcome to mbb ikhwan world.

Thanks.
Then how can I get my card?

Maybank Islamic MasterCard Ikhwan Gold and Platinum Card

Maybank Islamic MasterCard Ikhwan V1



Benefits:

1. FREE FOR LIFE     

2. 5% Cash Back for Petrol and Groceries on Fridays and Saturdays. Capped at RM50/month for Principal only. 

3. TreatsPoints. Every RM1 spend locally and overseas earn 1 Treatspoints

4.Umrah Trip. One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Musilms) - non exchangeable / transferable. Every RM200 retail spending in one single receipt entitle for 1x entry. Campaign starts 1st August 2014 and ongoing. Winner selection will be done every six (6) months.

Con:

1. Supplementary Cards ARE NOT ELIGIBLE for the 5% cash back!!!

And every time you use the Maybank Islamic MasterCard Ikhwan, Maybank will contribure 0.1% to charity 


Click here to read my short review of the Maybank Islamic MasterCard Ikhwan Card.

The FREE FOR LIFE Maybank Islamic MasterCard Ikhwan Gold and Platinum Card is great to compliment the FREE FOR LIFE Maybankard 2 Cards. To learn more, click here and read my article Maybank 3 Cards GTR. 

I'm kinda interested in applying for this card. But I don't understand what Fixed Monthly Management Charge (FMMC) means... The Product Disclosure Sheet states that for Gold card, the FMMC is RM7,500 and RM15,000 for Platinum card. Would you care to explain? And I'd also like to know if there will be any charges if the card is not used. Thank you in advance! 

No need to bother about the amount if you pay full every month.
No charges if you don't use it.

Thanks for your reply! I read the FAQs and I kinda get it now. It means that if the Actual Monthly Management Charges (AMMC) or Actual Cash Withdrawal Management Charges (ACWMC) exceeds the FMMC, Maybank will charge the AMMC/ACWMC up to the FMMC. That's what I understood though. Hmmm considering to get it for emergencies and of course, the petrol/grocery rebates. 

Three things about credit card:
i) Always pay full for your statement balance before due date
ii) Don't miss payment or minimum payment
iii) Don't use it for cash advance

If you follow the above three rules, banks cannot earn extra money from you.

Did you request for delivery? I requested for card collection from my nearest branch.
You can call CS to check out the status.

I'm kinda interested in applying for this card. But I don't understand what Fixed Monthly Management Charge (FMMC) means... The Product Disclosure Sheet states that for Gold card, the FMMC is RM7,500 and RM15,000 for Platinum card. Would you care to explain? And I'd also like to know if there will be any charges if the card is not used. Thank you in advance! 

supp card is eligible for 5% rebate as well.

1st page con no.1 mention no rebate.

1st page con no.1 mention no rebate.

just got my card today. looking forward on future CBs ehhe

congratulation.
i just submitted upgrade request today and hope it can get approve as well

Well, that's the guaranteed method to get Ikhwan. However, if you still intend to keep your Maybank2Cards, then can request to split limit like what I have done.

I still want to retain my M2Cards, hence requested to split RM 2k limit.

what do u mean by that? ur ikhwan card limit is rm2k?

whats the minimum credit limit for split limit ya? rm6k limit split half rm3k m2card and another rm3k for ikhwan? or lower oso can?

Yes, I split RM 2k from my M2Cards to my Ikhwan. Not sure what is the minimum limit but we have forummer got RM 1k CL.

Lower also can, not necessary half. Mine was around 11%.

wow..new info for me..never knew can get 1k CL..lol  

Upgrade for?

Yes, I split RM 2k from my M2Cards to my Ikhwan. Not sure what is the minimum limit but we have forummer got RM 1k CL.

Lower also can, not necessary half. Mine was around 11%.

wow..new info for me..never knew can get 1k CL..lol  

I'm one of the forumer requested 1k CL. 

wahh..the man himself..how u requested bro? thru email or talk to CS

ngam2 1k so can get the max rm50 per month     

please refer to my cari forum reply

http://cforum3.cari.com.my/forum.php?mod=v...32#pid126393402

I purposely request 1k cl.

in the appeal need to attach ccris n ctos report oso?? wah so hardcore   

in the appeal need to attach ccris n ctos report oso?? wah so hardcore   

3 days backI applied increase my cl for visa ikhwan. They approved and give 20 k. Today want to applied MasterCard Ikhwan, evening know got rejected. I thought can share cl? Any advice? Can reapply?

Some officers will not agree and so far email method seems to work.

Eh.mind sharing how to request for split using email?.
Just found out I got rejected for this card
Midvalley Maybank said they will call if the application got rejected, but waited more than a month until I decide to head over to their branch to be informed about it.
And they advise to try again after 6month

ps: minimum requirement met for this card

Eh.mind sharing how to request for split using email?.
Just found out I got rejected for this card
Midvalley Maybank said they will call if the application got rejected, but waited more than a month until I decide to head over to their branch to be informed about it.
And they advise to try again after 6month

ps: minimum requirement met for this card

supersound fruitie
Above discussed previously thread, confirmed that I have get those spending on Oct and cash back on 1 Nov 

Managed to pay tnb and streamyx bill at sam groceria just now.

how's the experience paying streamyx? 

full account number? any issues?

5% rebate on petrol and groceries on Friday and Saturday, capped at maximum of RM50.00 per customer per month (Principal and Supplementary Cardmember)

dear all,
just browse through M2U website, noted that
http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

so means now supplementary card usage is entitled for cash rebate as well?

pS: TS can make amendment to first thread d

Got my MC ikhwan gold today.
Ask to split limit for 2k, then got 3.5k, but my mbb 2 card also left 3.5k for combined limit

Your MBB2Cards were having 7k CL initially?
You can write to ask to revise again. I requested from 3k to 2k.

Ok thanks 
3.5k for MC ikhwan gold was too much for me

Managed to pay tnb and streamyx bill at sam groceria just now.

tnb bill supported right now?

Hi guys.

I just received my Ikhwan Gold card. Been offered by Maybank. Limit 13k.

Never had CC before, just using debit card

CL is higher than mine.

CL is higher than mine.

Because that's the only credit card.

Yes, my only credit card (so far!)

I been reading in this thread, you guys keep on targetting/requesting for lower CL. Why?

Yes, my only credit card (so far!)

I been reading in this thread, you guys keep on targetting/requesting for lower CL. Why?

because it's only 2 days cashback for groceries & petrol capped at rm50. Other transactions are 1tp for every ringgit. With that, 2k-2.5k is enough.

Because Ikhwan is famous in rejecting existing Maybank users. Since we want this card then just ask to split limit from our current Maybank cards and we don't need a lot of CL to maximize the cash back, so just split as low as possible.

Aha I get it now.

Now how I can reduce my CL? Don't think I need till 13k.

And what is the best credit card to own one and why (briefly)? Just about to step my feet into these kind of deals

http://www.maybank2u.com.my/WebBank/mbb_malindo-air_rt.html

This applicable to ikhwan also?