Hi

Currently I had MBB 2 card with CL 15k. Once I apply ikhwan that will shares my CL?? For example 15k dividend by 2?

Cash back which Friday n Saturday will earn treat point as well?

Any sifu can clarify??

Currently I had MBB 2 card with CL 15k.once I apply ikhwan that will auto split my CL? For example 15k dividend by 2?

Cash back which Friday n Saturday will earn treat point as well?

Any sifu can clarify?

Dear all sifu,

Just received a call from CS told me that my application was failed.

i am existing MBB 2 card holder. Any sifu can tell me why i cant get ikhwan master gold??

Dear xxxxxxxxxx

We refer to your email dated xxxxxxxxxxxxxx and thank you for your patience while we reviewed your matter with the relevant departments.

We note your disappointment with the unsuccessful credit card application. Our investigation shows that xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx.

After having reviewed the circumstance of the matter, the bank has exceptionally agreed to grant you the HSBC xxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. xxxxxxxxxxxxxxxxxxxxxxxxx will contact you once the card is approved.

Thank you again for bringing this matter to our attention. Please contact xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx should you require any assistance.


Yours sincerely

xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
Customer Relations Manager


Send this statement to bank????

Dear Sir,

Good day.

I'm writing to file a complain on HSBC bank that decline my application without any reasons given despite I've fulfilled their minimum requirement.

Since they refused to disclose the reason, therefore I want to escalate this to Bank Negara Malaysia to instruct HSBC to disclose the reason why my application being declined despite I'm debt free, annual income is over their published minimum income requirement for that particular credit card.

I believe that as a consumer I have the right to know the reason why being declined and this seriously affecting my good credit reputation.

I'm looking forward to hearing from you.

Thank you.


Regards,
xxx

Send this to BNM???

Just call CS, they cant tell me any reason blah blah blah......they only tell me that i cant have ikhwann card.
and they tell me once i have conventional card ( 2card ), u cant apply islamic card at this same time.
they said can try cancel 2 card and apply ikhwan ....under condition apply on it.

is that true??damn confursing

Bro, currently i only have Mbb 2 card in my hand with CL 15K.
Let said CL too high then what should i do ?? write email to maybank to reduce CL...then apply ikhwan again?

i have no any late payment on CCRIS, futthermore i have paid full amount each time for the credit card.
i have meet all the requirment for ikhwan master gold ...
wth??

Bro,refer to your method

I) Apply like normal applications (application failed)
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.


now try method ii) how to write email to bank??? any template for the email??

Dear all,

i am confursing which way should i do??

1) write email to BNM
2) write email to mbb to reduce CL in order to get ikhwan

ok sis, reason why need template cos i worry that my email to staright to the point, mean application failed again.
anyhow, thx for your example above. its really help.

Email sent to maybank card center to reduce 2 card CL in order to get ikhwan.

yes i just email to bank...hope to get good news.

YAHOO.....just get my ikhwan card.
i am using method no.2 share CL.
Special thanks to fruitie that u provided solution to me.

I got one more question....
I am just realize that my ikhwan card expiry date on August 2016??
it was the same with my 2card expiry date.
how come?

i just curious that expiry date so soon...only six month...omg.
no, it dosent come with any PIN feature with the card.
MCC telling me that Treat point starting start on july 2016...We can check for that at m2u.

Soli....
All treat point staring expiry on July 2016.

Lets see...just only half year.